IBAN for Monzo

Everything you need to know about Monzo IBAN Numbers: what is their structure, where to find and how to use them. Any IBAN or BBAN account numbers we use on this page are provided as examples, and shouldn't be used to process a transfer.

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What is the IBAN code for Monzo in the United Kingdom?

IBAN for Monzo in the United Kingdom consists of 22 characters:

  • 2 letter country code
  • 2 digit check number
  • 4 characters from the Monzo's bank code
  • 6 digit sort code for the Monzo bank branch
  • 8 digit code for the Monzo bank account number

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Monzo IBAN example in the United Kingdom GB41MONZ60161331926819
IBAN in print format GB41 MONZ 6016 1331 9268 19
Country code GB
Check digits 41
Bank code MONZ
Sort code 601613
Bank account number 31926819

How can I find my Monzo IBAN number?

Finding the right IBAN number is crucial, but shouldn’t be difficult.

You can either work out your Monzo IBAN based on the example above, within your Monzo app or use our IBAN calculator..

Monzo and Wise partnered together for smoother, cheaper and faster international payments for Monzo customers. That means that you can send and receive money directly from the Monzo app.

Don’t forget, any IBAN or BBAN account numbers we use in this article are given as examples, and shouldn’t be used to process a transfer.

Compare prices for sending money abroad

Banks and other transfer services have a dirty little secret. They add hidden markups to their exchange rates - charging you more without your knowledge. And if they have a fee, they charge you twice.

Wise never hides fees in the exchange rate. We give you the mid-market rate. Compare our rate and fee with Western Union, ICICI Bank, WorldRemit and more, and see the difference for yourself.

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD GBP)
WiseCheapest734.68 GBPSave up to 29.38 GBP5.90 USD0.739044
Bank of America719.25 GBP- 15.43 GBP0.00 USD0.719248
Chase713.74 GBP- 20.94 GBP5.00 USD0.717326
Wells Fargo705.30 GBP- 29.38 GBP0.00 USD0.705300

Do you need an IBAN in the United Kingdom?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in the United Kingdom, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

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