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International business payments

Make international business payments and save up to 11x with Wise. Choose from 70+ countries and pay overseas staff or suppliers, with no hidden fees or exchange rate markups.

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  • 0 NZD
  • 4.46 NZDOur fee
  • 4.46 NZDTotal fees
  • =
    995.54 NZDTotal amount we’ll convert
  • ×
    0.6022

Should arrive by Friday

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 NZD withRecipient gets(Total after fees)
Wise
599.56 USD
Transfer fee
4.46 NZD
Exchange rate(1 NZD USD)
0.602250
Exchange rate markup
0 NZD

Cost of transfer
4.29 NZD

BNZ
593.08 USD- 6.48 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.593082
Exchange rate markup
15.06 NZD

Cost of transfer
15.06 NZD

ANZ
592.05 USD- 7.51 USD
Transfer fee
0 NZD
Exchange rate(1 NZD USD)
0.592051
Exchange rate markup
16.77 NZD

Cost of transfer
16.77 NZD

Westpac
587.65 USD- 11.91 USD
Transfer fee
5 NZD
Exchange rate(1 NZD USD)
0.590600
Exchange rate markup
19.18 NZD

Cost of transfer
24.18 NZD

KiwiBank
580.15 USD- 19.41 USD
Transfer fee
20 NZD
Exchange rate(1 NZD USD)
0.591991
Exchange rate markup
16.87 NZD

Cost of transfer
36.87 NZD

Only pay for what you use

Pay a small, flat fee and percentage

To send money in NZD to USD, you pay a small, flat fee of 1.77 NZD + 0.27% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
1.77 NZD
Variable feeup to 43,122.20 NZD/month
0.27%
Variable feemore than 43,122.20 NZD/month

Sign up for the fast, easy international business account

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Sign up for the fast, easy international business account that saves you money wherever you want to use it.

Your transfer route

NZD
USD

Should arrive

by Friday
globe

How to make an international business payment in 3 easy steps

Simple ways to receive international business payments

International payments, in one place

Track your payments, convert money at the mid-market rate to 40+ currencies, or pay your business expenses. All from one account.

Connect your Wise account to platforms like Xero, Stripe and Shopify.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Power your business with Wise and our partners

Easily connect to your favorite accounting software and save time on admin.

  • Xero: Powerful, all-in-one accounting for businesses and bookkeepers
  • QuickBooks: Smart, simple accounting software, with no commitment
  • More App Marketplaces: FreeAgent, RECASH and QuickFile

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.