Alliant Credit Union Business Account Review (2024)

Are you looking for a solid, reliable hub for managing your business finances? More and more businesses are considering credit unions for their lower fees, friendly service, and flexibility.¹

The Alliant Credit Union is one such credit union known for its high-rate savings account and a blend of traditional and digital innovation. If you’re considering making the switch, this article will help you discover a few business accounts, including Wise Business, that could be the right financial partner for you.

Looking to operate your business with less fees?

Get a Wise Business account >>

Trustpilot Rating: Great with 190,000+ reviews¹²
Over 300,000 businesses use Wise every quarter

Does Alliant Credit Union Have a Business Account?

Unfortunately, although Alliant Credit Union has a great range of personal banking products, it doesn’t provide any specific business accounts or products. If you’re a business searching for a provider that offers comprehensive financial solutions tailor-made for business needs, you might need to explore other options.

Alliant Credit Union Business Account Alternatives

Since Alliant doesn’t offer a business account, let’s take a look at some providers that do. We’ll go through a variety of credit unions as well as Wise Business – a digital business account that might just fit the bill for your international business needs.

See the Best Banks for Small Businesses >>

Wise Business: International Business Account

Wise Business is an exciting banking alternative. It offers an international business account. Their customers can hold over 40 currencies and receive in 9 currencies. Wise has no monthly fees or minimum balance requirement, making it a low-cost account.

Features¹

• Make International Payments in Over 70 Countries
• Safeguard Funds with Top Financial Institutions
• No Exchange Rate Markups
• Accounting Software Integration
• Business Debit Card with Adjustable Spending Limits

Pricing²

Feature	Cost/Rate
Account Registration	$0 to send money (only cross-currency conversion in applicable)
Sending Money	0.43%+
Monthly ATM Fees	Free for First $100/Month/Account 2% + $1.50/Withdrawal After
Account Funding Transactions	2%
Wise Debit Card	$5
Converting Money	0.43%+

Looking to operate your business with less fees?

Get a Wise Business account >>

Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information.

Wise is not a bank, but a Money Services Business (MSB) provider and a smart alternative to banks.

Navy Credit Union

The Navy Credit Union is tailored specifically for those in the military and their families, taking personalization to the next level. They look to be the most trusted financial option to serve the military and their loved ones, but they also focus on veteran-owned businesses.

With a Navy Federal business membership, business owners can get access to small business professionals, earn dividends, and enjoy a free Navy Federal GO BIZ Debit Card.²

Consumers Credit Union

If you’re looking for a credit union that is genuinely people-focused, the Consumers Credit Union could be a suitable fit. Along with all the important products and services such as checking and savings accounts, merchant services, and business loans, they boast the Consumers @ Work program.

With free financial seminars and counseling and employee deals at no cost for employers or employees, this feature truly sets them apart.³

DCU - Digital Federal Credit Union

The DCU is a favorite for its free business checking account, with no monthly maintenance fees or minimum balances. The account allows businesses to earn interest each month with the Business Earn More feature and receive up to four DCU Visa Debit Cards for business purchases.⁴

There’s also a business savings account that provides access to DCUs other useful products and services and gives you two IRA options for your employees.⁵

America’s First Credit Union

Founded during the Great Depression, America’s First Credit Union has a long-standing reputation for providing financial services to under-represented members of the community.⁶

They support all sorts and types of businesses with the Business Thrive Checking account and offer a full suite of merchant services, a business line of credit that charges interest only on what you use, and equipment and vehicle financing.

Suncoast Credit Union

Suncoast is the largest credit union in the state of Florida and presents a unique solution combining local understanding and financial expertise. The only catch is that businesses must be licensed in the state and located within the counties they serve.

The union lets business account holders experience the benefits of personal banking, as well as benefits that span travel-related services, the Kineticpay® Payment Solution, and unlimited electronic transactions.⁷

BECU - Boeing Employees’ Credit Union

BECU is a large, not-for-profit credit union that is member-owned and member-driven, like many of the unions on this list. This is apparent in their fee-free business checking accounts, cash management services, business vehicle loans, and other beneficial features that every business would want to take advantage of.

However, to be eligible for a business membership, the business needs to be located in the state of Washington or be affiliated with Boeing.⁸

Delta Community Credit Union

Delta Community Credit Union offers a broad range of products, from basic business accounts to merchant services, with some of the lowest rates in the country – all under one business banking account.⁹

Their merchant services even include loyalty program cards and detailed online analytics reporting to keep your business running smoothly.¹⁰ With the Delta Community, you can even enhance your employee benefits program entirely free.¹¹

---

Sources:

1 - Poll - Small Businesses to Credit Unions
2 - Navy Federal Credit Union - Business
3 - Consumer's Credit Union
4 - DCU - Free Business Checking
5 - DCU - Business Savings
6 - America's First Credit Union - Aboust Us
7 - Suncoast Credit Union - Business Banking Services
8 - BECU - Business Membership
9 - Delta Community Credit Union - Business Banking
10 - Delta Community Credit Union - Business Banking
11 - Delta Community Credit Union Overview
12 - Wise Trustpilot