GCash Klook Card Review: Perks, Benefits, and How It Works

Michelle Alyssa

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In November 2025, GCash announced the launch of their new GCash Klook Card¹ - a collaboration of GCash’s smart financial tools along with Klook’s travel expertise and breadth.

This guide looks at the Klook GCash travel card features and benefits. We'll also introduce the Wise card, a handy travel companion to make seamless card payments when you're overseas.


What is the GCash Klook Card?

The newly announced GCash Klook Card is a collaboration between GCash and Klook, for use when spending at home and abroad, in person and online, and for making ATM withdrawals.

The card also comes with some great welcome benefits, including a free airport transfer and eSIM, and a hotel stay voucher. Card holders get an automatic upgrade to Klook Gold Membership, which then allows you to earn Klook rewards at a faster rate when you spend on travel and events on the Klook app.

The GCash Klook Card is powered by the Visa network which means your card can be accepted in 200+ countries for spending and cash withdrawals. To use your GCash card abroad just look out for the Visa logo on merchant payment terminals or at the ATM.

Key features of the GCash Klook travel card

With the Klook GCash travel card you can spend and make cash withdrawals, and convert from your PHP balance to cover foreign currency payments using the network exchange rate. You’ll also have the opportunity to get an introductory GCash Klook travel pack and an upgrade to Klook Gold Membership to earn rewards faster.

Let’s look through the key features of the GCash Klook travel card in more detail:

Rewards and benefits

When you sign up for the Klook GCash card you’ll get a great welcome travel pack which includes vouchers for the following:

  • 1x free airport transfer voucher (up to 1,000 PHP value)
  • 1x free Klook eSIM voucher (up to 350 PHP value)
  • 1x free Klook hotel voucher (up to 1,000, PHP with minimum spend of 8,000 PHP)

As well as this, you will be automatically upgraded to Klook Gold Tier membership which gets you extra benefits, including earning KlookCash at a 3x higher rate on all eligible bookings made on the Klook platform. As well as earning more Klook rewards you may also benefit from:

  • Promotional offers on certain bookings
  • Free eSIMs
  • Priority customer support

All in all, Klook and GCash state that the monetary value of your benefits is over 10,000 PHP.

Fees, exchange rates and currency conversion

While some of the details about the GCash Klook Card fees aren’t yet available, there are some important details which have already been released.

If you're a new applicant you may be eligible for a promotional 250 PHP fee for the card itself. However, this is a limited time offer, and availability may be limited.

Another detail that’s important if you want to use the GCash Klook Card for travel purposes, the card offers zero foreign exchange (FX) service fees and low forex rates. This may mean you unlock a better rate compared to using a bank issued debit card which has a foreign transaction fee to pay.

Can you use the GCash Klook Card overseas?

Yes - you use the GCash Klook Card overseas anywhere Visa is accepted. This is in over 200 countries around the world.

If you’re abroad and want to use your Klook GCash card you’ll just need to look for the Visa logo which will be prominently displayed at the payment terminal or ATM. Remember to look out for fees, particularly when you’re using an ATM. Even if the GCash ATM fee is low or waived entirely, the ATM operator might have their own costs which are usually shown on screen before you complete your withdrawal.

GCash Visa vs GCash Klook Card: What’s the difference?

There’s already a GCash debit card available in the Philippines - the GCash Visa card. So what’s the difference between this and the newly launched card with Klook? Here’s a quick rundown of their features so you can compare:

FeatureGCash Visa Card²GCash Klook Travel Card
Ideal forDaily use in the Philippines and abroadUse at home and abroad, particularly for travel spend
IssuerGCash, issued on Visa networkGCash/Klook collaboration, issued on Visa network
Order fee250 PHP³Introductory offer of 250 PHP for new customers Long term pricing not stated
Currency supportHold PHP, spend globallyHold PHP, spend globally
Foreign transaction feeNo foreign transaction fee⁴No foreign transaction fee
ATM fees0 PHP - 18 PHP⁵From 10 PHP
Welcome offerNot specifiedWelcome travel pack and Gold tier upgrade for Klook rewards
Other perks and rewardsVisa exclusive rewardsEarn 3x extra Klook rewards as you spend

*Details correct at time of research, 9th December 2025

How to get the GCash Klook travel card

Excited about the option of the new Klook Gcash Visa card? Here’s how to get the GCash Klook travel card in the Philippines:

  1. Visit the Klook app or website and look for the GCash Klook Travel Card offer
  2. Follow the on-screen prompts to apply for the card
  3. Pay the card issuance fee — ₱250 for eligible users under the introductory offer (limited availability)
  4. Receive your physical card at your registered delivery address

Deliveries of your card in Metro Manila will typically take 4-6 business days, and wait times are normally 6-10 business days elsewhere.

GCash Klook travel card eligibility

The full details of GCash Klook travel card eligibility aren’t available at the time of research. Keep an eye out for the full information once the card goes live in December 2025. You may find you need a fully verified GCash account for example, which is a mandatory requirement for the existing GCash Visa card.

To sign up for the GCash Klook travel card, you must be a first-time GCash Visa cardholder.

Remember to bring along the Wise card - To worry less about additional fees and focus more on your travel experiences

The Wise card lets you spend in 40+ currencies at the mid-market rate including USD, SGD, GBP, and JPY so you know you'll be getting a great deal in over 150+ countries. Simply create a free Wise account, order a card and top-up PHP to get started.

A physical Wise card can be ordered for a low fee of 369.60 PHP. Having a physical Wise card allows you to make chip and pin payments, as well as 2 free ATM withdrawals to the value of 12,000 PHP each month, before low fees start.

While abroad, you can choose to spend directly in PHP and let auto-conversion do the trick, or convert to your desired currency with your Wise account. Either way, you’ll get the exchange rate you see on Google, with low, transparent fees from 0.57%.

Save while you spend, and make overseas spending seamless with a Wise card.

💳 Get your Wise card today

Frequently asked questions (FAQ)

How do I manage my card and account?

You can view and manage your GCash Klook Travel Card transactions in the GCash app, in the same way as you would the existing GCash Visa card. Klook-specific rewards can be viewed and managed in the Klook app.

What are the reward opportunities for card holders?

As well as getting your new user benefits which include up to 5,000 PHP of value, split across vouchers for airport transfer, an eSIM and a hotel stay, you’ll also get complimentary membership of Klook’s Gold Tier of rewards. This allows you to earn Klook rewards at 3x the normal rate when you spend on the Klook platform.

What can I book with Klook?

Klook is a specialist in travel experiences, offering tours, experiences, hotels, transport and more, in a wide range of countries including the Philippines and many destinations in the region and beyond. You can read reviews, get inspiration for a trip, and book everything in one place, from your airport transfer to your hotel and activities, as well as your eSIM and other practical requirements for a trip.

What’s the benefit of earning KlookCash rewards?

When you earn KlookCash⁶ rewards you’ll be able to cash the points in at the rate of 100 KlookCash rewards for 1 USD in value. You can start to claim your rewards against spending on the Klook platform and app, from as little as 10 KlookCash rewards.


Sources:

  1. GCash Klook Card
  2. GCash Visa Card
  3. GCash Visa FAQ, order fee
  4. GCash Visa Card FAQ, how to use
  5. GCash Visa Card FAQ, fees
  6. KlookCash

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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