Send money with a credit card

Send money with a credit card from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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Over 10 million customers
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  • 5.69 EUROur fee
  • 19.69 EURTotal fees
  • =
    980.31 EURTotal amount we’ll convert
  • ×
    0.8462

Should arrive in seconds

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We charge as little as possible. No subscription

Sending 1,000 EUR withRecipient gets(Total after fees)
Wise
841.29 GBP
Transfer fee
5.75 EUR
Exchange rate(1 EUR GBP)
0.846155
Exchange rate markup
0 EUR

Cost of transfer
5.75 EUR

Instarem.
839.24 GBP- 2.05 GBP
Transfer fee
0 EUR
Exchange rate(1 EUR GBP)
0.839245
Exchange rate markup
8.17 EUR

Cost of transfer
8.17 EUR

Xe
837.99 GBP- 3.30 GBP
Transfer fee
0 EUR
Exchange rate(1 EUR GBP)
0.837985
Exchange rate markup
9.66 EUR

Cost of transfer
9.66 EUR

OFX
836.85 GBP- 4.44 GBP
Transfer fee
0 EUR
Exchange rate(1 EUR GBP)
0.836854
Exchange rate markup
10.99 EUR

Cost of transfer
10.99 EUR

Remitly
834.02 GBP- 7.27 GBP
Transfer fee
1.99 EUR
Exchange rate(1 EUR GBP)
0.835680
Exchange rate markup
12.38 EUR

Cost of transfer
14.37 EUR

Xoom (A PayPal Service)
831.02 GBP- 10.27 GBP
Transfer fee
1.99 EUR
Exchange rate(1 EUR GBP)
0.832681
Exchange rate markup
15.92 EUR

Cost of transfer
17.91 EUR

Skrill
829.62 GBP- 11.67 GBP
Transfer fee
0 EUR
Exchange rate(1 EUR GBP)
0.829620
Exchange rate markup
19.54 EUR

Cost of transfer
19.54 EUR

Monese
828.96 GBP- 12.33 GBP
Transfer fee
20 EUR
Exchange rate(1 EUR GBP)
0.845875
Exchange rate markup
0.33 EUR

Cost of transfer
20.33 EUR

Rabobank
825.63 GBP- 15.66 GBP
Transfer fee
16 EUR
Exchange rate(1 EUR GBP)
0.839053
Exchange rate markup
8.39 EUR

Cost of transfer
24.39 EUR

MoneyGram
822.03 GBP- 19.26 GBP
Transfer fee
22.49 EUR
Exchange rate(1 EUR GBP)
0.840940
Exchange rate markup
6.16 EUR

Cost of transfer
28.65 EUR

Western Union
817.53 GBP- 23.76 GBP
Transfer fee
3.90 EUR
Exchange rate(1 EUR GBP)
0.820729
Exchange rate markup
30.05 EUR

Cost of transfer
33.95 EUR

ING
812.95 GBP- 28.34 GBP
Transfer fee
31 EUR
Exchange rate(1 EUR GBP)
0.838962
Exchange rate markup
8.50 EUR

Cost of transfer
39.50 EUR

PayPal
806.06 GBP- 35.23 GBP
Transfer fee
5.99 EUR
Exchange rate(1 EUR GBP)
0.810917
Exchange rate markup
41.65 EUR

Cost of transfer
47.64 EUR

B Sabadell
803.93 GBP- 37.36 GBP
Transfer fee
22 EUR
Exchange rate(1 EUR GBP)
0.822017
Exchange rate markup
28.53 EUR

Cost of transfer
50.53 EUR
This applies when you pay in via bank transfer. How do we collect this data?
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How to send money with a credit card in 3 easy steps

What is Credit Card money transfer?

Making a credit card transfer is fast, convenient, and means you can spread the cost of your payment over a few months if you’d like to.

You can make a credit card money transfer with Wise using a Visa or Mastercard credit card that’s issued in your name - or the name of your business if you hold a Wise Business account. Unfortunately, you can’t make a Wise credit card money transfer using an American Express credit card.

Your card will need to have a 16 digit number, an expiry date, and be 3D security enabled - this helps us keep you and your money safe.

There are also a small number of other specific situations in which you can’t make a Wise credit card money transfer, depending on where your card was issued, where your Wise account is registered, and the payment you’re sending.

Learn more about using credit cards.

Online money transfer fees

How much does it cost to send money with a credit card?

To send money with a credit card with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer with a credit card take?

A money transfer with a credit card (EUR-GBP) should arrive in 8 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR
GBP

Should arrive

in 8 hours

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.