Complete Guide to TCS on Foreign Education Loans when Remitting from India
Understanding TCS on education loan remittances from India. Learn how to minimize TCS and save money with Wise, a convenient option to send money abroad.
Germany has increasingly become a popular destination for Indian students, with over 25,000 Indian students studying in the country in 2020¹.
Read on to learn more about getting a German student visa and how you can prepare your potential application.
📝 Table of contents |
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Each student’s immigration application is different. So it's important to consult an immigration professional, and the respective German governmental department for up to date information and advice on your application. This article is not to be taken as professional advice or recommendation for your German student visa process.
🎓 Did you know that in in 2020, Indian students made up the 2nd largest population of international students in Germany. |
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Germany requires that Indian students enter the country with the appropriate visa. There are a few countries, such as citizenship holders of the US, South Korea, EU, and Australia, that do not require a visa to study in Germany.
Indian students can study in Germany for their Bachelors, Master’s, Doctoral or Postdoctoral studies.
🔍 Check out the German Academic Exchange Service (DAAD) website for information and counselling on German higher education |
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While there isn’t a specific student visa for Germany, Indian students will require a German National Visa (long term) if you are enrolling in a university or institution. This is different from a Schengen, short term or tourist visa to Germany which only allows a 3 month stay. As the name suggests, the long-term German National Visa lets you stay in the country for more than 90 days.²
Within the German National Visa application, you will have to provide the documentation relevant for a student visa to Germany.
First, the application process starts with identifying the Germany embassy or consulate that has jurisdiction over your home state in India. The German embassy or consulate for your state holds the responsibility for your student visa application³.
German Embassy | India Jurisdiction |
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New Delhi | Haryana, Himachal Pradesh, Jammu and Kashmir, Punjab, Rajasthan, Sikkim, Uttar Pradesh, Uttarakhand as well as the Union Territories of Chandigarh, NCT of Delhi, Andaman and Nicobar Islands, Lakshadweep including Minicoy and Amini |
Mumbai | Maharashtra, Gujarat, Goa, Madhya Pradesh, Chhattisgarh, Daman and Diu |
Kolkata | West Bengal, Bihar, Jharkhand, Orissa, Assam, Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland and Tripura |
Bangalore | Karnataka and Kerala |
Chennai | Andhra Pradesh, Tamil Nadu, Telangana and Pondicherry. |
✅ The application for a student visa in Germany is the same as the general German National Visa, however you will need to check the “Study” box when asked the purpose of your stay in Germany⁴:
Depending on which German embassy or consulate is applicable to you, you will have to provide the documents required as laid out by the specific office and you may be required to do an in-person interview.
And although the German consulate or embassy will be responsible for your application, the process will be through the German government’s visa partner, VFS Global.
Let’s break down the exact process to apply for a German student visa.
To apply to study in a German university, you are expected to have already applied to a Germany university and have been accepted. From there, it is a 8 step process for completing a German National Visa application⁵:
But before you get started on the process, let’s make sure you qualify for a German student visa.
To start, there are a few requirements for a German National visa for studying in Germany:
❌ If you do not meet these requirements, there is a large chance your application will be cancelled.
If you are waiting to hear back from a German university, you can apply for a prospective student visa. This allows you to get started on the visa process but is only valid for 3 months to allow you to hear back from your desired institution. If you are accepted you will have to then apply for the German National Visa. ⁷
Here are the additional requirements for a German student visa:
To acquire a German National Visa for studying in Germany, you will need to show that you can pay for your study and stay in the country. You will need to show evidence of funds of an annual amount of €10,332/ ₹9,28,536.84* .⁸
You can do this in 3 ways:
As a student coming from India, you may be asked to open the blocked bank account by the German embassy or consulate to show evidence of ample funds for your stay. To do so, the following banks are available in India:
*the INR price shown is converted at the mid-market exchange rate of €1 = ₹89.87 as of April 29, 2021
Here is a sample list of documents required to submit alongside your application.⁹
You may be asked for additional documents so it is suggested to confirm the documents you need for your particular application with the German embassy or consulate.
The appointment process is dependent on the German embassy or consulate for your jurisdiction. Here is how to schedule an appointment through the partner VFS for your application. ¹⁰
German Embassy or Consulate | Online | Phone |
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New Delhi | Book an appointment online | |
Mumbai | Email at infowest.germanin@vfshelpline.com. | 022 67866013 |
Chennai | Email at: info.germanin@vfshelpline.com. | 022 67866013 |
Bangalore | Email at: Infosouth1.germanin@vfshelpline.com | 022 67866013 |
For long term visas such as a student visa, the processing time is not clear but the German government website has noted that it can take a few months. It is suggested to start your visa process early and as soon as you have heard from your German institution.
📍 You can track your application online with your application’s reference number and your last name to see where you are in the process.
As the German embassy or consulate for your area is going to be handling your application, they do allow for Indian rupee payments for the fees. But keep in mind that VFS global also does have administrative charges that are added to the cost.
As of April 2021, the student visa fee is ₹6,700 for students that are applying as adults for a German student visa. In addition to the visa fee, you may have to pay additionally for VFS’s logistics and stamping fee.
Here is what it looks like for the total cost if you submit your German student visa application through New Delhi:
Fee Type | Fees in INR 🇮🇳 |
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Visa Fee | ₹6,700 |
VFS Logistics Fee at submission | ₹896 |
VFS Stamping Fee | ₹1,053 |
Total | ₹8,649 |
The visa application fee is to be paid after your interview appointment and is non refundable. It can be paid in cash or Visa, Mastercard or Rupay. ¹¹
If you are looking for additional help or convenience with your application, VFS Global does offer additional premium services at a cost
Use the Wise Android/ iOS app for easy, fast and secure transfers from local bank accounts in India to Germany 💸 |
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An interview with the German embassy is a part of the German National Visa process. Read on to familiarize yourself with possible questions and guides on how to answer them. And remember, the best interviews are when you are authentically yourself.
Answer guide: For this question you are going to need to come prepared with research on why Germany exactly. What is it about your specific program or university that compelled you to choose it over other options, and other countries? The best answers would go beyond just stating the experience of being outside of India, but provide a clear understanding of the unique aspects of German education, people and culture.
Answer guide: Here you should showcase your intrinsic motivation for pursuing this particular area of study. What do you plan to learn, but also contribute to the academic or professional space? In addition, it doesn’t hurt to mention what you are looking to do after your graduation.
Answer guide: With this type of a question, most interviewers will want to verify you and validate your choice to study. Feel free to be vocal on not only your major but also why you chose it and what you are looking to get out of your German education and institution in particular.
Answer guide: This question is looking to understand your motivation for additional studies. What is it that your continued education can and will provide you? What are you looking to learn that you haven’t learned yet? Interviewers are most likely looking to understand your true interest in your program or institution, and not that you are looking at your time in Germany as a holiday.
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