Is Ria Money Transfer safe? Everything you need to know

Ria® is a popular money transfer service, with over 3 billion bank accounts in 125 countries.¹ You can make a convenient transfer online or visit an in-person location to send your money.

But is Ria app safe? How does Ria protect your money? Read everything you need to know in our ultimate guide.

We’ll also take a look at Wise as your money transfer alternative. Send your money across the world at the touch of a button!

Ria Money Transfer’s security features

Ria Money Transfer uses high-level security to protect your money, whether you’re sending or receiving funds. Let’s take a look at Ria’s security features.

Identity verification process

You’ll need to verify your identity before you can send money with Ria Money Transfer. You can do this by uploading images of your photo ID via the Ria app.²

If you’re sending your money by bank transfer, you’ll need:
Your recipient’s full name, address, and phone number Your bank name An IBAN, SWIFT code, or bank code¹

Your recipient may also need to provide ID when accessing their funds, particularly when receiving money with Ria cash pickup or home delivery.¹

For cash pickup at a Ria location, you’ll get a unique PIN when you send your transfer. Give this number to your recipient, as they’ll need it to access their money.¹

These verification processes reduce the chance of online fraud. You’ll need detailed information from your recipient before sending your money – and only your intended recipient will be able to receive your transfer.

Protected payment information

Unlike other money transfer sites, you can’t store your payment details on Ria servers. This system protects your payment information from fraudulent activity – and it means your card or bank details can’t be compromised.³

Is the Ria app safe?

Ria uses a sophisticated security system – whether you’re transferring money via the Ria app, website, or at an in-person location.

Let’s take a look at some of the key safety features of the Ria app for transferring your money.

Secure login features

Ria Money Transfer uses secure login features to protect your account, including multi-factor authentication. To log into your account, you’ll need to enter a password and a single-use code that’s sent to your phone number.

This process reduces the likelihood of someone getting into your account without your permission.⁴

Transparent transaction process

The Ria app uses a transparent transaction process for ease of mind. Once you’ve sent your money, you can use your transfer order number, PIN, or reference number to track your transfer.⁵

This will ensure your recipient safely receives their funds – and you can keep an eye out for any mishaps along the way.

How to make sure your Ria international transfer is safe: online and in-person

You can send your money to over 165 countries with Ria Money Transfer.⁶ There are a few ways to ensure your Ria international transfer stays safe.

Give all the correct information when first signing up for your account, including your phone number and bank account details – and update this information if it changes.

You should also make sure to send your transfer to the right person. You’ll need your recipient’s full legal name and bank account details to send an online transfer.

If you’re sending your money in person for cash pickup, only tell your intended recipient where to pick up their money. You can share any details they may need via the “Share Order Details” feature in the Ria app. This provides an added level of security to your global transfer.⁷

International transfers at the tip of your fingers: meet Wise

With Wise you can:

Send money abroad with the mid-market exchange rate and low fees Get paid like a local in 9 different currencies Spend in over 150 countries with the Wise card Hold and manage +40 currencies at the tip of your fingers Opt in to receive annual percentage yield (APY) on your USD balance with Wise’s interest feature (subject to change, certain limitations apply — see Program Agreement for more information)

Learn more about Wise

Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information.

Tips and tricks for safe transactions with Ria

There are a few tips and tricks for safe money transfers with Ria.

If you spot an issue, report it as soon as possible. Ria uses a 24/7 security team to monitor unusual behavior. You can also contact customer service if you need advice or support.³

Using a digital wallet for your Ria transfer is a great way to keep your money safe, as most wallets use data encryption. You can make your transfers even safer by using a strong password for your Ria account and never sending money on public Wifi.⁸

FAQs: ensuring safety with Ria Money Transfer

How secure is Ria Money Transfer?

Ria is a secure way to transfer your money in the US or further afield. If you’re transferring money online, the website and app won’t save your payment information. This reduces the chance of someone accessing your bank details.

For in-person cash pickup, you’ll receive a unique PIN that helps you track your transfer and send money to your intended recipient only.

Can you get your money back from Ria Money Transfer?

Yes, you can get a refund from Ria Money Transfer. If you cancel your transfer, you’ll receive an automatic refund to your bank account or card. If you paid for your transfer by cash, you’ll receive a refund form to fill out to get your money back.⁹

What happens if Ria money isn’t picked up?

If your recipient doesn’t pick up their transfer within 40 days, you’ll get a message with a new PIN code. You can use this code to pick up the money from your local Ria location.¹⁰

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Ria Money Transfer is a safe way to transfer money, with identity checks and secure PIN systems to ensure your money won’t get into the wrong hands.

However, it’s important to stay vigilant. Report suspicious transactions and only give out transfer information to your intended recipient.

To start sending your money at the mid-market rate, check out Wise.

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Sources:

1. Ria Money Transfer
2. Ria Money Transfer
3. Ria Money Transfer
4. Ria Money Transfer
5. Ria Money Transfer
6. Ria Money Transfer
7. Ria Money Transfer
8. Ria Money Transfer
9. Ria Money Transfer
10. Bpost

Sources checked on 02.02.2024