Best places to exchange currency in New York

Adam Rozsa

"If you're planning a trip to New York, it's important to know how to get the currency of the country you’re visiting. Also, you might want to know the current exchange rate and the best places to withdraw cash.

So, in this article, we’ll show you the best places to visit to exchange currency in New York, and we’ll show you an alternative, Wise – which may be cheaper and help you save the effort of going to a physical location – but more on this later.


United States: currency overview

First off, in case you’re wondering something along the lines of “does United States use US dollars?”, the answer is yes. The currency in New York — and the rest of United States — is US dollars.

You can also find it written as USD in currency exchange shops.

Check out today’s rate below:

What you should know about exchanging money in New York

Before exchanging money in New York or any foreign city, it's important to be informed to avoid excessive charges and get the best deals. Consider opening a bank account in United States for long-term stays or substantial investments like buying property or cars.

Beware of 'zero fee' services

Services claiming 'no commission' often offer poor exchange rates, not reflecting the mid-market rate, leading to hidden profits for them.

Check the exchange rate beforehand

Familiarize yourself with the base rate to identify a bad deal from exchange services.

Avoid exchanging money at airports or hotels

Convenience comes at a price, as airports and hotels usually offer poor rates and high transaction fees.

Use ATMs strategically

Check if your home bank has partnerships with American banks to avoid extra ATM fees, and inform your bank before traveling.

Opt for local currency

When using an ATM abroad, choose to be charged in US dollars for a fairer rate and avoid undisclosed exchange rates and additional fees.

Exchange money in just a few clicks with Wise

Say goodbye to overcomplicated currency exchange.

Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.

Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.

There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about.

Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local bank details in 9 currencies.

Get a Wise Account
in minutes!

Please see the Terms of Use for your region or visit Wise fees & pricing for the most up-to-date information on pricing and fees.

Where can you exchange currency in New York?

Well, we’ve already been through some of the options you have and aspects to watch out for. So if you’re still into the idea of carrying cash around and exchanging it, here are some popular foreign currency exchange locations in New York.

One last reminder, though: there’s no such thing as fee-free or 0% commission foreign exchange transactions. So, always check the mid-market exchange rate in advance, so you know how much your money’s worth.

CXI (Currency Exchange International)

With 11 different locations in NYC, CXI can be an option if you’re looking for currency exchange in Manhattan or other parts of the city.

The most popular options locations can be found below:

  • Avenue of the Americas: 1330 Avenue of the Americas
  • Grand Central Station: 122 East 42nd Street
  • Upper East Side: 812-714 Lexington Ave
  • Penn Station: 345 7th Avenue
  • Union Square: 4 Irving Place
Opening hours
  • Working days: 9AM - 5PM
  • Saturdays: 10AM - 5PM
    Note: opening hours might vary by location/branch
Contact information
    Phone: +1 (888) 9983948

A&S Foreign Exchange

If you're looking for a currency exchange in Madison Square Garden or Penn Station, a good option might be going to A&S.

Besides money exchange in NYC, A&S offers the possibility of buying traveler’s checks.

    357 7th Avenue
Opening hours
  • Working days: 10AM - 7PM
  • Saturdays: 11AM - 6PM
Contact information
  • Phone: +1 (646) 473-1222
  • Whatsapp: + 1 (646) 9378300
  • Email:

Change Group

With 3 central locations downtown and long opening hours, Change Group can be a good place to turn to for your currency exchange in New York.

    234 West 42nd Street
Opening hours
    Daily: 8AM - 23PM
Contact information
    Phone: + 1 (212) 3917258

Bottom line

As you can see, there’s no shortage of options when it comes to exchanging money in New York. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.

Learn more about Wise

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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