How to Connect Your Payoneer and eBay Accounts: 6 Simple Steps

Mike Renaldi

We know how valuable your earnings are, and getting paid should never be a puzzle. This article is a guide for those who are looking to connect their Payoneer and eBay accounts, outlined in six manageable steps. We'll also introduce you to an alternative payment method - Wise Business. It's a cost-effective and flexible platform that could make eBay payouts that much smoother. Let's get started!

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Step 1: Do you want your payouts to go to a Payoneer account?

Step one involves making an initial yet important decision: do you want your eBay payouts to land directly into your Payoneer account? While the answer will likely be a “yes” or “no,” keep in mind that this is a make-or-break decision.

Having your payouts go directly to your Payoneer account can help centralize your earnings. This would streamline your finances, saving you from the hassle of transferring money between different accounts. Payoneer does also offer widespread currency compatibility and relatively low transaction fees, but it may not be the best fit for everyone.

Wise Business: A Great Payoneer Alternative

Wise Business offers cost-effective options receiving payments as well as payments across currencies. If needed, eBay sellers can convert money from USD to other currencies with low transaction fees and mid-market exchange rates. After just a one-time fee, you can get access to major currencies such as USD, GBP, EUR, AUD, CAD, and more.

Known for its lower rates compared to other services, Wise Business provides not just attractive fees, but also handy features like seamless accounting software integration and a business debit card. And all of this is anchored with the mid-market rate, ensuring fairness and transparency.

Wise vs. Payoneer
Wise Business offers sending and receiving options that are great for cross-currency transfers. After a one-time payment, you get 9 global currency account details (USD, GBP, EUR, and more. Plus, Wise Business offers the mid-market rate on currency transfers. This makes it not only a great alternative to Payoneer but also a great account to receive from if you use Payoneer.


Wise Business doesn’t offer different plans but rather various features and services with individual fees and charges. It’s a pay-as-you-go system, which means you only pay for the transactions and services you actually use, providing an affordable and flexible option.


Wise Business is known for its competitive and transparent fee structure. Opening an account is just a one-time fee of 31 USD, then the fees you pay per transaction are based on the currency involved. Receiving money in your Wise account is free with local account details in USD, CAD, EUR, GBP, and more.

An important additional benefit: Wise also has no minimum monthly balance requirements or monthly fees.

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Step 2: Verify your Payoneer account details

If you’ve decided on Payoneer as your payout destination, you’ll then need to verify your Payoneer account details. To avoid any trouble later on, make sure that all the information that’s linked to your Payoneer account is correct, up-to-date, and matches the details on your eBay account. Of course, if you haven’t signed up for Payoneer just yet, you’ll have to do so before linking begins.²

Start by checking your personal information, like your full legal name, email address, company address, and bank account information. Then, verify your Payoneer account number and associated routing number on your Payoneer account dashboard.

Step 3. Link a Payoneer account to your eBay account

With all your Payoneer details verified, you can now link your accounts to start receiving payouts for items sold on eBay. ² 

  1. Log in to your eBay account and click on My eBay in the top right-hand corner.
  2. Under the Selling drop-down menu on the left, click Payments.
  3. Click “Add payment option.”
  4. Verify your phone number and payout currency, and choose whether you want an individual account or a company account.
  5. Sign in to your Payoneer account.

Step 4. Sync your eBay and Payoneer accounts

Now it’s time to sync your accounts.² 

  1. Using your Payoneer account number, eBay will automatically pull in details from your Payoneer account.
  2. Verify your account details to ensure everything is correct. If you need to make any changes to your Payoneer account, you can do so after submitting your request for registration.
  3. Add a credit or debit card or select one from the list in case of insufficient funds or outstanding amounts.

Step 5. Submit your request for registration

Once you’ve completed all the steps, click “Submit registration information.” Payoneer will then verify your personal or business information to make sure all details match. After you’ve been officially verified, you’ll receive an email and start receiving all eBay payouts to your Payoneer account. If there’s any additional information Payoneer needs for the verification process, they’ll contact you, and you’ll also see a notification in your eBay account to let you know.² 

Step 6. Get paid on eBay with Payoneer

Having completed the process of linking your accounts, it's time for the fun part - selling on eBay.

Before you dive in, make sure everything is in working order by doing a quick overview. Check that your product listings are in place and that your Payoneer account is set to receive payments.

Now that your Payoneer account is integrated with eBay, all your future payouts from sales will be deposited directly into it. No matter which way the buyer pays, you’ll get payouts within 2 business days of the order confirmation (in addition to Payoneer processing times).

While Payoneer won’t charge you for receiving payments to your accounts as long as another Payoneer customer pays you, you will be charged for receiving: ² ³ 

  • ACH bank debit directly by your clients: 1% of the transaction
  • Credit card directly by your clients: 3% of the transaction
  • USD payments: 0-1% based on eligibility; a minimum fee may apply
  • If you’re receiving below a minimum amount, fees may apply




This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from Wise Payments Limited or its affiliates. Prior results do not guarantee a similar outcome. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date.

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