Understanding Stripe Transfer and Transaction Limits (2026)
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If you use Shopify to host your business’s eCommerce store, you might be wondering how easy it is to withdraw funds into your Wise Business account, and if this is even possible.
With Shopify and Wise, you can manage incoming transactions and outgoing transactions and handle your business’s finances seamlessly.
In this blog post, you’ll discover whether you can connect Wise to Shopify, and the benefits of using both together.
Receive eCommerce payments
with Wise Business
Yes, you can connect your Wise account to Shopify.
You will need to have the full Wise Business account with account details. If you have the free Wise Business account for sending payments, then you can simply pay a one-off fee to unlock account details. This will allow you to get paid in GBP, EUR, AUD, CAD, USD and more.
To receive USD with your Wise account details, you can use the details listed for US payments.
What’s more, you’ll never have to pay any monthly fees or worry about minimum balance requirements.
To connect Wise with Shopify, the first thing you’ll need to do is create a Wise Business account, and add currency account details to receive payments. If you already have a Wise Business account, simply skip to the next step!
| 🔍 Read the guide on how to open a Wise Business account |
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With the Wise Business account you can get paid through Shopify either automatically or manually. There’s only a low one-off fee to get 8+ account details with your Wise Business account in the US.
Now that you have your Wise Business account set up, you have local account details you can use to get paid through Shopify. While the process of connecting Wise with Shopify might vary based on your location and which payment gateway you use with Shopify, here’s what you need to do now:
Your Wise account is now connected and can be used used as a receive payment option in Shopify.
Every time Shopify pays out your funds, you can receive them directly into your Wise Business account. That way, you don’t have to worry about intermediaries or transaction fees.
While Shopify doesn’t have payout fees, it does have other fees associated with transactions - especially if you sell to overseas customers.
One of the most important reasons to connect Wise and Shopify if you have them is to get the best deals when customers pay you in different currencies. You’ll have lower international transaction fees when you use your Wise account details with Shopify.
When a customer pays in a currency different from your payout currency, Shopify applies a currency exchange rate and a conversion fee at the time of payment capture.
Receiving payouts by PayPal, bank account, or a USD wire transfer, then converting to another currency once the payout has arrived will incur exchange rate and currency conversion fees.
Wise integration with Shopify allows you to receive money in your local account details without conversion fees.
When you get paid by a customer in Spain, you can receive the money into your Wise EUR account. When a customer from the US makes a purchase, you can receive the funds into your USD account. You can also exchange currencies within your Wise Business account at the mid-market rate if needed. Easy.
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A Wise Business account is your ticket to minimal international transaction fees and receiving funds from global clients as if you were a local.
It’s an easy way to get paid from Shopify without getting surprised by unexpected fees eating into the money you actually receive. You can simply open a Wise Business account online and connect Wise to Shopify.
Open a Wise Business account online
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Wise is not a bank, but a Money Services Business (MSB) provider and a smart alternative to banks. The Wise Business account is designed with international business in mind, and makes it easy to send, hold, and manage business funds in currencies. You can get major currency account details for a one-off fee to receive overseas payments like a local. You can also send money to countries.
Set up a Wise Business account today to enjoy:
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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