Your guide to accepting payments on Kijiji in Canada

Kijiji is one of Canada's leading online marketplaces, with millions of users buying and selling everything from electronics to handmade goods. For small businesses and side hustlers, it's a simple way to reach local buyers without setting up a full online store.

But when it comes to accepting payments, the setup you choose can make a big difference. Whether you're selling in CAD, importing goods in USD, or doing both, Wise offers a smart and flexible way to get paid without the usual fees or exchange rate markups and guesswork.

This guide will cover

Why Use Kijiji for Your Canadian Business? How to Sell on Kijiji as a Business in Canada On Desktop: On the Kijiji App: Tips for Selling Successfully on Kijiji Payment Methods for Businesses Selling on Kijiji in Canada Common Business Payment Methods on Kijiji How to Set Up Business Accounts to Receive Payments Manage your international business payments with Wise Payment Safety and Avoiding Fraud on Kijiji Common scams and how to avoid

Why Use Kijiji for Your Canadian Business?

Kijiji is one of Canada's largest and most trusted online marketplaces, connecting buyers and sellers across every province and territory. With millions of monthly users and page views, it's a powerful platform for Canadian businesses looking to promote their products or services locally.

Why use Kijiji for business?

Kijiji offers customizable business accounts that go beyond personal listings. With Kijiji Business, companies can access advanced tools such as analytics, listing management, and premium ad placement to enhance visibility and reach. You'll also find dedicated support teams that help tailor packages to fit specific industries, goals, and budgets.

Key business benefits:

• Access to millions of monthly users and page views
• Enhanced ad visibility and premium search placement
• Tailored advertising packages and local account support
• Analytics and reporting to track performance
• Tools to manage multiple listings efficiently

Best categories for business sellers:

• Autos: Promote dealership inventory and generate high-quality leads
• Real estate: List rental or sale properties with targeted visibility
• Retail: Showcase consumer goods to a large base of local buyers
• Recreational & industrial vehicles: List RVs, motorcycles, equipment, and more
• Services and local advertising: Promote trades, beauty services, tutoring, and more

For business sellers who also operate internationally or accept payments in multiple currencies, pairing a Kijiji business account with Wise can simplify how you manage and receive payments in CAD, USD, or beyond.

How to Sell on Kijiji as a Business in Canada

Selling on Kijiji as a business gives you access to powerful tools, premium ad placement, and millions of engaged local buyers. Listing cars, homes, services, or retail items? Here's how to get started and succeed.

Steps to create a Business Account

Kijiji offers a dedicated Business Account option to keep professional listings separate from personal ones. You can register via the Kijiji app:

1. Download and open the Kijiji app.
2. On the registration page, select 'Create business account'.
3. Follow the prompts using a unique business email address (not already registered on Kijiji).
4. Alternatively, convert an existing personal account in the app by going to Manage Account.

Once you register, you'll only be able to post business/professional listings under that account. Features like insertion fees and ad upgrades vary depending on your account type and category and existing business users are automatically upgraded, no action required.

How to post business listings

You can post business ads on either desktop or mobile:

On Desktop:

1. Sign in and click the Post Ad button.
2. Enter a title and select your category (or choose from Kijiji's suggestions).
3. Choose a visibility package if applicable (for Services, Real Estate, Jobs, Cars, Rentals).
4. Add your ad's details: description, price, tags, images, and video.
5. Set your location and choose whether to show your exact address.
6. Click Post Your Ad to publish.

On the Kijiji App:

1. Sign in and tap the camera icon at the bottom of the screen.
2. Add a title, select a category, and tap Next.
3. Enter details like price, description, tags, and up to 10 images.
4. Add your location and contact info.
5. Tap Publish. Done!

Drafts: Not ready to post? Save your listing as a draft and finish it later from your 'Inactive' listings tab.

Optimizing listings for better results

Creating a listing is easy, but creating an effective one takes a little more time and strategy.

Key optimization tips:

• Title & description: Use clear, keyword-rich titles and include important details like item condition, features, and specs in the description.
• High-quality photos: Well-lit images from multiple angles help make a great first impression.
• Correct category & location: Double-check these to ensure local buyers can find your ad.
• Tags: Add up to 5 keywords relevant to your listing to improve visibility.
• Pricing: Check similar listings to stay competitive. Be transparent about the item condition.
• Premium features: Consider paid upgrades like highlight or top-of-search placement for more exposure.

Tips for Selling Successfully on Kijiji

Want to boost your sales and build trust with buyers? Here are Kijiji's top tips for success:

1. Craft effective listings

• Stand out with a great title and detailed, honest descriptions.
• Add humour or personality to make your ad memorable—just keep it family-friendly.
• Use photos strategically. Ads with quality images tend to get more serious responses.

2. Set the right price

• Do your research and look at similar listings before choosing a price.
• Be honest about any flaws to avoid disputes and build trust.

3. Communicate & sell safely

• Respond quickly and professionally to inquiries.
• Be clear about payment methods, pickup location, and any terms.²
• Avoid scams: Do not accept offers to list your ad on another site or use third-party selling services.¹
• Meet in public when possible to complete transactions.¹

4. Keep ads fresh & visible

• Repost ads regularly to stay near the top of results.
• Use paid features like Highlight or Top Ad to increase visibility.
• Posting multiple identical ads? Instead, list all variants (e.g., sizes or colours) in one post to avoid frustrating buyers and potential ad removal.

Payment Methods for Businesses Selling on Kijiji in Canada

When selling on Kijiji as a business, choosing the right payment method can help build trust with buyers and streamline transactions. While Kijiji doesn't directly process payments between users (except for paid ad features),² it's important to clearly communicate your accepted payment options in your listing to avoid confusion or potential scams.²

Common Business Payment Methods on Kijiji

Payment Method	Speed	Fees
Cash	Instant	None
Interac e-Transfer	Usually minutes	Varies by bank
Bank Deposit	Same-day to 1–2 days	None (may vary)
Mobile Payments	Instant	May incur fees
Cheque or Money Order	Several days	None

To avoid unnecessary back-and-forth or misunderstandings, include a short note in your ad description outlining exactly which payment types you accept (e.g. "We accept cash, Interac e-Transfer, and direct deposit") to help set expectations upfront and make your listing appear more professional.²

Interac e-Transfer is one of the most commonly used methods on Kijiji for business and personal sellers alike. It's fast, secure, widely accessible across Canadian banks, and doesn't require either party to share sensitive banking information, making it a top choice for many sellers.² ³

Note: As of May 27, 2025, PayPal is no longer accepted on Kijiji.³ Additionally, prepaid credit cards are not recommended due to compatibility issues with Kijiji's payment processor.³

How to Set Up Business Accounts to Receive Payments

If you're selling regularly on Kijiji as a business, you'll need to have a separate business bank account. Not only does this help with accurate bookkeeping and tax reporting, but it also makes your business look more professional when dealing with customers.

A business account allows you to:

• Accept payments under your business name (rather than a personal one)
• Keep personal and business finances separate
• Issue invoices or receipts professionally
• Easily track income and expenses for accounting and taxes
• Access additional services like business credit or wire transfers

Even if you're a sole proprietor, many Canadian banks and online providers like Wise offer flexible options to suit small business needs.

What you need to open a business account in Canada

Requirements may vary slightly by provider, but generally you'll need:

• Government-issued photo ID
• Business registration documents (e.g. Articles of Incorporation)
• CRA-issued business number (BN) (for incorporated businesses or those collecting GST/HST)
• Business address and contact information
• Personal banking history (if applying for credit or overdraft)
• Some financial institutions may also require proof of operating name or a recent utility bill.

Feature	Major Bank Business Account	Wise Business Account
Monthly Fee	Anywhere from 5 CAD for basic account to 30 CAD+ per month for premium accounts (varies by account type and bank)	No monthly fee
Receive e-Transfer	Yes, included with most accounts (limits may apply)	Yes, included
Receive wire	Yes, may incur additional fees per transfer (typically 15–30 CAD)	Yes, with low transparent fees and local account details. Receiving USD wires costs 6.11 USD⁴

Most banks offer tiered business accounts based on the number of monthly transactions. If you expect to process many payments or need in-branch services, a bank account with one of the big five Canadian banks might make sense. On the other hand, if you're looking for an affordable, international-friendly option, and want to sell to customers outside of Canada, Wise can be a good alternative.

Manage your international business payments with Wise

Opening a business account at Wise is free, online and easy! With Wise, you don’t lose money to monthly subscriptions or have it held up as minimum balance. You pay only for what you use. Here’s what you get for the essential and complete version for a one-time fee of 55 CAD:

Features	Essential features - without registration fees	All features for a one time payment of 55 CAD
Send money to over 70 countries	✅	✅
Wise Business Card	✅	✅
Holding and converting money across 40 currencies at the mid-market rate	✅	✅
Minimal fees starting at 0.48%	✅	✅
Local account details to receive payments in over 20 currencies	❌	✅
Direct debit to make recurring payments	❌	✅

You can always upgrade from the essential features to avail all Wise business features for a one-time payment of 55 CAD

Experience owning a Wise business account
with our demo >>>

It only takes a few minutes to set up your multi-currency account, and make the most of the mid-market exchange rate.

Step 1. Enter information relevant to yourself and your business.
Step 2. Share essential information about your business. This includes

• Business registration
• The business registered and trading addresses
• The industry you’re in
• Online presence
• Name, date of birth, country of residence - for all stakeholders
• Documents proving ownership of the business

Step 3. Enter essential information to verify your identity
Step 4. Set up and make a transfer as indicated on your account. Alternatively, you could pay the one-time fee and get account details in over 10 currencies.
Step 5. Wise sends you a confirmation email within 10 working days.

In case you add team members to the business account, they will need to be verified too.

Wise's has been reviewed and appreciated on public platforms such as:

• Trustpilot Canada: 4.3/5 stars with 256,776+ reviews
• Play Store Canada: 4.7/5 stars with 1.28M+ reviews

Payment Safety and Avoiding Fraud on Kijiji

Despite Kijiji being a widely used and convenient platform for businesses in Canada, it's important to stay alert to potential scams.¹ ² Understanding how to protect your business, and your buyers, can help you avoid fraud, maintain credibility, and ensure smooth, secure transactions.

Common scams and how to avoid

• Overpayment scams¹ ²
  A buyer offers to pay more than the asking price and asks you to refund the difference. Never accept overpayments, especially from unknown buyers or via cheque or money order.¹ ²
• Fake payment confirmations¹ ²
  Scammers may send fake screenshots or emails claiming an e-Transfer or PayPal payment has been made. Always log in to your bank or payment account directly to confirm funds have been received.¹ ²
• Requests to sell on third-party sites¹
  You may be contacted by someone offering to post your ad elsewhere or sell items on your behalf. Avoid these offers as Kijiji strongly advises against working with such third parties.¹
• Phishing emails¹
  Watch for emails that appear to be from Kijiji but link to fraudulent websites. Always check the sender address, don't click on suspicious links, and access Kijiji directly via the official website or app.¹
• Pickup with no payment²
  Some buyers will try to collect the item before payment clears. Always verify that payment is complete before handing over any goods.²
• Too-good-to-be-true offers¹
  Be wary of unusually high offers or buyers who rush the process. Legitimate buyers usually ask reasonable questions and negotiate fairly.¹

Conclusion

Kijiji remains a popular platform for Canadian businesses thanks to its low listing costs, wide local reach, and user-friendly interface. Allowing you to sell services, goods, or second-hand stock, it offers a simple way to connect with local buyers and grow your customer base without the overhead of a full ecommerce store.

If your business accepts payments in multiple currencies or needs to send or receive money internationally, Wise Business can help. With a Wise Business account, you can receive payments in CAD and multiple other currencies, pay suppliers abroad at low fees, and manage your finances with transparency.

By following these best practices and using the right tools, you can turn Kijiji into a reliable, low-cost sales channel for your business.

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Sources

1. Kijiji - Avoiding SMS Text Scams
2. Kijiji - Safe Payments
3. Kijiji - Accepted Payment Methods
4. Wise Business Fees & Pricing

Sources verified on 30 December 2025