Send money through Apple Pay

Send money through Apple Pay from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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  • 0 HKD
  • 18.54 HKDOur fee
  • 18.54 HKDTotal fees
  • =
    981.46 HKDTotal amount we’ll convert
  • ×

Should arrive in 7 hours

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Sending 1,000 HKD withRecipient gets(Total after fees)
127.07 USD
Transfer fee
Exchange rate(1 HKD USD)
Exchange rate markup

Cost of transfer
7.73 HKD

Western Union
126.92 USD- 0.15 USD
Transfer fee
Exchange rate(1 HKD USD)
Exchange rate markup
3.93 HKD

Cost of transfer
8.93 HKD

125.69 USD- 1.38 USD
Transfer fee
18.54 HKD
Exchange rate(1 HKD USD)
Exchange rate markup

Cost of transfer
18.54 HKD

119.27 USD- 7.80 USD
Transfer fee
65 HKD
Exchange rate(1 HKD USD)
Exchange rate markup
3.94 HKD

Cost of transfer
68.94 HKD

118.76 USD- 8.31 USD
Transfer fee
60 HKD
Exchange rate(1 HKD USD)
Exchange rate markup
13.45 HKD

Cost of transfer
73.45 HKD

118.15 USD- 8.92 USD
Transfer fee
38.99 HKD
Exchange rate(1 HKD USD)
Exchange rate markup
40.02 HKD

Cost of transfer
79.01 HKD

China Construction Bank 中国建设银行
114.91 USD- 12.16 USD
Transfer fee
100 HKD
Exchange rate(1 HKD USD)
Exchange rate markup
3.04 HKD

Cost of transfer
103.04 HKD

OCBC Wing Hang
113.19 USD- 13.88 USD
Transfer fee
115 HKD
Exchange rate(1 HKD USD)
Exchange rate markup
1.34 HKD

Cost of transfer
116.34 HKD

BEA 東亞銀行
98.42 USD- 28.65 USD
Transfer fee
230 HKD
Exchange rate(1 HKD USD)
Exchange rate markup
1.88 HKD

Cost of transfer
231.88 HKD
This applies when you pay in via bank transfer. How do we collect this data?

How to send money through Apple Pay in 3 easy steps

What is Apple Pay money transfer?

Making an Apple Pay money transfer is super convenient. You’ll get the benefits of paying by debit or credit card - without any of the hassle of entering your card details. Just use your phone’s PIN or biometric log in, for a transfer you can set up in seconds.

Apple Pay money transfers with Wise have maximum payment limits which vary based on where in the world you’re based. There are also a couple of other specific circumstances in which you won’t be able to make a Wise Apple Pay money transfer.

If your specific payment can be funded using Apple Pay you’ll see this option when you arrange it. If you don’t see Apple Pay as an available option, you can easily pick another payment type to get your money on its way.

Learn more about using Apple Pay transfers.

Online money transfer fees

How much does it cost to send money through Apple Pay?

To send money through Apple Pay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer through Apple Pay take?

A money transfer through Apple Pay (HKD-USD) should arrive in 7 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route


Should arrive

in 7 hours

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at