How to order euros from PNC Bank

Order euros before your European vacation to spend in local currency, pay for hotel tips and taxis in cash, or save on expensive foreign ATM fees.

But can you get euros at PNC Bank®? We take a look at everything you need to know, including fees, currency exchange limits, and how to order euros from PNC.

We’ll also look at Wise – your international money transfer alternative. Switch between over 40 different currencies in just one digital account. Let’s take a look!

Can you order euros from PNC Bank?

You can get euros from PNC Bank, but you’ll first need to speak to your local branch to check if they offer foreign currency conversion services.

You can place your order in person or over the phone – and your cash should be delivered to your branch for pickup within 24 to 48 hours.

When you return from your European adventure, you can also exchange your euros for US dollars at PNC Bank. This doesn’t include foreign coins.¹

How to order euros from PNC Bank: step-by-step

You’ll need to call or visit your local PNC Bank branch to place your foreign currency exchange order.

Let’s take a look at exactly how to get euros from PNC Bank – your step-by-step guide.

Step 1. Call your local PNC Bank branch (or visit in person)

Step 2. Give the teller any information about your order, such as how many euros you want to order and which account you want to use

Step 3. Your bank will tell you when your euros will be ready to collect and if you need to do anything else¹

There are over 2,200 PNC locations in the US. Make sure to confirm if your local branch offers currency exchange before placing your order.²

You can also get up-to-date information about fees and exchange rates from your PNC Bank branch.¹

Costs and fees of ordering euros from PNC Bank

PNC Bank doesn’t charge a flat fee for currency exchange, so you won’t pay foreign transaction or delivery fees to get your cash.

However, the bank makes money from foreign currency exchanges. This means you’ll pay a small exchange rate markup to convert your US dollars into euros at PNC Bank.¹

What’s PNC Bank’s exchange rate?

You’ll need to think about how much it costs to exchange your US dollars for euros at PNC Bank.

All banks use an exchange rate to work out how much your US dollars are worth in euros – and many providers will add a markup to the standard mid-market exchange rate to make money from your transaction.

PNC Bank receives compensation from the exchange of foreign currency, which means the bank sets its own exchange rates to make a profit.¹

This is typically higher than the mid-market rate you might see online – and it could add a significant chunk to your euro order.

PNC’s exchange rates are updated daily. This means you may not know exactly how much the bank will charge for your euros until you come to make your exchange. You can call your local branch to find out the current exchange rate.¹

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How long does it take to order euros from PNC Bank?

It typically takes 24 to 48 hours to do PNC Bank currency exchange. Make sure to speak to your local branch about exactly how to make and pick up your order.

If you order your euros before 4:30 pm (ET), your cash will be delivered to your branch by the end of the next business day. You may need to wait a little longer for orders placed after 4:30 pm.

During busy times, your PNC Bank euro order may also take an additional 1 to 2 business days to complete.¹

If you want to order euros before your next vacation or trip to the EU, make sure to leave enough time for the bank to exchange your currency.

Ordering euros from PNC FAQs

Ordering euros from PNC Bank? Let’s take a look at some frequently asked questions – everything you need to know.

What are the limits of ordering euros with PNC Bank?

Most banks limit how many euros you can order in cash, with a minimum and maximum order amount.

You’ll need to check with your local PNC Bank branch for any limits or restrictions.¹

Can you order euros online or do you need to visit a branch?

No, you can’t order euros online from PNC Bank. Instead, you’ll need to call or visit your local PNC branch to place your euro order.

Your branch can also give you more information about your currency exchange, including the exchange rate used for your transaction.

If you have a PNC Bank account, you can use the PNC online banking platform or mobile app to send an international electronic payment.¹

Can you get euros at PNC Bank on the same day?

You can pick up your cash from PNC Bank on the next business day, but you’ll need to order your euros before 4:30 pm (ET) on the day before to qualify.

PNC Bank cash orders tend to take 24 to 48 hours, but this can depend on currency availability – and your euros may take an extra 1 to 2 business days during busy times.

Can you pay for your euro order with a credit or debit card?

You can make your PNC Bank euro order over the phone or in a branch. You’ll need to speak to your local teller about how and when to pay for your order.

If you’re a PNC Bank customer, order euros before you head off to Europe. You can spend in local currency and pick up your euros within 24 to 48 hours.

However, you’ll need to look into any costs for your euro order. You’ll also need to pick up your cash in person – and you can’t place your order online.

To make digital transfers in USD and EUR – all at the standard mid-market exchange rate – check out Wise.