Microsoft Teams Pricing Guide for Singapore [2025]

Microsoft Teams is Microsoft's comprehensive communication and collaboration platform. It combines workplace chat, video meetings, file storage, and application integration for seamless teamwork. These tools make Teams one of the leading communication platforms for businesses globally, but their wide range can also make it tricky to pick a pricing plan. This guide will break down all the pricing options, plan features, and any hidden costs to help you choose the tier that gives you the functions you need.

For Singapore businesses managing international SaaS subscriptions, choosing the right payment method is just as important as selecting the correct Teams plan. We'll explore not only which Microsoft Teams tier fits your needs, but also how Wise Business can help you avoid unnecessary foreign transaction fees when paying for your subscription.

Table of contents
Microsoft Teams plans and pricing What is the pricing currency for Microsoft Teams in Singapore? How to save on your Microsoft Teams bill next month Microsoft Teams vs. Slack vs. Zoom - price comparison Microsoft Teams FAQs

Microsoft Teams plans and pricing

Microsoft Teams offers five pricing tiers for businesses in Singapore, ranging from free options to premium enterprise plans. The pricing structure is designed to clearly cater to different business sizes and needs, with standalone Teams options as well as Microsoft 365 bundles that include Teams alongside other productivity tools.

Here's a quick breakdown of Microsoft Teams pricing for Singapore businesses in 2025. We’ll explore each plan in more detail later in the article.

Plan	Annual Price (per month)¹
Microsoft Teams (Free)	Free
Microsoft Teams Essentials	USD 4/user
Microsoft 365 Business Basic	USD 6/user
Microsoft 365 Business Standard	USD 12.50/user
Microsoft 365 Business Premium	USD 22/user

*Details accurate as of 29th March 2025

What is the pricing currency for Microsoft Teams in Singapore?

Microsoft Teams pricing for Singapore businesses is typically displayed in USD.

Paying in USD or other currencies could increase your overall subscription cost because::

• When you settle your Microsoft invoice or subscription fee in USD from Singapore, additional fees may apply for currency conversion or bank transfer costs.
• If you’re paying with a card you may find a foreign transaction fee of around 3% applies, although this depends on the bank or network which issued the card in the first place.
• If you’re paying by bank transfer or telegraphic transfer, you may pay a transfer fee, as well as charges which are added into the exchange rate used to convert from SGD to USD.

The good news is you might be able to bring down these costs using a Wise Business account and card. Wise offers a business expense card for use in 150+ countries, which doesn’t charge a foreign transaction fee. Instead, you’ll simply pay low conversion costs which you can easily see in the Wise app.

You might also encounter a couple of other scenarios where your business in Singapore gets charged Microsoft Teams fees in a foreign currency rather than SGD. By understanding these scenarios, you can take proactive steps to manage your billing effectively and avoid unnecessary foreign transaction fees.

💡Considerations for Cross-Currency Billing:
Centralised Payment Systems: If your business (eg. a Singapore subsidiary) uses a centralised payment system or corporate credit card based in another country, your Microsoft account might be linked to this system, resulting in billing in the currency of the payment system rather than SGD. This can lead to additional currency conversion fees.
Initial Account Setup: If your Microsoft account was initially set up by your business in another country before establishing a branch in Singapore, the account might still be billed in the original currency unless updated. This is another scenario where you might incur cross-currency charges.

➡️Learn how Wise Business can help you save on cross-currency bills

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Microsoft Teams Free

The free version of Microsoft Teams offers a surprising amount of functionality for small businesses or teams just getting started with collaboration tools.²

Microsoft Teams Free features

• Unlimited chat and search
• Up to 100 participants in meetings
• Up to 60 minutes per meeting
• 5GB cloud storage per user
• File sharing and task management
• Basic security features

Is Microsoft Teams Free right for my business?

Microsoft Teams Free is great for small businesses, startups, or freelancers who need basic collaboration tools without the cost. It's perfect if your team is small, your meeting needs are modest, and you don't require advanced features or integrations with other Microsoft products.

However, its limitations will become apparent as your business grows. The 60-minute meeting cap can be restrictive for longer discussions, and the 5GB storage limit may fill up quickly with regular use.

Microsoft Teams Essentials

Microsoft Teams Essentials offers a standalone Teams experience, but with many more capabilities than the free version.²

Microsoft Teams Essentials features

• Unlimited group meetings for up to 30 hours
• Up to 300 participants per meeting
• 10GB of cloud storage per user
• Anytime phone and web support
• Enhanced security and compliance features

Is Microsoft Teams Essentials right for my business?

Teams Essentials is a good fit for small to medium-sized businesses that need stronger meeting capabilities but don't require the full Microsoft 365 suite.

At USD 4 per user per month, it's an economical option for businesses looking for a communication solution rather than document management.

It works particularly well for businesses with multiple remote or hybrid teams who need longer face-to-face catch-ups, but who may be using other tools for email, document creation, and storage.

Microsoft 365 Business Basic

Moving up to Microsoft 365 Business Basic gives you Teams plus essential Microsoft Office web applications and business email.²

Microsoft 365 Business Basic features

• All Teams Essentials features
• Web and mobile versions of Office apps (Word, Excel, PowerPoint)
• 1TB of cloud storage per user through OneDrive
• Business-class email hosting with a 50GB mailbox
• Microsoft Exchange, SharePoint, and OneDrive integration

Is Microsoft 365 Business Basic right for my business?

Business Basic is ideal for companies that don’t just need Teams but also access to Microsoft's productivity suite. At less than double the price of Microsoft Teams Essentials, it offers a lot of extra value for businesses integrated into the Microsoft ecosystem.

This plan is particularly appealing to businesses with remote workers who need collaborative tools and access to Office applications from any device.

After all, meetings tend to revolve around shared documents and resources. However, since it only includes web and mobile versions of Office apps, it may not be sufficient for businesses that need heavyweight file management tools.

Microsoft 365 Business Standard

Microsoft’s broader 365 packages include Teams and other tools as standard alongside their classic document and email management apps. As a result, businesses already using other Microsoft products may find this the most cost-effective way of adding Teams to their suite of apps.²

Microsoft 365 Business Standard features

• All Business Basic features
• Desktop versions of Office applications
• Webinar hosting capabilities
• Attendee registration and reporting tools
• Customer appointment management
• Premium business applications like Bookings and MileIQ
• Additional apps, including Microsoft Loop and Entra ID

Is Microsoft 365 Business Standard right for my business?

At USD 12.50 per user per month, Business Standard provides a comprehensive package for businesses that need the full desktop Office suite along with Teams. This plan is ideal for businesses that create and edit complex documents regularly and need access to Office applications offline.

It's also valuable for businesses that interact with customers directly, as the webinar and appointment booking tools can enhance your client engagement capabilities.

Microsoft 365 Business Premium

Business Premium is Microsoft's top-tier small business offering, adding enhanced security and device management into the mix.²

Microsoft 365 Business Premium features

• All Business Standard features
• Advanced security features including Microsoft Defender
• Device management capabilities
• Information protection tools
• Zero-trust security architecture
• Advanced compliance tools
• Additional apps, including Microsoft Intune

Is Microsoft 365 Business Premium right for my business?

Business Premium, at USD 22 per user per month, is designed for businesses with sensitive data and strict security requirements.

It's preferred by Singapore businesses in regulated industries like finance, healthcare, or legal services that need to comply with data protection laws like the Personal Data Protection Act (PDPA).

Crucially, these security standards tie into any information or document exchange via Teams thanks to the interconnectedness of Microsoft apps.

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How much do Microsoft Teams add-ons cost?

Add-ons can be a great way to personalise lower-tier Microsoft Teams plans, adding specific functionality for businesses that need to adapt calling, meeting rooms, or data analysis.

• Microsoft Teams Rooms: Immersive virtual rooms - Free version available, and USD 40/room/month for Pro³
• Microsoft Teams Phone: Cloud-based phone system integration - From USD 8/user/month⁴
• Microsoft Teams Places: Room and desk organisation and booking tools - Available as Teams Premium for USD 10/user/month⁵
• Microsoft CoPilot: AI digital companion - Can be added to Business Basic, Standard, and Premium, starting at USD 30/user/month⁶

How to save on your Microsoft Teams bill next month

Here are some practical strategies to optimise your Microsoft Teams costs:

1. Choose the right plan for your needs: Assess which features your team actually uses and select the most appropriate plan. There's no need to pay for Business Premium if Basic will meet your requirements.
2. Conduct regular usage audits: Review which team members are actively using Teams and adjust licences accordingly. You may find you're paying for users who rarely log in, add-ons that don’t get used, or storage that’s going to waste.
3. Mix and match plans: Microsoft allows businesses to assign different plans to different users. Consider Premium plans for executives and IT staff, but Basic plans for employees with simpler needs.
4. Be aware of foreign transaction fees: If your Teams subscription is billed in USD, your bank or card provider may charge foreign transaction fees and unfavourable exchange rates that increase your costs.

💡Using a Wise Business multi-currency card can help you save on these foreign transaction fees and get the true mid-market exchange rate with no markups when paying for Microsoft Teams and other international SaaS subscriptions. With a Wise Business account you can hold 40+ currencies, use the card in 150+ countries, and send money to 140+ countries.

➡️Get Wise Business for Smart Savings

Wise Business pricing/fees: Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up-to-date pricing and fee information.

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Microsoft Teams vs. Slack vs. Zoom - price comparison

If you’re considering Microsoft Teams, you’re probably also considering its top competitors: Slack and Zoom. All three are popular collaboration platforms, but they each have a slightly different focus.

Feature	Microsoft Teams Essentials	Slack Pro⁷	Zoom Pro⁸
Free Plan	Available	Available	Available
Video Calls	30 hours, 300 participants	No time limit, 50 participants	30 hours, 100 participants
File Storage	10GB per user	10GB per user	5GB per user
Integrations	Whiteboard and web versions of Microsoft suite	Unlimited integrations with third-party apps	Zoom docs, video editing, and AI companion
Price (billed annually)	USD 4/user/month	USD 7.25/user/month	USD 14.99/user/month

*Details accurate as of 24th March 2025

• Microsoft Teams generally offers better value for video conferencing and Office integration.
• Slack excels in its integration versatility, but lacks video calling scalability on the like-for-like plan.
• Like Teams, Zoom provides basic access to document management tools, but with the added bonus of workflow automation and AI services.

If you’re prioritising affordable video conferencing software for meetings, then Teams clearly stands out as the best value.

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Microsoft Teams FAQs

Does Microsoft Teams have a free trial for business plans?

Yes, most Microsoft Teams business plans offer a one-month free trial. This gives you the opportunity to test out premium features before committing to a paid subscription. To access the free trial, visit the Microsoft 365 website and sign up for the plan that interests you.

Can I mix different plans within my organisation?

Yes, you can assign different Microsoft Teams plans to different users based on their specific needs. This can be a cost-effective strategy, allowing you to provide premium features only to team members who require them.

Are there any implementation or onboarding costs?

For basic plans, there are typically no additional implementation or onboarding costs. However, Microsoft FastTrack does offer support for deployments with complex data transfer needs, as well as free guides for smaller-scale transfers.⁹

Can I use Microsoft Teams on mobile devices?

Yes, Microsoft Teams has fully-featured mobile apps available for iOS and Android devices. These apps allow users to join meetings, chat, view and edit documents, and access all core Teams functionality on the go.

Does Microsoft Teams support integration with local Singapore business software?

Microsoft Teams offers integration capabilities with many business applications through its app store and API. While some Singapore-specific business software may not have direct integration, Teams' expanding ecosystem and development platform make custom integrations possible for businesses with specific requirements.

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Conclusion

Microsoft Teams offers a range of pricing options suitable for various business sizes in Singapore. While the free plan provides basic functionality, paid plans offer more advanced features, increased storage, and better support options.

The key factor in your decision will likely come down to whether you use other Microsoft software - if you do, you’ll be unlikely to choose anything below a Business Basic plan.

💡For Singapore businesses looking to pay their Microsoft subscription in USD, using Wise Business can help keep costs to a minimum by avoiding hidden currency conversion fees and getting the true mid-market exchange rate.

• Hold and manage 40+ currencies for all your international transactions
• Pay your SaaS bills and overseas suppliers in foreign currencies without the hefty foreign transaction fees
• Always get the mid-market rate with zero markup
• Seamless integrations with popular accounting software
• Say goodbye to monthly fees

➡️Get Started with Wise Business today

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Sources:

1. Microsoft Teams Pricing
2. Compare Microsoft Teams Pricing
3. Microsoft Teams Rooms
4. Microsoft Teams Phone
5. Microsoft Teams Places
6. Microsoft Copilot
7. Slack Pricing
8. Zoom Pricing
9. Microsoft FastTrack

Sources checked on 29th March 2025