How to withdraw money from Alipay in China, HK, US, SG

From shopping online to transferring money, Alipay in China is an accepted an E-wallet for many people in China. If you’re using Alipay to receive funds or manage your earnings in China, you’re likely to withdraw your money from Alipay to your bank at some point. In this article, we give you a step-by-step guide on how to withdraw money from Alipay in China, Hong Kong, USA, and Singapore. Plus, explain whether it is possible to withdraw money from Alipay China to a foreign card.

Below you'll also find details of Wise’s features for making international transfers -- which are not available on Alipay for expats. You can start by registering a Wise profile for free,and open a Wise multi-currency account (Eligibility is subject to verification of customers' identity). If you send money out of China using Wise, and convert currencies in your Wise account, you’ll find it fast and cheap.

Transaction speed claimed depends on individual circumstances and may not be available for all transactions.

Send money home using Wise

How to withdraw money from Alipay in China?

If you are a foreigner who lives in China, there’s an Alipay English app that can make it easier for you to withdraw money from Alipay.

Withdraw money from Alipay to your local bank

Step guide A: withdraw from Yu'E Bao to a Chinese bank card¹

1. Openwww.alipay.com (only Chinese version) in your browser, log in to your Alipay account, and click “转出(withdraw)” under Yu'E Bao.
2. Tap “转出至银行 (withdraw to bank card)”, “Add bank card (添加银行卡)” and enter the card number (or select the saved bank card), continue to select the withdrawal method: 电脑转出(via computer) or 手机转出 (via mobile phone), and enter the amount and then “确认转出至银行卡 (confirm the withdrawal to the bank card)”.
3. Select a card has been linked to the account, and the page will then display the arrival time of the withdrawal to the bank card as well as the card withdrawal limit, so that you can choose according to your own needs.
4. Add a new bank card: If the account withdrawals to the bank card totals more than RMB 150,000 on the same day, you need to click on the “添加快捷银行卡 (add a shortcut bank card)” before continuing the operation of the withdrawal (the amount of shortcut card withdrawal is RMB 1,000,000 / day).
5. Select “电脑转出 (computer transfer)”, enter the amount, and the page will prompt the arrival time of this withdrawal to the bank card.

Step guide B: Withdraw from Yu'E Bao to balance account²

1. Log in to your Alipay account on the app or the official website (www.alipay.com), and click “转出(withdraw)” under Yu'E Bao.
2. Select “转出至账户余额 (withdraw to balance account)”, enter the amount and password to, and the amount will be transferred to your Alipay balance account immediately.

Step guide C: Withdraw from Alipay balance to a Chinese bank card

1. Sign in to your Alipay account on the mobile app
2. Click “Me” > “Balance” > “Withdraw”.
3. Withdraw to a linked card, or “Use new card to withdraw”. If you need to add a new card, simply enter the card number or scan the card.
4. Enter the withdrawal amount, and the service fee will be displayed.
5. Confirm by clicking “Withdraw”.

Can I withdraw money from Alipay to my foreign bank outside china?

No, you can't. Currently Alipay only supports withdrawals to bank debit card accounts opened in mainland China, not to any foreign bank cards.

Send money abroad from China using Wise

One of the biggest and most popular international money transfer apps worldwide, Wise is now helping more than 16 million users to make financial transactions. A welcome substitute for Alipay for expats in China. There are many things you can do with Wise when living in China: receiving and sending money, converting currencies, transferring RMB directly to Alipay and WeChat...

Go to the Wise pricing page and you’ll find that it is free of charge to receive AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY and USD and hold 40+ currencies in your account.

Even better, you can transfer your CNY income to other countries now! Sending money from China using Wise is really convenient and affordable. Simply choose a currency and the transfer method that meets your needs. Wise always uses the mid-market exchange rate to save you money.

How to withdraw money from Alipay in Hong kong?

For foreigners who live in Hong Kong, follow the step-by-step guide to withdraw money from Alipay HK version³:

1. On the homepage, select "Top Up" - "Withdrawal."
2. Follow the guidelines provided on the page.

How to withdraw money from Alipay in the US to a bank?

If you are a registered merchant at Global Alipay, you may, at any time, request a withdrawal of all or a portion of the funds held in your Alipay Merchant Account to your account at a U.S. depository institution, under the terms of applicable law and Alipay US's policies and procedures.

To make a withdrawal, you need sign in the Alipay Global Merchant Portal, provide your bank account details and enter the amount to be transferred⁴.

How do I withdraw money from Alipay in Singapore to a bank?

If you are a registered merchant with Global Alipay, you have the option to request a withdrawal of all or a portion of the funds held in your Alipay MS Account to your bank account in Singapore at any time.

But there are two preconditions: 1) the bank is named the same as your Alipay MS account; 2) This must be done in accordance with applicable law and Paypal Software's policies and procedures.

Additionally, you must log into theAlipay Global Merchant Portal, enter the desired transfer amount, and supply the bank account details to complete the withdrawal.

Withdraw money from Alipay in Malaysia or Philippines:

If you are merchants in Malaysia or the Philippines and have registered with Global Alipay, and now wish to withdraw money from Alipay to a local bank, the process is quite similar to that of in Singapore.

You may contact Alipay Global Merchant Service to get business support by sending an email⁶:
Email address: global.service@alipay.com
Working hours: 9:00-18:00, Monday-Sunday, UTC+8

Wise: an alternative way to transfer your earnings out of China!

Alipay may be very useful for convenient money transfers in China, but when you need to receive and send money internationally, Alipay probably won’t do it. You will needWise, which has made sending RMB money out of China fast and cheap.

Currently, many of Wise’s competitors are pushing up their exchange rates to make more profits, but Wise the fair mid-market exchange rate. Enjoy Wise’s quality yet affordable service tosend money from China to over 160 countries!

If you’re new to Wise and have just opened a Wise account, you’ll find it extremely easy to use, being fully available 24/7 online or via its English language app. It only takes a few minutes to send money to a foreign card or convert one of the 40+ currencies Wise supports.

Nowadays, with Wise, you don’t have to worry about how to withdraw from Alipay outside China or to a foreign card.

Send money home using Wise today

Please seeTerms of Use for your region or visitWise Fees & Pricing for the most up to date pricing and fee information.

_ *This service is provided in partnership with a licensed third party payment provider in China._