Everything you need to know about {bankName} IBAN Numbers: what is their structure, where to find and how to use them. Any IBAN or BBAN account numbers we use on this page are provided as examples, and shouldn't be used to process a transfer.

Looking for the {bankName} bank IBAN {inCountry}? Find an example of {bankName} IBAN Number {inCountry} and learn how to find your own here. IBAN is a standard internationally recognised format for a bank account necessary for international money transfers.

{bankName} IBAN-numero - Mikä on IBAN {bankName} {inCountry}: lle

IBAN for

IBAN {inCountry} consists of {characterCount} characters:

IBAN for {bankName} {inCountry} consists of {characterCount} characters:

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

What is the IBAN code {inCountry}?

What is the IBAN code for {bankName} {inCountry}?

IBAN stands for International Bank Account Number. It's an internationally-agreed code made up of up to 34 letters and numbers that helps banks to process transfers around the world.

Jokainen merkistö edustaa eri tietoja pankkitilillesi. Tämän IBAN-numeron erittely näkyy alla.

What is an IBAN number?

Fill in the account details, and we'll calculate the IBAN for you.

Calculate an IBAN

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

Get the right IBAN for any bank around the world. All you need is a standard bank account number — our IBAN calculator will do the rest.

IBAN calculator

Type it in here and we'll tell you if it's the right format.

Tarkista IBAN

SWIFT-/BIC-koodit seuraavat aina ennalta määritettyä muotoa. Tämä tarkoittaa sitä, että pystymme kertomaan sinulle, onko omasi oikein vai ei sekä näyttämään sinulle, mitä koodin eri osat edustavat.

Check and verify any IBAN. Our IBAN checker will tell you if an IBAN is right, and find the name, branch and address for the bank it belongs to.

IBAN checker: Validate an IBAN

IBAN checker

Vertaa hintoja rahan lähettämiselle ulkomaille

[IBAN](https://transferwise.com/gb/iban/) (which stands for International Bank Account Number) is an internationally agreed code made up of up to 34 letters and numbers which helps banks make sure that international transfers are processed correctly.

In just a few letters and numbers, the IBAN captures all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean. Find [IBAN examples](https://transferwise.com/gb/iban/example) for every country where it's used.

Mikä on IBAN?

You can usually find your IBAN on your bank account statements, in your banking app or in your online banking. If you have your other bank account details to hand, you can also use calculator to find your IBAN. [Calculate IBAN](calculator)

How can you find your IBAN?

You'll need a few details to send or receive a transfer – either domestically or internationally.

[IBANs](https://transferwise.com/gb/iban/) (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

[Routing numbers](https://transferwise.com/us/routing-number/) help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

[SWIFT codes](https://transferwise.com/gb/swift-codes), like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.

Routing numbers, SWIFT codes, BIC and IBANs – what's the difference?

When [sending money internationally](https://transferwise.com/gb/send-money/), there are a few big things you need to look out for. Often banks add hidden fees to the exchange rates they offer, often without even telling their customers. And with each bank sending your money at their own pace, choosing a fast provider can be difficult.

Wise gives you the real, mid-market exchange rate — the same rate you’ll see on Google, in fact. No hidden fees. No surprises. Just a much better deal. And on many popular routes, Wise can send your money within one day, and sometimes within seconds.

Which provider is best for sending money abroad?

SWIFT codes are typically required for all international money transfers to {countryName}. If you need to make an international money transfer, you will almost always need a SWIFT code. However, you don’t need a SWIFT code to make a domestic transfer within {countryName}.

Do I need a BIC/Swift code to send money to {countryName}?

Wise is the cheaper, faster and easier way to get the best possible exchange rate. Join over 16 million people who save when they send money with us.

Got the right IBAN? Now get a better deal for sending money.

Your calculated IBAN

Muista kuitenkin varmistaa se vielä vastaanottajalta tai pankilta. Emme pysty kertomaan, onko koodi aito tai onko se oikea koodi juuri tietylle tilille.

This IBAN looks right

Valid IBAN details:

Halvempi, nopeampi tapa lähettää rahaa ulkomaille

Voimme kertoa onko IBAN kelvollisessa muodossa, mutta emme voi taata että se on olemassa tai että se vastaa aiottua tiliä. Tämän työkalun pitäisi auttaa sinua vahvistamaan joitakin tietoja, jotka jo tiedät, kuuten maan ja pankin.

When sending or receiving money, always check the IBAN code with your recipient or bank.

Jos uskot käyttäneesi väärää IBAN-numeroa rahan lähettämiseen, sinun tulisi ottaa yhteyttä pankkiisi välittömästi. He voivat mahdollisesti peruuttaa maksun. Jos peruuttaminen ei ole enää mahdollista, sinun täytyy mahdollisesti ottaa yhteyttä vastaanottajaan itse ja pyytää häntä palauttamaan rahasi.

Vahvista aina tiedot vastaanottajaltasi

You'll need a few details to send or receive a transfer – either domestically or internationally.

IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

<a href="{routingNumberUrl}">Routing numbers</a> help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

<a href="{swiftCodesUrl}">SWIFT codes</a>, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.

On tärkeää, että käytät oikeaa IBAN-koodia lähettäessäsi rahaa. Jos olet väärässä, pankkisi saattaa lähettää rahasi väärään määränpäähän tai veloittaa virheellisestä maksusta.

Löydät yleensä IBAN-numerosi kirjautumalla verkkopankkiisi tai tarkistamalla tiliotteesi. Voit myös käyttää työkaluja tällä sivustolla.

On tärkeää muistaa, että IBANin oikea muoto ei takaa sen olemassaoloa. Tai että se on oikea IBAN tietylle tilille. Tarkista se aina vastaanottajaltasi tai pankiltasi ennen maksun lähettämistä tai vastaanottamista.

Where to find your IBAN

Oikean IBAN-numeron löytäminen on erittäin tärkeää, mutta sen ei pitäisi olla vaikeaa.

You can either work out your IBAN based on the example above, or find everything you need by logging into the {bankName} app, online banking, or checking your bank statement.

You can either work out your Monzo IBAN based on the example above, within your Monzo app or use our IBAN calculator.. 

Jos et käytä oikeaa IBAN-numeroa, maksusi saatetaan palauttaa tai lähettää väärälle tilille. Onnistut ensimmäisellä yrityksellä tarkistamalla sen pankistasi tai pyytämällä vastaanottajaa antamaan tarvitsemasi tiedot, jos olet epävarma.

Monzo and Wise partnered together for smoother, cheaper and faster international payments for Monzo customers. That means that you can send and receive money directly from the Monzo app.

Älä unohda, että tässä artikkelissa käyttämämme IBAN- ja BBAN-tilinumerot ovat esimerkkejä, eikä niitä tulisi käyttää siirron käsittelyyn.

How can I find my {bankName} IBAN number?

Jos lähetät tai vastaanotat rahaa kansainvälisesti, suurin osa eurooppalaisista pankeista edellyttää, että käytät IBAN-tilinumeroa. Se on turvallisin ja tehokkain tapa varmistaa, että rahasi ohjautuvat sinne, minne niiden kuuluukin. Useat pankit ympäri maailmaa ovat alkaneet omaksua järjestelmää, mutta saatat kuitenkin joutua antamaan enemmän tietoja rahan lähettämiseksi muihin maihin.

Milloin tarvitset IBAN-numeroa?

IBANs are typically long, and it's easy to make a mistake when typing them character by character. Try to copy and paste when you can.

Kirjoitusvirheet

Kun lähetät rahaa verkossa, käytä aina digitaalista muotoa. Jotkin pankit hylkäävät siirtosi, jos käytät painettua muotoa, jossa on välilyöntejä merkkien välillä.

Väärät muodot

Pankit pyytävät toisinaan lisätietoja. Tiedot on tärkeää syöttää oikein, sillä muutoin maksutapahtumasi saatetaan hylätä — jopa SWIFT-koodin ollessa oikein.

Vastaanottajan tiedot

Yleisiä virheitä, joita tulee välttää

An IBAN is a set of letters and numbers that represent an individual bank account. They help banks to process international transfers.

IBANs help banks send money to the right place

You can find everything you need by logging into your statement, or using the tools on this site.

It should be easy to find the right IBAN to use.

Wise gives you your own European IBAN, along with bank details for the UK, US, Australia, New Zealand and more.

You can get your own free IBAN with Wise.

3 things you need to know about IBANs

Yes. If you're making – or expecting to receive – an international money transfer to a bank account {inCountry}, then just a standard bank account number isn't enough. If you want your money to arrive quickly and safely, you'll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Do you need an IBAN {inCountry}?

Banks and other institutions create IBANs to represent individual accounts. They combine your local bank details into one string of characters - making it easy to identify your account when sending or receiving money.

IBANs usually start with a reference to the country, and end with the individual bank account details. This tool will tell you the name of the bank, extract the local account details, and show you what each section represents.

Miten pankit luovat IBAN-koodeja

Jokaisessa IBAN-numerossa on tarkiste: kaksi maakoodin jälkeistä numeroa. Pankit käyttävät tätä tarkistetta määrittääkseen, onko IBAN oikeassa muodossa. Tämä työkalu tekee saman tarkistuksen, joten voimme kertoa sinulle onko IBAN-numerosi muoto kelvollinen vai ei.

Your IBAN being in the right format isn't a guarantee that it exists. Or that it represents the right destination.

If you enter a non-existing IBAN when sending money with a bank, your bank might charge you a fee. And if the IBAN exists, but isn't right for the destination, your bank might send your money to the wrong account. Always check the IBAN with your recipient or bank.

Mitä tapahtuu, jos syötän väärän numeron?

Jokaisella maalla on eri IBAN-muoto. Täältä löydät esimerkin maasi IBAN-koodista.

IBAN examples by country

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN format {inCountry} ?

What does a typical IBAN code {inCountry} look like? Find out about its structure and see some examples, including IBAN codes of some of the biggest banks {inCountry}.

{countryName} IBAN Format and Example

The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions.

Transfer speed

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Find out how much it costs to send money abroad

We want you to have a crystal clear view of how much money arrives at the other end. That’s why we never add a mark-up to the exchange rate and show our fee transparently instead.

Compare our fees to see how much you can save

Exchange rate markup

Wise always gives you the real mid-market rate of {rate}. No markups, no hidden profits.

Real mid-market rate

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How we get this estimate

We get this estimate from the provider's website. Always double-check with the provider before ordering.

Provider's delivery estimate

Right now, we don't know how long it takes to send money with this provider. We're working on it and we'll add it here as soon as we can.

We don't have this data

We take delivery estimates from providers’ own websites. Right now, this provider doesn’t publicly share theirs.

This provider doesn’t share delivery estimates

If you send money right now, we expect your recipient to receive it within this time. But this could vary depending on how you send it.

Our delivery estimate

This is how long we estimate it will take for you to receive your card in the mail, if you sign up and order one today.

Error

What does a typical IBAN code look like? Find out about its structure and see some examples, including IBAN codes of some of the biggest banks in your country.

IBAN Format and Example

You can usually find your {bankName} IBAN on your bank account statements, or in your online banking. If you have your other bank account details to hand, you can also use calculator to find your IBAN. [Calculate IBAN](#calculator)

You can either work out your Monzo IBAN based on the example above, within your Monzo app or use our IBAN calculator. You can use your Monzo account's International Bank Account Number (IBAN) to receive payments from other countries or currencies. [IBAN calculator](#calculator)

How can you find your {bankName} IBAN Number ?

If you have a complaint, <a class="footer-link" rel="noopener noreferrer" href="https://wise.com/help" target="_blank">get in touch with us</a> — we'll try and fix the problem. But if you're still not happy, talk to our Ombudsman Service. You can call them on <a class="footer-link" href="tel:08008782802">0800 878 2802</a> or email them at <a class="footer-link" href="mailto:ouvidoria@wise.com">ouvidoria@wise.com</a> — be sure to have your protocol number ready.<br /><br />All investment services are provided by the respective Wise Assets <a class="footer-link" href="https://wise.com/help/articles/4Mo9V7MyXos6scM7xvhg15/licences-and-regulators-when-holding-money-as-different-assets" target="_blank" rel="noopener noreferrer">entity in your location</a>.

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Etsi, tarkista tai laske IBAN-numero. Kaikki, mitä tarvitset saadaksesi oikean IBAN-koodin siirtoa varten. Älä huoli, emme tallenna tai tarkastele mitään täällä antamiasi tietoja.

Etsitkö oikeaa IBAN-numeroa? Löydät täältä esimerkkejä Euroopan suurimpien pankkien IBAN-koodeista ja siitä, miten löydät omasi.

IBAN-tarkistin: mikä on IBAN?

IBAN Number: Find, check or calculate your IBAN

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at <a href="https://www.trustpilot.com/review/wise.com">Trustpilot.com</a>

Luokituksemme Trustpilotissa on {rating}/5

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Tutustu tiliin, jota 16 miljoonaa ihmistä käyttää elämiseen, työskentelyyn, matkailuun ja rahan siirtämiseen ympäri maailmaa.

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