1 Your Wise Current Account is an e-money account, which means that funds are not protected under the Financial Services Compensation Scheme (FSCS). Instead, we safeguard your funds in line with our regulatory obligations. Learn more.
2 If you choose to opt in to Wise Assets, investments can fluctuate and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 02/01/2026. The Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. Learn more.
3 Savings based on comparisons with select competitors in July 2025. Learn more.
Don’t leave home without it. Get the card that works in 175 countries and saves you big on conversion fees.1

Holidays and adventures
Save with super low exchange fees when you’re away
Visiting family abroad
Use your card just like you do at home
Work and school trips
Stay on top of daily expenses abroad with auto conversions

Unlike banks, a Wise current account is global by default. And it’s up to 70% cheaper internationally.3

“So many currencies to easily access. Even automatically took a little out of my home currency when local balance didn't cover the cost of lunch. Takes all the stress out of overseas travel.”
“The perfect financial travel partner. Excellent rates for currency exchange.”
“I travel a great deal and this is absolutely my go to card for all travel. I said an alarm on my currency tracker and flip money into different accounts when the rates are good.”
“Absolutely fantastic service, I was worried about sending money abroad to pay for a holiday rental but it couldn’t have been more straight forward.”

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