Your guide to Interac e-Transfers with PayPer for your business

Interac e-Transfer is trusted by Canadian businesses for fast, secure payments. PayPer Inc provides business payment solutions that include Interac, helping companies collect and send money online with ease.

In this guide, you’ll see what PayPer offers Canadian businesses and where it can add value to your day-to-day operations. If your operations involve customers or suppliers abroad, we’ll also look at Wise Business for international payments, with transparent fees and the mid-market exchange rate.

What does PayPer Inc offer in Canada?

PayPer Inc helps Canadian businesses send and receive local payments through a single API, with Interac at the centre of the experience.

You can accept money online and send payouts in real time, including weekends, while PayPer’s risk tools handle fraud checks in the background and support stays available around the clock.

• Collect using: Interac e-Transfer, Interac Online, Online Banking (enhanced EFT), and Digital Cheque (EFT).
• Pay out with: Interac e-Transfer, Direct Deposit (EFT), Visa Direct, and Mastercard Send.

How does PayPer Inc Interac work for businesses?

PayPer integrates Interac into day-to-day business payments through a single API.

Companies can accept Interac e-Transfers, Interac Online, or direct bank payments, and then pay out through Interac e-Transfers, direct deposit, or even Visa and Mastercard rails. The focus is on real-time payments that work on the weekends, with branded customer messages and 24/7 support to keep money moving smoothly.

Security and compliance features

PayPer highlights security as a key part of the service. Transactions run through machine-learning fraud checks, negative databases, and layered risk tools before the funds leave your account. Automated reconciliation helps cut down on manual admin and branded customer touchpoints build trust. The website doesn’t outline specific compliance standards, so businesses with strict requirements should confirm details directly with PayPer.

Payment speed and reliability

Speed is central to PayPer’s Interac offer. Incoming and outgoing e-Transfers are promoted as instant, and online banking payments are designed to settle automatically. Payments can go through on weekends as well as weekdays, reducing wait times.

Accessibility for Canadian businesses

Getting started doesn’t mean ripping out your existing setup. PayPer integrates with current card merchant accounts, while adding the local payment methods Canadian customers already know. Interac’s familiarity makes checkout easier, and the option to add your own logo to communications keeps the experience on brand.
For ongoing support, PayPer promises round-the-clock access to its team.

Advantages of using PayPer Inc Interac for your business

PayPer Inc Interac Features at a Glance

Comparing PayPer Inc Interac to other business payment options

PayPer is built for developers and operations teams that want Interac inside their own systems. A single connection covers collections and payouts.

Banks usually keep Interac inside their portals, which can work well for smaller volumes or manual workflows, but can feel limiting when you need automation or weekend payout runs.

PayPer vs banks: pros and cons

PayPer Inc Interac

• Pros: Single API for in/out payments, real-time push payments, weekend availability, merchant branding, fraud tools and automated reconciliation.
• Cons: Pricing isn’t published and compliance specifics aren’t detailed , so due diligence is required.

Interac with bank:

• Pros: One relationship for banking and payments, familiar portals, predictable controls and reliable security.
• Cons: Portal-based flows can be manual, developer access varies by bank, and payout timing and limits may only follow business-day windows.

PayPer vs Bank with Interac

When PayPer Inc Interac may not be enough

Interac is built for domestic use, so companies that need to pay suppliers outside Canada or accept funds in other currencies will face limits quickly.

Global receivables, currency conversion, and cross-border payouts require an additional solution.

There’s also a lack of transparency. Pricing, service levels, and formal compliance standards aren’t published on the site, and limits aren’t outlined either. Teams with strict regulatory needs or detailed vendor requirements will want written confirmation on costs, caps, dispute handling, and certifications before committing.

Wise Business for international transfers

While Interac rules supreme in the Canadian market, Wise fills the cross-border gap. Trusted by 600,000 global businesses, Wise Business helps companies pay and get paid worldwide with clear pricing and the real exchange rate.

With Wise you can:

• Receive like a local: Get account details in 24 currencies (CAD, USD, EUR, GBP and more) for a one-time 55 CAD¹ fee. Share details on invoices and get paid without any hassles.
• Send global payments to over 140 countries: Transfers use the mid-market rate with fees from 0.48%¹.
• Control company spend: Issue physical and digital Wise cards for your team, set limits, and track spending in multiple currencies.
• Pay at scale: Run batch payments to up to 1,000 recipients in one go.
• Stay in sync: Connect to accounting tools such as Xero and QuickBooks for faster, cleaner reconciliation across currencies.
• Rely on round-the-clock help: Support is available 24/7 by phone, email, or chat.

Conclusion

PayPer offers a practical way to run Interac e-Transfers and local payouts through one API, with real-time settlement, weekend availability, and strong fraud controls. It works well for Canadian businesses focused on domestic sales.

International needs are different. Pricing and compliance details aren’t published, and Interac can’t move money across borders.

For global payments, choose Wise Business to receive in 24 currencies and send at the mid-market rate with transparent fees, alongside batch payouts, and 24/7 support.