Business Making payments

ChatGPT Pricing Plans for Singapore Businesses [2025]

Sanjeed V K
Sanjeed V K
28.04.25
Read time 7 minutes

ChatGPT, developed by OpenAI, is the world's most popular AI tool, with hundreds of millions of weekly active users. To meet the needs of its vast and diverse user base, OpenAI offers various pricing plans.

In this article, we'll look at the costs of these plans for businesses in Singapore, along with the features they include—so you can choose the one that best fits your needs and budget.

We'll also highlight the advantages of using a Wise Business multi-currency card to pay for your ChatGPT subscription, including lower fees and better exchange rates.

Table of contents

Overview of ChatGPT pricing plans

ChatGPT's paid plans are priced on a per-user, per-month basis.

However, billing options vary by plan: the Plus and Pro plans are available with monthly billing only; the Team plan offers both monthly and annual billing; and the Enterprise plan is available with annual billing only¹.

There are no add-ons to purchase or usage fees to pay after you've subscribed. However, usage limits apply to the different AI models available and vary depending on the plan.

FreePlusProTeamEnterprise
Monthly billingUSD 0USD 20USD 200 per monthUSD 30 per user/month

Min 2 users

Not available
Annual billingUSD 0Not availableNot availableUSD 25 per user/month (USD 300 billed upfront)

Min 2 users

Contact sales

What currency is ChatGPT priced in for Singapore businesses?

ChatGPT is priced and billed in USD for all users worldwide, including those in Singapore².

You can purchase ChatGPT Plus, Pro, or Team using any major credit or debit card, such as Visa, Mastercard, or Amex. For ChatGPT Enterprise, alternative payment options like invoicing are available.

However, do note that some banks or credit cards may charge a foreign exchange fee and apply a marked-up exchange rate when converting USD to SGD.

You might also encounter a couple of other scenarios where your business in Singapore gets charged ChatGPT fees in a foreign currency rather than SGD. By understanding these scenarios, you can take proactive steps to manage your billing effectively and avoid unnecessary foreign transaction fees.

💡Considerations for Cross-Currency Billing:
Centralised Payment Systems: If your business (eg. a Singapore subsidiary) uses a centralised payment system or corporate credit card based in another country, your ChatGPT account might be linked to this system, resulting in billing in the currency of the payment system rather than SGD. This can lead to additional currency conversion fees.
Initial Account Setup: If your ChatGPT account was initially set up by your business in another country before establishing a branch in Singapore, the account might still be billed in the original currency unless updated. This is another scenario where you might incur cross-currency charges.

Using a multi-currency account like Wise Business could allow you to lower costs by enjoying minimal conversion rates at mid-market exchange rates.

➡️Learn how Wise Business can help you save on cross-currency bills

Pricing for ChatGPT Free

ChatGPT Free costs USD 0 per month. To use it, you need to sign up with an email address or your Google, Microsoft, or Apple account, but no payment information is required.

Features of ChatGPT Free

The Free plan lets you explore how AI can make everyday tasks easier with these features:

  • Unlimited use of GPT-4o mini
  • Limited use of o3-mini and GPT-4o
  • Real-time web search
  • Limited use of voice mode, image generation, data analysis, and file uploads
  • Use custom GPTs
  • Edit code with ChatGPT desktop app (macOS)

*Up-to-date as of the time of writing (16 April 2025)

Is ChatGPT Free right for your business?

ChatGPT Free is a great budget-friendly option, especially since it offers unlimited access to the basic GPT-4o mini model, which can help with tasks like drafting emails and summarising information. The free plan also lets you try out the more advanced GPT-4o model, as well as features like image generation and voice mode. However, if you consistently need the highest-quality output and more access to ChatGPT's features, consider upgrading to a paid plan—since you’ll quickly hit usage limits when using anything but GPT-4o mini on the Free plan.

Pricing for ChatGPT Plus

ChatGPT Plus costs USD 20 per month. However, Singapore users are required to pay an additional 9% (USD 1.80) in Goods and Services Tax (GST).

Features of ChatGPT Plus

Subscribing to the Plus plan helps you boost productivity with expanded access, increased usage limits, and the following features:

  • Everything included in the Free plan
  • Higher limits on GPT-4o, image creation, file uploads, and data analysis
  • Limited use of reasoning models (o1, o3-mini, o3-mini-high) and deep research
  • Use advanced voice mode with video and screen sharing
  • Try out GPT-4.5
  • Early access to new features
  • Build and manage projects and custom GPTs
  • Limited use of Sora video generation

*Up-to-date as of time of writing (16 April 2025)

Is ChatGPT Plus right for your business?

ChatGPT Plus is a solid choice for solo entrepreneurs or small businesses that only need a few accounts. It provides plenty of access to ChatGPT’s flagship GPT-4o model, meaning you're unlikely to hit usage limits unless you're using it continuously for several hours at a time.

All in all, it unlocks a powerful suite of tools for writing, coding assistance, research, image generation, and more—while still remaining a fairly budget-friendly option.

Pricing for ChatGPT Pro

ChatGPT Plus costs USD 200 per month, with an additional 9% (USD 18) GST for Singapore users.

Features of ChatGPT Pro

Upgrading to Pro gives you the best of ChatGPT, with maximum access and the following features:

  • Includes all Plus features
  • Unlimited use of GPT-4o and all reasoning models
  • Use high-compute o1 Pro mode for complex queries
  • Unlimited use of advanced voice mode with higher video and screen sharing limits
  • Higher limits for deep research
  • More comprehensive access to Sora video generation
  • Try out Operator, the AI agent

*Up-to-date as of time of writing (16 April 2025)

Is ChatGPT Pro right for your business?

If you want the very best of ChatGPT—with unlimited GPT-4o and full access to the most premium features like Advanced Voice, Sora video generation, o1 Pro, and the Operator agent—and you don't mind paying a premium for it, ChatGPT Pro could be the right choice for you. However, if you're on more of a budget and can't justify the $200 monthly price tag, one of the lower-cost plans would be a better option.

Pricing for ChatGPT Team

ChatGPT Team costs USD 25 per user per month, billed annually (USD 300 per user per year), plus 9% GST (USD 27) for Singapore users. When billed monthly, it’s USD 30 per user per month, plus GST (USD 2.70).

A minimum of 2 users is required to subscribe to the Team plan.

Features of ChatGPT Team

The Team plan drives team productivity and collaboration by offering everything in the Plus plan, along with:

  • Get personalised answers using info from your team’s Google Drive
  • Higher GPT-4o message limits than Plus
  • Collaborative and secure workspace with admin tools and unified billing
  • Build custom GPTs for your workspace
  • Your team’s data isn’t used to train ChatGPT’s models by default

*Up-to-date as of time of writing (16 April 2025)

Is ChatGPT Team right for your business?

ChatGPT Team is likely the right choice if your business has two or more team members who would benefit from the collaborative features offered by this plan—such as a shared workspace, admin tools, and integration with your company’s Google Drive for more relevant, on-brand responses.

Pricing for ChatGPT Enterprise

OpenAI does not publicly list fixed prices for the ChatGPT Enterprise plan. Pricing is likely customised based on each organisation's specific needs. For an accurate quote tailored to your organisation's requirements, it's best to contact OpenAI's sales team directly through their ChatGPT Enterprise page³.

Features of ChatGPT Enterprise

The Enterprise plan makes ChatGPT an enterprise-grade tool, with all the security, admin, and collaboration features large organisations expect:

  • Increased GPT-4o message limits compared to the Team plan
  • Larger context window for longer inputs and bigger files
  • Use reasoning models (o1, o1 pro, o3-mini, o3-mini-high) for complex tasks
  • Use custom workspace GPTs, deep research, data analysis, canvas, and projects
  • Your enterprise's data isn’t used to train ChatGPT’s models by default
  • Encryption and custom data retention windows
  • Domain verification, SCIM, SSO, GPT controls, and user analytics
  • Compliant data practices (CSA STAR, SOC 2 Type 2, CCPA, GDPR, and more)
  • Priority support and dedicated account management

*Up-to-date as of time of writing (16 April 2025)

Is ChatGPT Enterprise right for your business?

ChatGPT Enterprise is designed for large organisations that require robust security, data privacy, compliance, customisation, and dedicated support. If your organisation has a team of over 50 people, it's worth contacting the ChatGPT sales team to learn more. If your team is smaller, the Teams plan may be a more suitable option.

Tips to save on your ChatGPT bill next month

For Singapore businesses looking to save on their monthly or annual ChatGPT bills, here are a few tips to consider:

  • Don’t pay for a pricier plan than you need. If you don’t need unlimited GPT-4o or the advanced reasoning of o1 Pro, stick with the Plus or Team plans instead of Pro.
  • Only pay for the number of users you actually need.
  • If you're on the Team plan and plan to use ChatGPT year-round, opt for annual billing to save more.
  • Since ChatGPT charges in USD, use a low-fee card like the Wise Business multi-currency account to avoid high foreign transaction fees and unfavourable exchange rates. You can update your payment method anytime in your ChatGPT settings.

➡️ Get Wise Business for Smart Savings

ChatGPT vs. Claude - price comparison

Claude is one of ChatGPT’s closest competitors, offering a similarly powerful AI chatbot. While Claude doesn't have as large a user base, it remains very popular.

Both platforms offer free plans, along with enterprise options that require contacting sales for custom pricing. Here’s how their paid plans compare:

  • ChatGPT Plus costs USD 20 per month.
  • Claude Pro costs USD 18 per month with an annual subscription, or USD 20 per month with monthly billing⁴.
  • ChatGPT Team is priced at USD 25 per user per month when billed annually, or USD 30 per user per month when billed monthly. A minimum of two users is required.
  • Claude Team costs USD 25 per user per month with annual billing, or USD 30 per user per month with monthly billing. A minimum of five users is required.

These prices exclude GST, which adds an additional 9%. Claude also supports localised pricing, allowing users in Singapore to pay in SGD.

FAQs

Which ChatGPT model is the best?

Which ChatGPT model is best depends on your specific needs for any given task. Here are some of the top ChatGPT models:

  • GPT-4o: Best for most questions
  • O1 pro mode: Best for reasoning
  • Sora: Best for video generation

Keep in mind that ChatGPT frequently releases new models and updates existing ones, so the names of the best models may change over time.

Does ChatGPT have an api?

OpenAI does offer an API. However, your ChatGPT subscription does not include API access⁵. ChatGPT and the API platform are two separate products and are billed independently.

Conclusion

ChatGPT remains the most popular AI tool, but competition is quickly heating up. To get the most out of ChatGPT, a paid plan is recommended—it increases usage limits and grants access to the most advanced models and features. However, the Free plan is still suitable for users with basic needs, such as writing emails, short blog posts, or summarising text.

💡 For businesses and individuals in Singapore, it’s important to note that ChatGPT bills exclusively in USD. To avoid unnecessary transaction fees and unfavourable exchange rates, choosing a cost-effective payment method is essential. Consider using the Wise Business multi-currency account to manage all your SaaS subscriptions from one place. With low fees and access to the mid-market exchange rate—no markups included—it’s a smarter way to pay globally.
  • Hold and manage 40+ currencies for all your international transactions
  • Pay your SaaS bills and overseas suppliers in foreign currencies without the hefty foreign transaction fees
  • Always get the mid-market rate with zero markup
  • Seamless integrations with popular accounting software
  • Say goodbye to monthly fees

➡️Get Started with Wise Business Today

Sources:

  1. ChatGPT Pricing | OpenAI
  2. Billing Currency and ability to change - API / Feedback - OpenAI Developer Community
  3. ChatGPT for enterprise | OpenAI
  4. Pricing \ Anthropic
  5. API Chatgpt subscription, cannot use api with chatgpt subscription - API - OpenAI Developer Community

Sources checked on 16th April 2025

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

Money without borders

Find out more

Tips, news and updates for your location