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Send money overseas

Send money overseas from our website or mobile app, in just a few clicks.

C&ED regulated
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Over 12.8 million customers
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 Rate guaranteed (41h)
  • Bank transfer fee

    0 HKD

  • Our fee

    605.96 HKD


Total included fees (0.24%)

605.96 HKD

  • You could save up to 3,062.13 HKD

Should arrive by Monday

Find out how much it costs to send money overseas

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 HKD withRecipient gets(Total after fees)
Wise
126.74 USD
Transfer fee
14.55 HKD
Exchange rate(1 HKD USD)
0.128609
Exchange rate markup
0 HKD

Cost of transfer
14.55 HKD

Hang Seng Bank
119.84 USD- 6.90 USD
Transfer fee
65 HKD
Exchange rate(1 HKD USD)
0.128172
Exchange rate markup
3.40 HKD

Cost of transfer
68.40 HKD

HSBC
119.72 USD- 7.02 USD
Transfer fee
65 HKD
Exchange rate(1 HKD USD)
0.128044
Exchange rate markup
4.39 HKD

Cost of transfer
69.39 HKD

PayPal
118.60 USD- 8.14 USD
Transfer fee
38.99 HKD
Exchange rate(1 HKD USD)
0.123409
Exchange rate markup
40.43 HKD

Cost of transfer
79.42 HKD

BEA 東亞銀行
98.84 USD- 27.90 USD
Transfer fee
230 HKD
Exchange rate(1 HKD USD)
0.128369
Exchange rate markup
1.86 HKD

Cost of transfer
231.86 HKD

globe

How to send money overseas in 3 easy steps

Money transfer fees

How much does it cost to send money overseas?

To send money overseas with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Delivery time for money transfers overseas from Hong Kong

90% of all money transfers from Hong Kong are delivered in 1 business day from the moment we receive payment.

We do everything to complete your money transfer as soon as possible - the final delivery time of your transfer depends on your chosen payment method, where are you sending to and from or when your payment arrives to our account.

As an FCA regulated company we occasionally need to run security checks and request extra documentation, which might have impact on your delivery time.

Your transfer route

HKD
USD

Should arrive

by Monday

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money overseas with the Wise app

Looking for an app to send money overseas? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.