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Spend abroad with the real exchange rate.

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App to top-up and convert in real time
Check balance and transactions on the app, and get notification for every transaction.

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Use it instantly with Google Pay or Apple Pay
Travelling tomorrow? Use it instantly on your phone with a digital card.

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ATM withdrawals
Get cash from more than 3 million ATMs worldwide (free from Wise fees, up to 200 EUR per month).

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Spend the leftover money in Ireland free
If your trip is cancelled or have leftover currency, spend it at home in Ireland, with a small conversion fee.

Spend in 175 countries

The Wise travel money card gives you the best rate for spending in 40+ different currencies. Use your card in more than 175 countries and withdraw money from 3 million ATMs.

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Spend abroad with the real exchange rate.

With the Wise travel money card you can get a better exchange rate and lower fees than your bank. If you have the local currency in your account, the Wise travel money card will use it. If not, it will auto-convert your money at the current rate, for a tiny fee.

Use Google or Apple Pay straight away

No need to wait for the physical currency card. You can also use your Wise travel money card with Apple Pay or Google Pay. It works just like the physical currency card, but exists only on your phone or laptop.

Free ATM cash withdrawals up to 200 EUR a month

The Wise travel money card takes the worry out of using ATMs abroad. You only pay a small fee on withdrawals after the first 200 EUR. Avoid hidden fees in the exchange rate while withdrawing from ATMs abroad. Learn more about our pricing.

*Some additional charges may occur from independent ATM networks.

What is a travel money card?

A travel money card, also called a currency card, is a type of a card which allows you to keep multiple currencies, and use the card while travelling the world with no hidden fees to worry about. You can hold up to 40+ currencies in your travel money card, and convert them at the mid-market rate with the free Wise app.

Unlike travel money cash, you don’t even need to have the money converted beforehand — simply use the travel money card in stores, coffee shops, online or withdraw from ATMs, and we’ll convert the amount automatically for you for a low fee.

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Is travel money card better than travel money?

A travel money card — also known as a currency card — is a popular way to spend travel money abroad. It's easier and safer than compared to carrying foreign currency in cash, and less complicated than using traveller’s cheques. It’s usually cheaper than converting cash when you arrive.

More tips for saving money on holiday

  • Don’t exchange cash at the airport – it’s much cheaper to withdraw money from an ATM with your travel money card
  • Always choose the local currency (without conversion) when withdrawing money from ATMs or using your travel money card in shops and restaurants
  • If you need to pay for your holiday in a foreign currency, transfer your money with Wise
  • Download the free Wise app and manage your balance on the go
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The Wise travel money card is safe and secure.

Wise is registered with the Financial Crimes Enforcement Network(FinCEN) with money service business registration number 31000065314305. It is licensed as a money transmitter in the states and supervised by regulatory authorities in each of those states.

Wise Europe SA, is a Payment Institution authorised by the National Bank of Belgium, incorporated in Belgium.

Frequently asked questions.