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Fair prices, no hidden fees

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Registering with Wise


Opening an account

50 EUR

Sending money

Sending money

Fee varies by currency

From 0.41%

Spending with your card

Withdrawing 200 EUR per month

2 or less withdrawals


ATM fees over 200 EUR per month

+ 0.50 EUR per withdrawal


From 03/01/2023

Account Funding transactions

Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.


Getting the Wise debit card

No subscription fees


Converting money

Fee varies by currency

From 0.41%

Holding money in your account

Hold 50+ currencies


Receiving money

Receiving money

Receive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD (non-wire)


Receiving USD wire payments

Fixed fee per payment

4.14 USD

Our three principles

Low, and getting lower
We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.
Radically transparent
We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.
Fair for all

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.