How to Set Up a Shopify Store: Step-by-Step Guide for Beginners
Learn how to set up a Shopify store from scratch. Step-by-step guide covering themes, products, payments, and launch.
Shopify retail pricing in Canada has three main layers. You pay for the Shopify plan, for POS Pro if you need advanced in-store features, and for payment processing rates. Hardware, apps, themes, shipping tools, migration, and staff training sit atop those.
The right plan depends on how much of your selling happens in person and how much you have to manage. Occasional in-person sales sit at one end, and a permanent store with multiple staff, inventory across locations, and a mix of online and offline sales sits at the other.
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| Table of contents |
|---|
| Cost item | What to check |
|---|---|
| Shopify plan | Basic, Grow, Advanced, or Plus |
| POS Pro | Extra monthly cost per retail location |
| Card processing | Online and in-person card rates vary by plan |
| Interac debit | In-person Interac rate if using Shopify Payments |
| Third-party payments | Extra transaction fee if not using Shopify Payments |
| Hardware | Reader, tablet, stand, receipt printer, cash drawer, scanner |
| Apps | Loyalty, inventory, accounting, shipping, reporting |
Shopify Canada lists Basic at $49 CAD per month, Grow at $132 CAD per month, Advanced at $517 CAD per month, and Plus starting at $3,400 CAD per month when paid monthly or on the terms shown by Shopify.1
Every paid Shopify plan includes casual in-person selling features.2 Shopify says POS Pro is an add-on for retail locations and costs $119 CAD per month per location.2
POS Pro adds features such as:2
Shopify recommends POS Pro for businesses with high foot traffic, multiple levels of staff, or a large inventory catalogue.2
| Plan | Monthly price shown by Shopify Canada | Online standard card rate | In-person card rate |
|---|---|---|---|
| Basic1 | $49 CAD/month | 2.8% + 30 cents CAD | 2.6% + 0 cents CAD |
| Grow1 | $132 CAD/month | 2.6% + 30 cents CAD | 2.5% + 0 cents CAD |
| Advanced1 | $517 CAD/month | 2.4% + 30 cents CAD | 2.4% + 0 cents CAD |
| Plus2 | Starts at $3,400 CAD/month | Competitive rates | Best rates for high-volume merchants |
Shopify's Canada pricing page also lists in-person Interac rates at 0% + 15 cents CAD on Basic and lower third-party transaction fees on higher plans.1
These fees can change, so retailers should check Shopify's current pricing page before committing.
The subscription price is only part of your retail budget. Separate ongoing operating costs from the money needed to get set up.
Your recurring costs may include:
Budget separately for hardware and implementation. Migration, design work or staff training may add to the initial cost, depending on how much help you need.
For example, a retailer using Basic with one POS Pro location would pay for both subscriptions, then account for processing fees and any additional tools. Hardware and setup costs should sit alongside that monthly budget rather than disappear into it.
Basic with the included POS Lite features may suit a business where in-person selling is straightforward. The question is less about the size of the business and more about what happens at the checkout.
It may be enough if:
As those needs become more complex, compare the included features with POS Pro before deciding whether to upgrade.2
POS Pro becomes more relevant when you need greater control over day-to-day store operations. Look at the specific tasks it would improve, rather than upgrading simply because you have a permanent storefront.
It is worth comparing if you need:
Having more than one location does not, by itself, settle the decision. Whether the extra monthly cost is worthwhile comes down to the work it simplifies, the errors it helps prevent and the sales it supports.
Canadian retailers often pay suppliers, manufacturers, agencies, software providers, or fulfilment partners outside Canada. Shopify can run the storefront and POS, but cross-border payments still need to be managed carefully.
Wise Business lets retailers pay international suppliers and hold multiple currencies, making cross-border transaction records easier to reconcile. That can complement Shopify and a Canadian bank account when paying for inventory, software, or contractors in foreign currencies.
Wise Business can help you save big time on international payments. Wise is not a bank, but a Money Services Business (MSB) provider and a smart alternative to banks. The Wise Business account is designed with international business in mind, and makes it easy to send, hold, and manage business funds in 40+ currencies.
Some key features of Wise Business include:
Shopify retail pricing depends on the plan, POS Pro needs, processing rates, hardware, and apps. Basic covers simple retail and testing. Add staff, deeper reporting, and a need for lower payment rates, and Grow or Advanced becomes the better fit. POS Pro is for a permanent location with real inventory and omnichannel workflows.2
Before choosing, model the full cost using expected sales, average order value, payment mix, location count, hardware, and apps.
Shopify says POS Pro costs $119 CAD per month per location, on top of the Shopify plan, while casual in-person selling features are included with paid plans.2
The cheapest setup is usually a lower-tier Shopify plan with basic POS features, but the true cost depends on card processing, hardware, apps, and the need for POS Pro.
Yes. Shopify Canada lists different online and in-person card rates by plan.1
Sources:
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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