How to order euros from US Bank

Gabriela Peratello

US Bank® offers a range of accounts, cards, and products for US customers. If you’re heading to Europe, order euros in advance from the US Bank.

Although you can use your debit or credit card abroad, your bank may charge foreign transaction fees – and you might want to use cash for payments like taxi rides or hotel tips.

We take a look at how to order euros from US Bank, including everything you need to know about exchange rate costs, fees, and when you can pick up your cash.

move-money

Can you order euros from US Bank?

You can order euros online or in person from US Bank, but you’ll need a US Bank deposit account to place your order.¹

You’ll also need to order a minimum of 20 USD and foreign coins aren’t accepted for exchange.¹

Once you’ve ordered your euros, you’ll need to pick up your cash in person from your local US Bank branch. An associate will give you a call when your order is ready to collect.¹

You’ll also need to bring a valid form of identification to collect your order, such as your passport or driver’s license. For security reasons, only the person who placed the order can collect it.²

If you place your order by 2pm local time, you can collect your euros on the next business day. However, you’ll need to wait 2 business days if you place your order after 2pm.²

How to order euros from US Bank: step-by-step

You can order euros from US Bank through your online banking account or via the US Bank mobile app.

Let’s take a look at how to place your euro order online.

Step 1. Log into your online banking account and choose which account you’d like to use for your exchange

Step 2. Select “Account Services” and then “Foreign Currency”

Step 3. Select “Euros” from the list of currencies. Enter the US dollar or euro amount you need

Step 4. Select “Add to order” and then “Continue” to view an estimated total for your currency exchange

Step 5. Select the account you want to use to purchase your euros and which branch you want to pick up your order from. You’ll also need to provide your phone number

Step 6. Review your exchange and select “Place order” to submit

If you’d prefer to use the US Bank mobile app, simply select “Main menu” and then “Help & services” to start your exchange. You can then order euros using the same steps as your online banking order.

You’ll receive an email notification to confirm your order – and you’ll get a call when your cash is ready to collect.¹

You can also order your euros in person at your local US Bank branch. Speak to the teller for more information about how much you need for your trip and how much your exchange will cost.²

Costs and fees of ordering euros from US Bank

It’s free to use online banking at US Bank.³ However, the provider doesn’t display their exchange rates or fees for foreign currency conversions. You’ll need to wait until you place your order to see how much it’ll cost.

You may need to pay for certain features or processes via mobile banking – and you’re responsible for any third-party fees related to your US Bank account.³

If you need your euros immediately, you can pay an additional fee to speed up your euro exchange.²

Speak to your local teller for more information about how much it’ll cost to convert your US dollars into euros with US Bank.

What's the US Bank's exchange rate?

Banks and money transfer providers use an exchange rate to work out the value of your dollars in euros.

However, many banks add a profit margin to the mid-market exchange rate you might see on Google® – which can add to the cost of your transaction.

US Bank’s exchange rate is updated daily – and you’ll see how much you’ll pay to convert your dollars into euros at the time of your order.

This means you may not know exactly how much your transaction will cost until you come to make it.²

Exchange money in just a few clicks with Wise

Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees*.

Open a Wise account for free online or in the Wise app, and order a linked debit card for spending and withdrawals in 150+ countries.

There’s no fee* to spend any currency you hold, and no foreign transaction fee to worry about.

Use your account when you travel or shop online in foreign currencies, send payments to 70+ currencies, and get your own local account details to get paid from 160+ countries.

Say goodbye to overcomplicated currency exchange.

Say hello to Wise

Ordering euros from US Bank FAQ

Let’s take a look at some commonly asked questions about ordering euros from US Bank.

How long does it take to receive euros ordered from US Bank?

If you place your order before 2pm, you should be able to collect your euros on the next business day. However, orders made after 2pm may take 2 business days to arrive at your local branch.

A US Bank associate will call you on the phone number provided when your order is ready to collect.

What are the limits of ordering euros with US Bank?

You’ll need to order a minimum of 20 USD to qualify for your US Bank euro order. Speak to your local branch if you want to place a large order to ensure the provider can process your exchange.

Can you order euros online or do you need to visit a branch?

Yes, you can order euros from US Bank via online banking or through the mobile app. However, you’ll need to pick up your money from your local branch.

Are there any restrictions on ordering euros from US Bank?

You’ll need to order at least 20 USD from US Bank and foreign coins aren’t accepted.

You may not know how much your order will cost until you come to send it, as US Bank’s exchange rates are only displayed when you complete your order.

Can you pay for your euro order with a credit or debit card?

Most banks and money exchange providers accept card payments for online foreign currency orders. Make sure to confirm with your local branch before placing your order.


If you need cash for an overseas trip, use US Bank to order euros in advance.

You can order your euros online or via the US Bank app, but you’ll need to pick up your cash in person – and you’ll need to meet a few key requirements.

Use a multi-currency debit card to spend in Europe without hefty currency conversion charges or foreign ATM fees.

For easy global spending solutions in over 40 currencies, check out Wise.


Sources:

  1. US Bank
  2. US Bank
  3. US Bank

Sources checked on 06.19.2024


*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

Money without borders

Find out more

Tips, news and updates for your location