UNCBMEPG XXX
UNIVERSAL CAPITAL BANK BIC / Swift code details
UNIVERSAL CAPITAL BANK, STANKA DRAGOJEVICA BB, PODGORICA, Montenegro
Use Wise for cheaper international bank transfers
Wise is cheaper and faster than most banks – and creating an account only takes a few seconds.
Compare prices for sending money abroad
Banks and other transfer services have a dirty little secret. They add hidden markups to their exchange rates - charging you more without your knowledge. And if they have a fee, they charge you twice.
Wise never hides fees in the exchange rate. We give you the real rate. Compare our rate and fee with our competitors and see the difference for yourself.
So what do these letters and numbers mean?
A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). Banks and financial institutions use them to identify themselves globally. It says who and where they are — a sort of international bank code or ID.
These codes are used when transferring money between banks, particularly for international money transfers or SEPA payments. Banks also use these codes to exchange messages between each other.
UNIVERSAL CAPITAL BANK
| SWIFT code | UNCBMEPGXXX |
|---|---|
| Swift code (8 characters) | UNCBMEPG |
| Branch name | UNIVERSAL CAPITAL BANK |
| Branch address | STANKA DRAGOJEVICA BB |
| Branch code | XXX |
| Bank name | UNIVERSAL CAPITAL BANK |
| City | PODGORICA |
| Country | Montenegro |
UNIVERSAL CAPITAL BANK SWIFT Code Details
A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.
- Bank code A-Z4 letters representing the bank. It usually looks like a shortened version of that bank's name.
- Country code A-Z2 letters representing the country the bank is in.
- Location code 0-9 A-Z2 characters made up of letters or numbers. It says where that bank's head office is.
- Branch Code 0-9 A-Z3 digits specifying a particular branch. 'XXX' represents the bank’s head office.
Always confirm the details with your recipient
When sending or receiving money, always check the SWIFT code with your recipient or bank.
If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.
I use Wise to send money to my family in India.Mathu, London, UK
We have a 4.3 out of 5 rating on Trustpilot
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com
It's a very good company, and I will not close this account any time soon. However, the charges are a bit steep when I transfer funds from another acc...
Captain Max
Published 37 minutes ago
Love using Wise. Great exchange rates and easy transfers.
Antony
Published 52 minutes ago
Very good very good
Rakshya pun
Published 1 hour ago
Your questions, answered
Disclaimer
Wise has not carried out any enquiries on the legal standing of any of the banks and financial institutions listed.
Wise does not take responsibility or have any liability to you or anyone for any risks that may be associated with these banks or financial institutions or the jurisdictions they operate in, nor any transactions that you or any other person may undertake with these organisations. Wise may not provide services in the jurisdiction in question. For a list of our supported countries, please see here.