IBAN in the Netherlands

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

What is the IBAN format in the Netherlands ?

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in the Netherlands?

IBAN in the Netherlands consists of 18 characters:

  • 2 letter country code
  • 2 digit check number
  • 4 characters from the bank's bank code
  • 10 digit code for the bank account number

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IBAN example in the Netherlands NL91ABNA0417164300
IBAN in print format NL91 ABNA 0417 1643 00
Country code NL
Check digits 91
Bank code ABNA
Bank account number 0417164300

Do you need an IBAN in the Netherlands?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in the Netherlands, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

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