Huntington Bank international wire transfer: Fees, limits and rates

If you need to send money overseas, you can make an international wire transfer with Huntington Bank. But before you plan your transfer, it’s important to make sure you know the right steps to take.

In this guide, you’ll find everything you need to know about Huntington Bank international wire transfers as well as how to avoid large fees and long wait times.

We’ll also introduce Wise, a fast* and cheap alternative when sending money abroad.

*The speed of transaction claim depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions

What are Huntington Bank’s international wire transfer fees?

Incoming and outgoing fees may apply for Huntington Bank wire transfers. These fees will be automatically debited from your account.¹

You can check into your specific transaction details by contacting Huntington Bank, but here’s a look at the possible international wire transfer fees that may apply.

Huntington Bank exchange rates

Sending or receiving money in a different currency can be tricky. International transfers typically use the SWIFT transfer system to get your money from one country to another. This means that your money travels through multiple intermediary banks before arriving.

The more banks your money moves through, the more you end up paying. Apart from deducting their fees from the amount being transferred, they may also convert the currency instead of your bank.

Any bank can choose the exchange rates they offer, generally marking them up by about 4-6% in comparison to the mid-market rate.

Huntington Bank doesn’t post its exchange rates online. You may be able to get a quote from a bank representative if you give them a call but bear in mind that the rate they quote may not be the rate they’ll then use to convert your money.

Make low cost international transfers with Wise

A smart option if you’re sending money overseas: meet Wise.

Register a Wise account online or in the Wise app on iOS and Android, and send money to 160+ countries, with the mid-market exchange rate and low, transparent fees.*

Wise always shows you the amount you’re paying and how much your recipient will get — and you can even compare against other providers on the Wise app or desktop site.

If another service is cheaper for your particular payment, you’ll be shown — so you can’t lose.

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*Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information

How do you make an international wire transfer with Huntington Bank?

If you’re a personal account holder you can unfortunately only send money internationally by visiting your local Huntington Bank branch in person.¹

A bank teller can initiate your transfer once they verify your information. Don’t forget to bring a valid form of ID.

What information do I need to make a Huntington Bank international money transfer?

To make an international wire transfer with Huntington Bank, you’ll typically need to provide the following information:

• Your name and bank name
• Your account number
• Recipient’s name as written on their bank account
• Recipient’s bank name
• Recipient’s account type and number for international payments
• Recipient’s bank SWIFT code
• The amount and currency you wish to transfer

Make sure to verify that all of the information is correct to avoid delays. If you need more detailed Huntington Bank wire transfer instructions, get in touch with your local branch.

How to receive an international wire transfer with Huntington Bank

If you’re going to receive an international payment, keep in mind that Huntington Bank will charge you a 15 USD fee for receiving the money.² The intermediary banks may also deduct their charges from the amount you receive.

Therefore, make sure you’ve agreed with the money sender as to who will cover the sending costs before deciding on an amount to be transferred.

To receive the money, you’ll typically need the following information:

• Your account number
• Your full name as written on your bank account
• Your address
• Huntington’s SWIFT/BIC code
• The amount and target currency

How long does an international bank transfer with Huntington Bank take?

Typically, international bank transfers take 1-5 business days to arrive. The exact timing depends on the country you’re sending the funds to and the intermediary banks involved.

When sending a Huntington Bank wire transfer, you should be aware that all outgoing transfers need to be set up by 4.30pm ET or they won’t be processed until the following business day.³

What are Huntington Bank’s transfer limits?

Huntington Bank doesn’t have any limits for international transfers.¹

The ability to send large amounts of money is one of the benefits of wire transfers. With Huntington Bank, the only limitation is that you have to initiate your transfer in person instead of being able to do it online.²

More questions about your transfer?

Dealing with international wire transfers and banks can leave you with a lot of unanswered questions. If you need more information about sending a Huntington Bank wire transfer, get in touch with them.

You can contact Huntington Bank at (800) 480-2265 daily 7:00 a.m. to 8:00 p.m. ET. If you’re calling from outside the US, dial +1 (616) 355-8828.⁴ You can also use the Automated Assistant Bot on their website.

Huntington Bank international wire transfer is a way to send money abroad. However, it comes with hefty fees and you can only initiate your transfer in person at your local Huntington branch office.

For an easy alternative, check out Wise. There are no hidden fees or exchange rate markups, and you can send your transfer entirely online.*

Get started with Wise