Send money online

Send money online from our website or mobile app, in just a few clicks.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With Wise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.

Dedicated support team.

We know that sending large amounts can be stressful, so you can reach a specialist for support whenever you need it.

Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

Compare the best money transfer rates

At Wise, we never hide extra fees and charges in the exchange rate. We just use the exchange rate – independently provided by Reuters. That means fair, low-cost transfers, every time.

Compare Wise exchange rates and fees with some of the biggest money transfer and remit services, such as Barclays, MoneyGram or WorldRemit.

Send money online in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in HKD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

Wise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from Wise's local bank account.

Online money transfer fees

How much does it cost to send money online?

To send money online with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always shows you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

You can use our handy calculator to find out exactly how much will you pay for your transfer. The cost depends on where you will be sending money from and to, as well as on your chosen payment method.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Delivery time for online money transfers from Hong Kong

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Wise is easy

How to send money online

Wise makes transferring money online a breeze.

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

Available payment methods
  • Bank Transfer

Wise is safe and secure

Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the United Kingdom. TransferWise Ltd is also licensed in Hong Kong as a Money Service Operator by the Customs and Excise Department (C&ED).

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

We're trusted by 10 million people and counting.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

I have been using Wise (transferwise) for several years now and have always found them excellent. They give you the best possible rate and their charg...
Customer
Published 4 hours ago

In my case, repeatedly private money tranfer for the purpose of helping an indian family to bridge their total loss of income due Covid19. Excellent e...
E.R.H. / Austria
Published 4 hours ago

Reliable and easy to use
SM
Published 4 hours ago
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Send money online with Wise

Send money from Hong Kong all over the world with Wise

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