You're on the Hong Kong website.

Skip to content
Sign up

Send money using iDEAL

Send money using iDEAL from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (51h)
  • iDEAL fee
    42.39 EUR
  • Our fee
    141.70 EUR

  • Volume discount

    -8.60 EUR

Total included fees (0.58%)
175.49 EUR

Should arrive by Thursday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money using iDEAL

Send money using iDEAL from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (51h)
  • iDEAL fee
    42.39 EUR
  • Our fee
    141.70 EUR

  • Volume discount

    -8.60 EUR

Total included fees (0.58%)
175.49 EUR

Should arrive by Thursday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

How to send money using iDEAL in 3 easy steps

Start your transfer.

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Money is locally delivered.

Send EUR, receive USD.

The recipient gets money in USD directly from Wise’s local bank account.

Create free account now

What is iDEAL money transfer?

You can make an iDEAL money transfer if you have a bank account in the Netherlands and want to pay for your transfer in euros. Using iDEAL is convenient - and quick. In fact, for transfers of 3,000 EUR or less, your money will be available immediately - while for transfers of a higher value, the funds will be deposited in 1 working day.

To arrange your iDEAL payment online or in the Wise app, just select iDEAL as the payment method when you set up your transfer, and you’ll be directed to the iDEAL page, to enter your bank details. You’ll be able to send up to 50,000 EUR per transfer with iDEAL.

Learn more about using iDEAL.

Online money transfer fees

How much does it cost to send money using iDEAL?

To send money using iDEAL with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 30,000 EUR to USD is by using money that's in your Wise account and costs 132.69 EUR. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

EUR

USD

Sending 30,000 EURTransfer cost
Wise account132.69 EUR
Bank transfer175.49 EUR

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

4.3 / 5 on Trustpilot from 278,449 reviews

Read more reviews on Trustpilot