
Receiving money is simple with Wise, wherever it's coming from. Get Swift and account details for the currencies that work for you, anywhere, any time.
From same-currency payments to international Swift transfers — get paid how you like, wherever you are.
Share these for someone to pay you in the same currency by bank transfer. Get your salary in USD from the US, or EUR pension while you live in Australia. Fast and free for most payments.
Share these for someone to pay you any currency we support by Swift transfer, from almost any country.
Make payments to your contacts on Wise, or request money from anyone with your unique Wisetag. Fast, free and no digits to forget.

Once the money’s in your account you can keep it, convert it, or send it on.
Pick from 22 major currencies to receive money from anyone straight into your Wise account.

Set the currency, amount and share your QR code or link. Perfect for quick in-person payments.
Request fast and free payments directly from your friends if they’re on Wise too. No emails or awkward texts.
We help over 18.9 million people move £36 billion every quarter — here's how we make sure it's safe.

Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
Dedicated support
Questions? Get 24/7 help in 14 languages.
International safeguarding
We're regulated by national authorities around the globe.
It can take up to 5 days for the money to reach your account, and speeds depend on which currency you're expecting. Over 95% of transfers arrive within 24 hours — and over 50% arrive in under 20 seconds. Read more on how long it takes to receive money.
Most payments are free to receive, but there are fees for receiving some types of payments like international Swift payments and USD domestic wires. See more on fees here.
Set up a Wise account and add a currency we support account details in. Then go to Requests and choose Get account details. Follow detailed steps here.
If you've sent money through Wise and it hasn't arrived with your recipient, or you've been sent a transfer through Wise and don't have the money yet, you can get help from our customer support team. Transfers can take up to 5 working days to arrive, and you can track the status of a transfer you've sent in the app. See more details here for payments you have sent, or read here for payments you are expecting to receive.
You can use Wise for much more than just receiving money. Here is what’s available, based on where you live.
Make fast and cheap international transfers and save on fees.

Pay and withdraw cash worldwide without any hidden fees or markups.
*Receive interest is not available to residents of New York and Alaska at this time.
Trusted by millions moving billions
We move £12 billion worldwide every month
Regulated
All funds are deposited with banks like JPMorgan Chase Bank in the US
24/7 customer support
Get help from thousands of specialists any time over email, phone and chat
1 FDIC insurance is provided as pass-through insurance with our current program bank. (Wise is not a bank). The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account "swept" into a Federal Deposit Insurance Corporation ("FDIC") insured account at one or more participating banks (each, a "Program Bank") that will hold the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. Availability of FDIC deposit insurance for the deposit funds is subject to certain conditions. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
There is no minimum balance required to earn the advertised APY. Fees may reduce earnings.
For customers opted in to receive interest on EUR and GBP, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the "Eligible Balances").
2 Annual Percentage Yield (APY) - rates on all currencies shown are true and displayed in APY as of 09/18/2026. The rate may change after the account is opened. See Program Agreement for details.