What is the SWIFT code for United Bank Limited (UBL)?


Have you ever transferred money from a bank account in one country to a bank account in another? If so, you’ve likely utilized the SWIFT system, which is the network banks use to send each other messages, like money transfer orders, securely and accurately.However, did you know that you can save on international transfers with Wise?

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What’s the SWIFT code for United Bank Limited in Pakistan?

The BIC/SWIFT code for United Bank Limited is UNILPKKA.¹

Whether you’re trying to transfer money internationally into a United Bank Limited account, or you’re a customer trying to receive money internationally into your own United Bank Limited account, you’ll need the SWIFT code, plus some or all of this information:

Bank NameUnited Bank Limited
SWIFT/BIC Code for United Bank LimitedUNILPKKA¹
Bank address, city & stateState Live Building 1 II Chundrigar Road, Karachi 74000, Pakistan¹
Beneficiary account numberComplete United Bank Limited bank account number of the recipient (including leading zeros)
Beneficiary nameThe name on the recipient’s account as it appears on one of their bank statements

What’s a SWIFT Code?

A SWIFT code sometimes called a Bank Identifier Code, BIC or SWIFT/BIC, is an international bank code that can identify one specific bank or financial institution anywhere in the world. The code contains all the information you need to pinpoint any bank or financial institution, or even a specific branch of that bank or financial institution.

A SWIFT code is 8-11 characters, formatted like this: AAAABBCCDDD.

AAAA: Bank code

BB: Country code

CC: Location code

DDD: Optional branch code

What’s the difference between a SWIFT code, a BIC, an IBAN and a routing number?

SWIFT/BIC codes are used globally and identify specific banks. But there are some other codes you might see come up when you make international transfers. An IBAN, or International Bank Account Number, isn’t a global code — it’s only used in EU plus Norway, Switzerland, Liechtenstein and Hungary. Also, it just identifies individual accounts, not banks. Routing numbers are similar to SWIFT codes because they also identify banks and financial institutions; however, they’re only used in the US, unlike SWIFT/BIC codes, which are worldwide.

Do SWIFT codes change from branch to branch?

SWIFT codes do change from branch to branch, so use this tool to look up the correct SWIFT code for your United Bank Limited branch. If you’re not sure which branch is the one you’re looking for, just use the general code, because that will work for every branch in Pakistan.

What other ways can I send or receive money to my United Bank Limited bank account?

Have you considered Wise as an alternative way to send and receive money internationally? Wise is fast and safe, but it can also be cheaper than banks and traditional money transfer services because Wise moves your money across borders with no hidden costs or exchange rate markups. All you have to pay is a small, fair fee for each transfer that’s spelled out for you before you initiate the transfer.

Wise is changing how money moves between countries. Try it today to see for yourself.

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This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

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