Personal Finance Money transfer

Your alternatives to TapTap Send in Canada for international transfers

Piyush Singh
Piyush Singh
18.09.26
Read time 4 minutes

If you're looking for an alternative to TapTap Send in Canada, the right option depends on what you want to use TapTap Send for and what you need to change. While you can use Visa or Mastercard debit cards, you cannot use credit cards, Interac, prepaid cards, or corporate cards with TapTap Send in Canada.1

This article will take a look at alternatives to TapTap Send in Canada, covering different transfer methods and advantages. You’ll also learn how you can use Wise as an alternative. Using a single account, you can send money to 140+ countries.

Table of contents

TapTap Send alternatives in Canada

ProviderBest if you wantOfficial highlights
WiseBank-based transfer pricing with transparent exchange ratesWise uses the mid-market exchange rate, shows total fees upfront, and lets you compare pricing before you send.2
RemitlyA digital remittance app with wide country coverage and focus on speedRemitly notes it serves 175+ countries, supports 100+ local currencies, and says over 90% of funded transfers are delivered in under an hour.3
Western UnionCash pickup, mobile wallet, and in-person flexibilityWestern Union indicates Canadians can send online, in-app, or in person to 200+ countries and territories, with payout methods like bank account, cash pickup, and mobile wallet depending on the route.4
WorldRemitA Canada-supported online remittance platform with multiple methods to receive fundsWorldRemit notes Canadians can send using bank transfer, debit card, or credit card funding and may have up to four methods to receive funds depending on the corridor, including bank transfer, cash pickup, and mobile money.5
MoneyGramA broad global transfer network with flexible ways to receive moneyCanadians can send to 200+ countries and territories and recipients may receive their funds by bank account, debit card, mobile wallet, or cash pickup where available.6

Wise

If you’re looking beyond TapTap Send because you want a clear view of the exchange rate and fees, Wise may be worth looking into.2

Wise's uses the mid-market exchange rate, shows fees upfront, and applies a small fixed fee plus a conversion fee rather than adding extra costs to the exchange rate.3,4 Conversion fees start from 0.19%, and that eligible transfers get cheaper once you send more than 35,000 CAD in a month.4

Why you might choose Wise

Wise can be suitable if you want:

  • a provider that puts exchange-rate transparency at the centre of the transfer
  • online transfers rather than a cash pickup
  • upfront pricing before you confirm the transfer

Main trade-off

If you prioritize cash pickup on routes where remittance services are more common, Wise may not be the first place to start.2

Remitly

If you want a consumer-focused remittance app, Remitly is another TapTap Send alternative available in Canada.3

Its Canadian pages mention fast delivery, broad route coverage, and a digital-first experience. It may be worth looking into if you want a simple app-based option for sending money, but need a different destination or payout option from those available via TapTap Send.3

Why you may consider Remitly

Remitly may be suitable if you prefer:

  • a remittance app with broad destination coverage3
  • fast delivery on many routes3
  • flexible payout methods via an app3

Main trade-off

As with TapTap Send, route details matter a lot. You still need to check your exact destination, funding method, and how the money will be received before assuming one route works the same as another.1,3

Western Union

If you need maximum flexibility in how your recipient receives the money, Western Union is another option to consider.

According to its Canadian pages, you can send funds online, with the app, or in person. Your recipient may be able to receive the money by bank account, through a mobile wallet, or by a cash pickup, depending on the route.4 This gives recipients more ways to receive money than the TapTap Send’s debit-card model.1,4

Why you may opt for Western Union

Western Union may be a better fit for you if you want:

  • cash pickup as an option4
  • the possibility to send in person when needed4
  • access to a broad range of countries and territories4

Main trade-off

If you chose TapTap Send because you prefer a remittance app without additional transfer fees, Western Union may provide a broader range of both sending and receiving options, but with exchange rates and fees that may vary based on the route and payment method.1,4

WorldRemit

If you want a digital remittance platform that supports more funding and receiving options, look into WorldRemit. 5

Its Canadian pages indicate you can fund transfers using a bank transfer, a debit card or a credit card, and that receiving methods may include bank transfer, cash pickup, airtime top-up, and mobile money, depending on the destination.5 This may be suitable for you if TapTap Send's card or route restrictions are your main issue.1,5

Why you may choose WorldRemit

WorldRemit may be a good option for you if you’re looking for:

  • more ways to fund transfers from Canada5
  • multiple ways for recipients to receive money5
  • another regulated, app-based alternative with a range of routes5

Main trade-off

WorldRemit is still varies considerably by route, so the exact destination you’re sending to matters when comparing it with TapTap Send.5

MoneyGram

If you want another broad transfer network for consumer remittances, MoneyGram is an option you can consider. 6

Its Canadian pages note that recipients may receive money via bank accounts, debit cards, mobile wallets, or cash pickup depending on the route. Also, it indicates that you can see delivery time and cost before sending.6

Why you may want to use MoneyGram

MoneyGram may be suitable if you need:

  • more payout-method options6
  • a large global network with several ways to receive money6
  • a transfer service designed for consumer remittances 6

Main trade-off

If your main goal is a low-fee remittance service for a specific route, TapTap Send may still be competitive where it supports that route.1,6

Final thoughts

When looking at an alternative to TapTap Send in Canada, it all comes down to your preferred way of sending and receiving money. To send money online at the mid-market rate and minimal fees, try Wise!

Sources:

  1. How do I send money from Canada? - TapTap Send
  2. International Money Transfer | Send Money Abroad with Wise and Wise Fees for Sending Money
  3. Online money transfers from Canada | Remitly
  4. Western Union Canada
  5. Send Money Online from Canada | WorldRemit and Countries you can send money from with WorldRemit
  6. Send Money Online from Canada | MoneyGram

Sources checked on August 13, 2026

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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