Who can I send Euro (EUR) to?

You can send Euro (EUR) to any SEPA country . You can also send Euro (EUR) to countries outside of the SEPA zone , but this might cost more.

What information do I need about my recipient?

You’ll need to know their full name and bank account number. In Europe, this is a code called an IBAN, and is between 14 and 34 digits long. Use our IBAN checker to make sure the IBAN you have is in the right format.

How much can I send to Luxembourg?

You can send up to 6 million Euro (EUR) per transfer. Please keep in mind, if you want to send more than 1.2 million Euro (EUR), you’ll need to transfer it from your Wise account. This means: You’ll need to open a balance for the currency you want to convert from, and the currency to convert to Euro (EUR). You’ll need to add money to your source currency balance. You can instantly convert the money to Euro (EUR) once it’s in your Wise account. Once the conversion is done, you can simply withdraw your money from your Wise account.

How long does a money transfer to Luxembourg take?

Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Luxembourg

Save on your online money transfer to Luxembourg from Brazil. Transfer Brazilian real to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Luxembourg to Brazil instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Commercial rate (39h)

You send exactly

Recipient gets

Paying with

Pix

Pix fee
0 BRL
Our fee
1,242.37 BRL
IOF tax
1,727.43 BRL

Volume discount

-8.66 BRL

Total included fees and taxes (1.85%)
2,961.14 BRL

is 1 EUR = 6.549054 BRL

Should arrive by Friday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to Luxembourg

Save on your online money transfer to Luxembourg from Brazil. Transfer Brazilian real to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Luxembourg to Brazil instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Commercial rate (39h)

You send exactly

Recipient gets

Paying with

Pix

Pix fee
0 BRL
Our fee
1,242.37 BRL
IOF tax
1,727.43 BRL

Volume discount

-8.66 BRL

Total included fees and taxes (1.85%)
2,961.14 BRL

is 1 EUR = 6.549054 BRL

Should arrive by Friday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Compare fees for when you send money to Luxembourg

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Get started

Amount

From

Wise	Competitors
Wise always gives you the real mid-market rate. No markups, no hidden profits. The fairest rate, every time.	Most providers hide their fees in the exchange rate. Compare their rate to Wise - any difference? That’s their cut.

We use the real, mid-market rate with no sneaky markup to hide the fees. Learn more

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Luxembourg from Brazil

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Luxembourg to any bank account in Luxembourg. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Brazilian real to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Brazilian real by Pix, bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Luxembourg from Brazil

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Luxembourg to any bank account in Luxembourg. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Brazilian real to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Brazilian real by Pix, bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Luxembourg from Brazil

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Luxembourg to any bank account in Luxembourg. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Brazilian real to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Brazilian real by Pix, bank transfer, card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Earn discounts when you send over 20,000 GBP.
Get dedicated support from a team of specialists in large transfers.

Secure money transfers to Luxembourg

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Luxembourg with WISE

The best way to send Brazilian real to Euro is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
PIX
PIX
Use Pix to pay international transfers and get the same fast, easy experience you enjoy in Brazil. Just set up an international transfer from BRL and follow the steps in your Wise account. You can also follow the steps in your account to pay using TED or Doc. Read more about paying by Pix and paying by bank transfer.

Cheapest way to send money to Luxembourg from Brazil

The cheapest way to send 160,000 BRL to Luxembourg is from a Wise balance and costs 2,960.51 BRL. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

BRL

EUR

Sending 160,000 BRL	Transfer cost
Wise balance	2,960.51 BRL

PIX	2,961.14 BRL

Fastest way to send money to Luxembourg from Brazil

Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

BRL

EUR

Sending 160,000 BRL	Should arrive
Wise balance	by Friday

PIX	by Friday