Revolut France fees abroad: everything you need to know about cards, payments and withdrawals

When making purchases or withdrawing money abroad from France, millions of people use Revolut and its various payment solutions. But what do we really know about Revolut's foreign transaction fees? What costs should you expect when using Revolut cards internationally? And what exchange rate does Revolut use to convert currencies? Let’s take a closer look.

If you're looking for an alternative to Revolut for your international payments, withdrawals, and money transfers, consider the Wise card. It works in most countries worldwide for making withdrawals and converting 40+ currencies at the mid-market exchange rate, with no limits — even on weekends.

Plus, the Wise card is free (excluding delivery fees) and has no monthly maintenance costs.

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Revolut foreign payment fees: everything you need to know

Revolut’s foreign transaction fees vary depending on the subscription plan you choose and the debit card included with your plan. It’s also important to understand how Revolut applies exchange rates when converting currencies.

Revolut subscription fees

Here’s a summary of the key fees for Revolut’s different subscription plans:¹

As you can see, Revolut’s free Standard subscription allows withdrawals up to €200 or 5 transactions per month. It also offers up to €1,000 in currency conversions per month without extra weekday fees.

Those looking for more flexibility and features can choose one of Revolut’s paid plans. For example, the Premium plan (€9.99/month) lets you withdraw up to €400 monthly and make unlimited currency conversions without extra charges.

Revolut cards: foreign payment exchange fees

Paying with a Revolut card abroad is free within the limits of your plan. For instance, with a Standard (free) plan, payments requiring currency conversion (such as EUR to GBP) are not charged within the €1,000 monthly limit.

Payments above this limit incur a 1% fee on the excess amount. For example, if you spend €1,200 in a month, you’ll pay a 1% fee on the €200 exceeding the limit.

With the Plus plan (€3.99/month), you can convert up to €3,000 per month without fees. Beyond that, a 0.5% rate applies.

Meanwhile, with Premium (€9.99), Metal (€16.99), or Ultra (€45) subscriptions, there are no extra currency conversion fees.

Keep in mind that Revolut applies an additional weekend fee: 1% for the Standard plan and 0.5% for the Plus plan on all foreign currency payments and conversions made during weekends.²

With Wise, you can convert currencies at the mid-market exchange rate with no extra fees — even on weekends.

Revolut foreign withdrawal fees

With a Revolut card, you can withdraw cash abroad for free within your plan’s limits. To avoid additional commissions, make sure you don’t exceed your monthly free withdrawal allowance.

For example, with the Standard plan, you can withdraw up to €200 or make 5 withdrawals per month. If you exceed either limit, fair usage fees of 2% or €1 (whichever is higher) apply to the extra amount.

Example: if you withdraw €500 from an ATM abroad, Revolut charges a 2% fee on the €300 exceeding your €200 limit — that’s €6 in fees.²

Paid subscriptions have higher free withdrawal limits. For example, with the Metal plan (€16.99/month), you can withdraw up to €800 per month without fees. Beyond that, Revolut applies 2% or €1 (whichever is higher) to the excess.²

FAQ – Revolut foreign fees

Find answers to the most common questions about Revolut’s international fees below.

What exchange rate does Revolut use?

During the week, Revolut applies its own exchange rate when converting currencies. On weekends, it adds a small extra commission on conversions, depending on your subscription plan.³

How many currencies can you hold and convert with Revolut?

Revolut currently allows you to hold and exchange up to 36 international currencies.³

Which Revolut card should you choose for international use?

Revolut offers several payment cards, each tied to a different subscription plan. When travelling abroad, choose the card that best fits your spending and withdrawal habits to minimize additional fees. In some cases, a paid plan might work out cheaper than the free option.

With Wise, enjoy competitive fees on international payments and withdrawals

If you’re planning a trip outside of France soon, Revolut and its international payment solutions might meet your needs. Alternatively, Wise and its debit card could help you save more when spending abroad.

Here’s what you can expect with Wise and its payment options:

• A multi-currency account to hold and convert 40+ currencies.
• Convert currencies at the mid-market rate, any day of the week, without hidden fees.
• A debit card with no maintenance fees that lets you withdraw up to €200 per month for free at ATMs (maximum of 2 withdrawals), then €0.50 + 1.75% per extra withdrawal.
• Low-cost fees for all types of transactions: online purchases, in-store payments, or cash withdrawals.
• Free account opening and no subscription or management fees — pay only for what you use.

Opening an account is quick and easy, whether on your phone or computer.

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This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.