IBAN in Germany

To make an IBAN, banks combine local account details into one string of characters. This means you can calculate an IBAN using these account details.

What is the IBAN format in Germany ?

An IBAN (International Bank Account Number) is an internationally-agreed code made up of up to 34 letters and numbers that helps banks make sure that international transfers are processed correctly.

Each set of characters represents a different detail for your bank account. You can see the breakdown of this IBAN below.

What is the IBAN code in Germany?

IBAN in Germany consists of 22 characters:

  • 2 letter country code
  • 2 digit check number
  • 8 digits for the bank code (BLZ code)
  • 10 digit code for the bank account number

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IBAN example in Germany DE89370400440532013000
IBAN in print format DE89 3704 0044 0532 0130 00
Country code DE
Check digits 89
Bank code (BLZ code) 37040044
Bank account number 0532013000

Do you need an IBAN in Germany?

Yes. If you’re making – or expecting to receive – an international money transfer to a bank account in Germany, then just a standard bank account number isn’t enough. If you want your money to arrive quickly and safely, you’ll usually need to give the bank a few extra details, such as an IBAN or SWIFT code.

Banks assign IBANs to each of their accounts to make sure that international transfers are processed correctly.

IBANs contain all of the country, bank, and account details you need to send or receive money internationally. This system is used throughout Europe, and also recognised in some areas of the Middle East, North Africa and the Caribbean.

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