How to order euros from Chase

If you’re traveling across Europe, you may want to exchange your US dollars for euros before heading overseas.

Exchanging currency with a bank like Chase® can help you avoid foreign transaction fees for using your card abroad – and you can make sure you have enough spending money for your trip.

We’ll take a look at how to order euros from Chase, including any exchange rate fees and a few helpful alternatives to convert your dollars. Everything you need for your European adventure!

Can you order euros from Chase?

Although it may be possible to order foreign currency from Chase Bank, you’ll need to check with your local branch to see if they offer this service.

Some banks no longer hold large sums of cash, so it’s important to double-check if you can convert currency. You can speak to your teller over the phone or visit your local branch in person for further advice and support.

Make sure to order your euros in advance, as you may need to wait up to 2 business days to receive your cash.¹ As with many banking providers, there may also be limits to how much cash you can order at once.

If you can’t get to your local Chase branch before your European vacation, you can use your card abroad. This is safer than carrying cash overseas – and many transfer platforms give you the flexibility to move between different currencies as you travel.

What's Chase's exchange rate?

All banks use an exchange rate to work out how much it’ll cost to convert your US dollars into other currencies – and many providers add a markup to the standard rate to make money.

Chase’s exchange rate may differ depending on your account or transaction type – and your rate will naturally fluctuate with the market, too.

If you’re exchanging money, it’s important to look out for the mid-market rate. This is one of the fairest rates out there. It’s the same rate you might see on Google® – without any added markups or margins.

As of 30 May 2024, Chase’s exchange rate is 1 USD = 0.897997 EUR. If you want to convert 100 USD, you’ll get 85.31 EUR. However, your rate is at the discretion of your bank on the day of your transfer.²

This compares to Wise’s mid-market exchange rate, which works out at 1 USD = 0.924950 EUR. If you want to convert 100 USD at this rate, you’ll get 91.05 EUR for your money – quite a difference!²

Alternatives to ordering euros from Chase

Ordering euros before your trip can help you avoid ATM fees in Europe – and you can reduce foreign transaction costs while you travel.

You can also save on expensive cash currency exchange once you get to your location, as airports or foreign exchange services often add hefty fees.

You can order euros or spend in multiple currencies with a range of different banks and money transfer providers.

We’ve put together everything you need to know about the alternatives to Chase Bank, including key features, costs, fees, and how to order your euros.

Wells Fargo

You can order euros from Wells Fargo® online or in person. Simply use the Wells Fargo app or log into your online banking account. You’ll need to be a personal banking customer to complete your digital euro order from Wells Fargo.³

Once you’ve placed your order, the bank will mail your cash to your address within 2 to 7 business days. Make sure to order your euros in plenty of time before your trip.³

You can order up to 3000 USD for delivery by mail, but you’ll need to visit your local branch to collect cash orders over this amount. You’ll also need to order at least 200 USD to qualify for your order.³

Wells Fargo charges an exchange rate markup for converting your US dollars into euros⁴ – and you may also need to pay transaction processing, shipping, or handling fees for your order.³

TD Bank

You can order euros online or in person with TD Bank®. Use your TD Bank account to:

• Exchange 55+ foreign currencies
• Pick up your euros within 2 to 3 business days
• Exchange any leftover euros for dollars when you come back to the US⁵

You can even pick up same-day euro orders at select TD Bank branches or a TD Foreign Exchange Center – but you’ll need to call ahead to confirm the bank can process your order.⁵

You can use TD Bank’s online currency converter to work out how much it’ll cost to exchange your cash.⁶ TD Bank is a simple option if you need cash for your European vacation, but you’ll need to visit your local branch to collect your order.

Capital One

Capital One® is a popular banking provider for US customers looking for simple global spending solutions – and you can use Capital One to place currency conversion orders.

You’ll need to call or visit your local branch to place your euro order with Capital One, as you can’t currently order currency online. This may not be convenient if you don’t live near a Capital One branch.⁷

Capital One doesn’t charge foreign transaction fees – but you’ll still need to pay to exchange currencies.⁸

The provider may use the Mastercard exchange rate for foreign transactions.⁹ This can fluctuate depending on when you send your transfer.¹⁰ Make sure to look into any fees or costs before buying euros from Capital One.

Wise: exchange money in just a few clicks

Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees*.

Open a Wise account for free online or in the Wise app, and order a linked debit card for spending and withdrawals in 150+ countries.

There’s no fee* to spend any currency you hold, and no foreign transaction fee to worry about.

Use your account when you travel or shop online in foreign currencies, send payments to 70+ currencies, and get your own local account details to get paid from 160+ countries.

Say goodbye to overcomplicated currency exchange.

Say hello to Wise

Ordering euros in advance can help you prepare for your trip and avoid hefty ATM or foreign transaction fees abroad.

Although it may be possible to order euros from Chase, exchange rate markups can add up – and you’ll need to check with your branch to make sure they offer currency conversion services.

Wells Fargo, TD Bank, and Capital One are useful alternatives – or you can use a money transfer provider like Wise to make card payments in multiple currencies without large currency conversion or foreign transaction fees.

To start spending and converting your money at the mid-market rate, check out Wise.