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International business payments

Make international business payments and save up to 5x with Wise. Choose from 70+ countries and pay overseas staff or suppliers, with no hidden fees or exchange rate markups.

ASIC regulated
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Awarded 5 stars for international money transfers
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  • 0 AUD
  • 6.02 AUDOur fee
  • 6.02 AUDTotal fees
  • =
    993.98 AUDTotal amount we’ll convert
  • ×
    0.6674

Should arrive by Friday

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Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 AUD withRecipient gets(Total after fees)
Wise
663.38 USD
Transfer fee
6.02 AUD
Exchange rate(1 AUD USD)
0.667400
Exchange rate markup
0 AUD

Cost of transfer
6.02 AUD

Western Union
654.94 USD- 8.44 USD
Transfer fee
0.99 AUD
Exchange rate(1 AUD USD)
0.655592
Exchange rate markup
17.69 AUD

Cost of transfer
18.68 AUD

Commonwealth Bank
640.76 USD- 22.62 USD
Transfer fee
0 AUD
Exchange rate(1 AUD USD)
0.640760
Exchange rate markup
39.92 AUD

Cost of transfer
39.92 AUD

ANZ
639.74 USD- 23.64 USD
Transfer fee
9 AUD
Exchange rate(1 AUD USD)
0.645555
Exchange rate markup
32.73 AUD

Cost of transfer
41.73 AUD

PayPal
625.85 USD- 37.53 USD
Transfer fee
5.99 AUD
Exchange rate(1 AUD USD)
0.629622
Exchange rate markup
56.60 AUD

Cost of transfer
62.59 AUD

Only pay for what you use

Pay a small, flat fee and percentage

To send money in AUD to USD, you pay a small, flat fee of 2.04 AUD + 0.4% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
2.04 AUD
Variable feeup to 38,904.80 AUD/month
0.4%
Variable feemore than 38,904.80 AUD/month

Sign up for the fast, easy international business account

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Sign up for the fast, easy international business account that saves you money wherever you want to use it.

Your transfer route

AUD
USD

Should arrive

by Friday
globe

How to make an international business payment in 3 easy steps

Simple ways to receive international business payments

International payments, in one place

Track your payments, convert money at the mid-market rate to 40+ currencies, or pay your business expenses. All from one account.

Connect your Wise account to platforms like Xero, Stripe and Shopify.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Power your business with Wise and our partners

Easily connect to your favorite accounting software and save time on admin.

  • Xero: Powerful, all-in-one accounting for businesses and bookkeepers
  • QuickBooks: Smart, simple accounting software, with no commitment
  • More App Marketplaces: FreeAgent, RECASH and QuickFile

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.