You're on the Hong Kong website.

Send money to Alipay

Send money to Alipay from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
Read more

C&ED regulated
Learn more
Over 10 million customers
Read on Trustpilot
  • 0 HKD
  • 43.63 HKDOur fee
  • 43.63 HKDTotal fees
  • =
    956.37 HKDTotal amount we’ll convert
  • ×
    0.9303

Should arrive in seconds

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 HKD withRecipient gets(Total after fees)
Hang Seng Bank
924.03 CNY
Transfer fee
0 HKD
Exchange rate(1 HKD CNY)
0.924030
Exchange rate markup
6.71 HKD

Cost of transfer
6.71 HKD

Western Union
913.40 CNY- 10.63 CNY
Transfer fee
5 HKD
Exchange rate(1 HKD CNY)
0.917991
Exchange rate markup
13.20 HKD

Cost of transfer
18.20 HKD

Wise
889.69 CNY- 34.34 CNY
Transfer fee
43.63 HKD
Exchange rate(1 HKD CNY)
0.930275
Exchange rate markup
0 HKD

Cost of transfer
43.63 HKD

HSBC
863.65 CNY- 60.38 CNY
Transfer fee
65 HKD
Exchange rate(1 HKD CNY)
0.923695
Exchange rate markup
7.07 HKD

Cost of transfer
72.07 HKD

BEA 東亞銀行
713.83 CNY- 210.20 CNY
Transfer fee
230 HKD
Exchange rate(1 HKD CNY)
0.927052
Exchange rate markup
3.46 HKD

Cost of transfer
233.46 HKD

globe

How to send money to Alipay in 3 easy steps

What is Alipay money transfer?

Alipay is a hugely popular way to send and receive payments in CNY - making it a great option if you’re sending money to be received in yuan, from your Wise personal account.

To receive money on Alipay through Wise, your recipient must be a Chinese citizen, registered with a Chinese Mainland Resident ID card. Wise personal customers can send from 25 different currencies to Alipay, and the funds are deposited into the recipient’s Alipay wallet, or the bank account associated with their Alipay account. Wise Business customers can’t make Alipay money transfers.

You can send up to 50,000 CNY to Alipay with Wise. Your recipient can receive up to 500,000 CNY a year, or a total of 5 transactions a month from services including Wise. If your recipient has exhausted their Alipay limits, you’ll be able to pick a different money transfer payout method instead.

Learn more about using Alipay transfers.

Online money transfer fees

How much does it cost to send money to Alipay?

To send money to Alipay with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer to Alipay take?

A money transfer to Alipay (HKD-CNY) should arrive in seconds. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

HKD
CNY

Should arrive

in seconds

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.