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4.8 ★ on App Store 152K reviews

Google Play

4.8 ★ on Google Play 1.3M reviews

The only business account you need to go global

Make payments, get paid, spend and earn returns in different currencies. Save time, money and hassle with the all-in-one Wise Business account.
Open an accountContact sales
A close-up shot of a modern workspace shows a white computer monitor displaying the Wise dashboard. The screen shows a total balance of "89,245.19 USD" and three main currency accounts: USD with "49,084.85," GBP with "23,448.84," and EUR with "11,839.88," followed by an option to open a new account. Recent transactions are listed below. In front of the monitor is a compact white keyboard, a dark grey mouse, and a bright green ceramic mug.

Trusted by 600,000 global businesses

Moving and spending over 13 billion USD per month

Regulated

All funds are deposited with banks like JPMorgan Chase Bank in the US

24/7 customer support

Get help from thousands of business specialists any time over email, phone or chat

Get paid in different currencies

Meet investors and clients in their currency.

Create foreign account details

Get a GB account number, EU IBAN, and many more, so you can get paid the way you need.

Flexible payments for your business

Create invoices, send fast payment links, or get paid by card.

Open an accountSee all the ways to get paid
A diverse group of four individuals is gathered around a conference table. In the foreground, a man sits at the table, looking at an open laptop and holding a pen. To his left, another man in a yellow shirt and leans over, looking at the laptop screen. Behind the seated man, two women are visible; one is writing, and the other is looking off to the side. There is a changing banner that shows different amounts of money in different currencies.

Send fast, simple, global payments

Save with our stand out exchange rates.

Instantly pay invoices, suppliers and teams

Over half of payments arrive in 20 seconds, and 95% take less than 24 hours.*

Time saving batch payments

Simplified bulk transfers that allow you to pay up to 1,000 contacts in one click.

Volume discounts on large amounts

When you send, spend or convert over 20,000 GBP or equivalent in a month, you’ll get a volume discount.

Learn about business payments

* Payment speed accurate as of Q1, 2025.

 Rate guaranteed (8h)
  • Wire transfer fee
    6.11 USD
  • Our fee
    87.64 USD

  • Volume discount

    -4.98 USD

Total included fees (0.30%)
88.77 USD

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Explore more features to grow your business

Here is what’s available based on your country.

Open an accountTry demo
  • 3.92%APY on USD

    Earn 3.92% APY1 on USD

    Get returns every working day without locking your money away.

    Explore Interest
  • There are multiple icons representing the logos of different accounting software programmes.

    Sync to your accounting software

    Reduce your financial admin. Integrate your account with everyday software and get fast, accurate reporting for every currency.

    View supported software
  • There are two head shots of good looking employees with numbers representing payments underneath them. One is a man named Fernandez with a payment of eight hundred and thirty dollars. The other employee is Nicole with a payment of four hundred and fifty pounds and fifty five pence.

    Complete control over team spend

    Set custom spending permissions and configure your team access. Manage your account controls with confidence.

    Explore team management

*Receive interest is not available to residents of New York and Alaska at this time.

Solutions for every kind of business

For freelancers

A person, seen from an overhead angle, is working on a laptop at a table. They are wearing a blue beanie and dark-rimmed glasses. The words "FOR FREELANCERS" are displayed prominently at the top of the image in white text, and a green circle with a white plus sign is in the bottom right corner.

For freelancers

Wise Business is the quick and easy way to get paid by clients in different currencies - making payment admin painless.

For startups

A woman wearing a green shirt sits at a desk, smiling. In front of them is a purple tablet propped up in a grey case. Behind them, a wall is covered with various photos, drawings, and numerous colourful sticky notes, suggesting a creative workspace. The words "FOR STARTUPS" are displayed in white text at the top of the image, and a green circle with a white plus sign is in the bottom right corner.

For startups

Wise Business lets you receive investor funding in local currencies while benefiting from our market-leading FX rate. Extend your runway with Wise and help your startup go global.

For small businesses

A man with glasses sits at a desk, looking down at a laptop. He is wearing a distinctive orange jacket. In the background, a brick wall is visible. The words "FOR SMALL BUSINESSES" are displayed in white text at the top of the image, and a green circle with a white plus sign is in the bottom right corner.

For small businesses

Wise Business makes it easy for small businesses to pay and get paid. Do business without borders.

Only pay for what you use

Free registration

It’s free to register and we always show our charges in advance. No hidden costs.

Stand out exchange rates

We only use the mid-market exchange rate, so you don’t sacrifice your money to mark-ups.

See our pricing
A person, seen from over their shoulder, is typing on a tablet. The tablet screen displays an "Account" dashboard with balances, transactions, and "Expense cards."

Assured financial protection

In 2024, Wise customers moved over 162 billion USD around the world. Our security systems are built to keep funds safe and available at all times.

24/7 customer support

Our support teams are available by phone or online, wherever you are in the world.

Anti-fraud detection

We run over 7 million daily checks to spot and prevent fraud. That’s 80 checks a second on every single transaction.

Safeguarded

Your money is diversified and held with a secure group of financial institutions.

Hear from businesses scaling with Wise

Chris Kennedy, Rident Royalties

"Sending payments to all our clients used to take me close to a week, and with Wise's batch payments feature, I can accomplish this in just a few minutes.”

Chris Kennedy

Rident Royalties

Read Chris’ story
Stela & Momchil. Founders, BeeHype

"Holding Euro account details allows us to get paid directly from our customers, without the need for exchange fees."

Stela & Momchil

Founders, BeeHype

Read their story
Suzanne Noble. Co-founder, Startup School for Seniors

“I know if I’ve got a Wise account, and my customer has got a Wise account, it feels safe”.

Suzanne Noble

Co-founder, Startup School for Seniors

Watch Suzanne’s story
Simon Treulle. Founder, Pangolia

"Wise is a game-changer. It's easy to use, helps us save money, and is perfect for paying our remote team."

Simon Treulle

Founder, Pangolia

Read Simon’s story
Xenios Thrasyvoulou. Founder, TalentDesk

“Wise offers payments to local wallet schemes for certain currencies/countries such as Gcash in The Philippines or Mpesa in Kenya etc, this in turn gives our contractors and clients more choice.”

Xenios Thrasyvoulou

Founder, TalentDesk

Read Xenios’ story
Andy Irvine. CEO, GYROstream

“We have integrated payments with Wise from day one. It’s been an integral part of how we’ve been able to payout royalties and run our business."

Andy Irvine

CEO, GYROstream

Read Andy’s story

FAQs

App Store

4.8 ★ on App Store 152K reviews

Google Play

4.8 ★ on Google Play 1.3M reviews

Do business anywhere with the app

  1. Annual Percentage Yield (APY) - rates shown are true as of 6/5/2025. See Program Agreement for details.