Send money via direct debit

Send money via direct debit from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers
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  • 0 NZD
  • 5.45 NZDOur fee
  • 5.45 NZDTotal fees
  • =
    994.55 NZDTotal amount we’ll convert
  • ×
    0.5944

Should arrive by Thursday

Get started

We charge as little as possible. No subscription

Sending 1,000 NZD withRecipient gets(Total after fees)
Wise
591.11 USD
Transfer fee
5.45 NZD
Exchange rate(1 NZD USD)
0.594350
Exchange rate markup
0 NZD

Cost of transfer
5.45 NZD

Xe
586.76 USD- 4.35 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.586760
Exchange rate markup
12.77 NZD

Cost of transfer
12.77 NZD

ANZ
583.70 USD- 7.41 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.583700
Exchange rate markup
17.92 NZD

Cost of transfer
17.92 NZD

BNZ
582.88 USD- 8.23 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.582881
Exchange rate markup
19.30 NZD

Cost of transfer
19.30 NZD

Remitly
579.38 USD- 11.73 USD
Transfer fee
3.99 NZD
Exchange rate(1 NZD USD)
0.581698
Exchange rate markup
21.29 NZD

Cost of transfer
25.28 NZD

ASB
578.59 USD- 12.52 USD
Transfer fee
5 NZD
Exchange rate(1 NZD USD)
0.581494
Exchange rate markup
21.63 NZD

Cost of transfer
26.63 NZD

OFX
577.89 USD- 13.22 USD
Transfer fee
12 NZD
Exchange rate(1 NZD USD)
0.584906
Exchange rate markup
15.89 NZD

Cost of transfer
27.89 NZD

PayPal
567.32 USD- 23.79 USD
Transfer fee
6.99 NZD
Exchange rate(1 NZD USD)
0.571309
Exchange rate markup
38.77 NZD

Cost of transfer
45.76 NZD
This applies when you pay in via bank transfer. How do we collect this data?
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How to send money via direct debit in 3 easy steps

What is Direct Debit money transfer?

Whether you call it a direct debit or an EFT, direct debit money transfers are often one of the cheapest ways to make a Wise international payment. It’s convenient to arrange a direct debit to Wise - you can often get set up online or in your bank’s mobile app, so you don’t even need to leave home.

You can make a Wise direct debit money transfer of up to 9,500 CAD in 24 hours from a personal account. There’s also a limit of 30,000 CAD a week. You can send direct debit payments from a business bank account, too, as long as you have a Wise Business account.

When you set up a Wise money transfer and pay by direct debit, the exchange rate is guaranteed as soon as you authorize payment to Wise. That means there are no surprises if the rates change while your direct debit is winging its way to Wise - you’ll know exactly how much your transfer will cost you, and what rate you’re getting, straight away.

Learn more about using direct debit transfers.

Online money transfer fees

How much does it cost to send money via direct debit?

To send money via direct debit with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer via direct debit take?

A money transfer via direct debit (NZD-USD) should arrive by Thursday. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

NZD
USD

Should arrive

by Thursday

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.