Enter the name of the bank for which you want to find a SWIFT BIC code.

Swift / BIC codes bank name

Local branches

Below you can find the local branches for {0}.

Branches for {0}

Below you can find the local branches for {0} in {1}.

Branches for {0} in {1}

Each {0} branch has a unique SWIFT code. You can check the correct SWIFT codes for your {0} branch here. However, if you’re not sure, or can’t find the branch code, you can use the 8 character head office SWIFT code, and your payment will still make its way to your account.

Do {0} SWIFT codes change from branch to branch?

What’s the SWIFT code for {0}?

Personal banking

Private banking

Business banking

Thinking about using {provider} for your next transfer? Compare your deal with Wise to see if you could save money. Simply enter the details of your past transfer or recent quote into our calculator and we will calculate how much you could save using the exchange rate from the date of your transfer or quote and our current fees.

Sending money with Wise would be more expensive this time, but keep checking as we always use the mid-market rate and we are continuously working on making our fees as low as possible. Sign up for our free rate alerts and we’ll let you know when the exchange rate drops.

Based on what you’ve told us, you could have saved {amount} {currencyCode} if you had used Wise for the same transfer.

Find out how much you can save by using Wise instead

The SWIFT/BIC code for {0} is {1}. However, {2} uses different SWIFT/BIC codes for the different types of banking services it offers. If you’re not sure which code you should use, check with your recipient or with the bank directly.

The SWIFT/BIC code for {0} is {1}, but it does use other codes for different services. Check with your recipient or with the bank if you’re not sure which to use.

If you're making an international transfer to {0} account, or if someone is transferring you cash to your {1} based {0} account, you'll be asked for a BIC/SWIFT code along with details like the bank address.

Easily find the correct SWIFT (BIC) code for {0} {1} and all information necessary for a successful international bank transfer.

{0} SWIFT codes {1}

If you're making an international transfer to a {0} bank account, or if someone is transferring you cash to your {0} bank account {1}, you'll be asked for a BIC/SWIFT code along with details like the bank address. However, using traditional banks to send money abroad can be slow and expensive. Try Wise for fast, cheap and secure international money transfers.

Why do I need {0} SWIFT code?

Local branches in {0}

{0} SWIFT code {1}

A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). Banks and financial institutions use them to identify themselves globally. It says who and where they are — a sort of international bank code or ID.

These codes are used when transferring money between banks, particularly for <a>international money transfers</a> or SEPA payments. Banks also use these codes to exchange messages between each other.

So what do these letters and numbers mean?

You’ll see the fee on the payment confirmation screen within Apple Pay.

International and business cards might be charged a higher fee, which we’ll confirm before you pay.

You’ll pay a credit or debit card fee - up to a maximum of {fee}.

Card fee

You can have a discount for a number of reasons — for example you might have been invited by a friend or followed a discount link from a website.

We'll apply the discount to your scheduled transfer if it is still unused on the scheduled date.

You have a discount on this transfer

You have an unused discount

To give you a single value that you can compare to other services, total value combines the exchange rate, the Tax on Financial Operations (IOF), and the price charged.

Effective rate (VET)

For this transfer, the exchange rate isn’t guaranteed — Wise will use the exchange rate at the moment of receiving your money.

Not guaranteed rate

You’ll get this rate as long as we receive your {sourceAmount} within the next {hours} hours.

Guaranteed rate

Commercial rate (guaranteed rate)

An extra {depositAmount} has been added to our fees to guarantee that the recipient gets the correct amount in case the exchange rate fluctuates. Any left-over will be refunded.

An extra {depositAmount} will be charged to guarantee the recipient receives the correct amount if the exchange rate fluctuates. Any left-over will be refunded.

Amount lock deposit

Send from one of the cards in your Apple Wallet.

With a debit card from your wallet, it's {debitCardFee} in total fees, so recipient gets {debitCardTargetAmount}. With a credit card from your wallet, it's {creditCardFee} in total fees, so recipient gets {creditCardTargetAmount}.

With a debit card from your wallet, it's {debitCardFee} in total fees, so you pay {debitCardSourceAmount}. With a credit card from your wallet, it's {creditCardFee} in total fees, so you pay {creditCardSourceAmount}.

You’ll pay a credit or debit card fee depending on the card in your Apple Pay wallet, with a maximum fee of {maximumFee}. You’ll be shown the card fee when reviewing the payment summary within Apple Pay.

Use money in your Wise balance to pay for your transfer instantly.

Manually transfer the money to Wise using your bank's online banking platform or application.

Make a domestic wire transfer from your bank's website or branch.

Manually transfer the money to Wise using your bank.

Transfer the money to Wise using your bank account.

Transfer to Wise’s local bank account details.

Pay as if you were paying a bill online. No extra fees, so your recipient will receive the same amount.

Send from your Visa or Mastercard. Your bank may charge you a cash advance fee.

Pay with Direct Debit by connecting your Canadian bank account with Wise.

Pay by connecting your bank account to Wise.

Pay with ACH by connecting your U.S. bank account with Wise.

Pay quickly without leaving Wise by linking your bank account.

Pay securely through FPX using your online banking details.

iDEAL offers a familiar, secure and convenient way of paying online.

Pay with INTERAC e-Transfer® Request Money using your email or phone number.

Send from your PayPal wallet, or your bank connected to PayPal. We don’t accept card payments through PayPal.

Select a payment method

Send from your GBP balance outside the UK

Advanced transfer

Advanced transfer fee

Balance transfer

Balance transfer fee

Low cost transfer

Low cost transfer fee

Send from your bank with an online payment

Easy transfer

Easy transfer fee

Send money from your debit or credit card

Fast and easy transfer

Fast and easy transfer fee

Fast transfer

Fast transfer fee

Standard transfer

Standard transfer fee

Direct online payment method. Available only in Germany, Netherlands, Belgium, Austria, Spain and Switzerland.

Send CAD from your bank account outside Canada. Your bank will charge you extra fees.

Send money internationally. Your bank will charge you extra fees.

Send GBP from your bank account outside the UK. Your bank will charge you extra fees.

Send USD from your bank account outside the US. Your bank will charge you extra fees.

How would you like to pay?

Send money instantly and securely from your bank. For transfers from Finland and Estonia.

Send money instantly and securely from your bank.

Push funds from Venmo to your USD balance.

We use the real exchange rate

If the amount you pay in your currency matters the most, start here. If you’d like your recipient to get a specific amount, start below.

Sending the right amount.

This is the rate you’ll get if you pay for your transfer now.

You'll get this rate as long as we receive your {sourceAmount} by {date}.

For this transfer, the rate isn't guaranteed. Transfers will use the exchange rate at the time of conversion.

Dynamic charges

We can only estimate card fees until you confirm your card details at a later step. You’ll pay a maximum of {formattedFeeAmount} in fees. International and business cards might be charged a higher fee, which we’ll confirm before you pay.

The exchange rate might change between now and {scheduledDate}, so we can only provide an estimate of the fee you’ll be charged.

About estimated fees

We can only estimate Apple Pay fees until you confirm your card details at a later step. You’ll pay a maximum of {formattedFeeAmount} in fees.

If you ask your bank to send money to a SWIFT code that doesn’t exist, they should reverse the payment and return your money. But this might take some time, and your bank may charge you a fee. So use our SWIFT code checker above to confirm that your SWIFT code exists and is in the right format.

What if the SWIFT code exists, but it’s the wrong one, and so you’ve sent money to the wrong place? This is a tricky situation and that’s why it’s important to always confirm the details with the recipient before you send money. If you realise you’ve sent money to the wrong SWIFT code, get in touch with your bank as soon as you can.

What happens if you enter the wrong number?

Enter a SWIFT/BIC to check it's correct and to find out which bank it belongs to.

Check a SWIFT code

SWIFT/BIC codes always follow a set format. This means we can tell if yours is valid or not, and show you what each part of it represents.

SWIFT Code Checker

See how Wise compares

Compare prices for sending money abroad

Wise is cheaper and faster than most banks – and creating an account only takes a few seconds.

Use Wise for cheaper international bank transfers

Send and receive money faster with Wise

Wise is the cheaper, faster and easier way to get the real exchange rate. Join over {marketingDataMillionUsers} million people who save when they send money with us.

Get a better deal for sending money abroad

If you’re sending or receiving money internationally between banks, particularly international wire transfers or SEPA payments, you may be asked for a SWIFT code. SWIFT codes help banks to process transfers from abroad.

When do you need a SWIFT/BIC code?

You can usually find your bank’s SWIFT/BIC code in your bank account statements. You also can use our SWIFT/BIC finder to get the right code for your transfer.

Where can I find my SWIFT/BIC code?

Receive money with local bank details

A cheaper, faster way to send money abroad

SWIFT codes are typically long, and it’s easy to make a mistake when typing them character by character. Try to copy and paste when you can.

Typing mistakes

When sending money online, you should always use the digital format. Some banks will reject your transfer if you use the print format, with spaces between the characters.

Incorrect formats

Banks will sometimes ask for more details. It’s important you enter these details correctly, or your transfer could be rejected — even if the SWIFT is valid.

Recipient details

Common mistakes to look out for

When sending or receiving money, always check the SWIFT code with your recipient or bank.

If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.

Always confirm the details with your recipient

Search Swift / BIC codes by country

Find the right SWIFT/BIC code for your bank. Using the bank name, or its location, you can search for the right code on this page.

SWIFT/BIC codes {0}

Choose from these popular banks to get started:

Banks and other providers often add a markup to their exchange rate while advertising low fees, which means you could be paying huge hidden charges.{linebreak}{linebreak}Wise uses the real exchange rate and charges a low, transparent fee. That’s why it’s cheaper. It’s only fair. It’s your money.

Wise – the clever new way to send money abroad

The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions.

Transfer speed

We’re on a mission to bring transparency to finance, for people without borders. We charge as little as possible, and we always show you upfront.

Find out how much it costs to send money abroad

We want you to have a crystal clear view of how much money arrives at the other end. That’s why we never add a mark-up to the exchange rate and show our fee transparently instead.

Compare our fees to see how much you can save

Exchange rate markup

Find any SWIFT or BIC code with this SWIFT code finder. Easily look up your SWIFT code, and find all the details you need to send money abroad.

BIC / SWIFT code for any bank | SWIFT code finder

We take public information from this provider's website to give you as fair a comparison as we can

How we get this estimate

We get this estimate from the provider's website. Always double-check with the provider before ordering.

Provider's delivery estimate

Right now, we don't know how long it takes to send money with this provider. We're working on it and we'll add it here as soon as we can.

We don't have this data

We take delivery estimates from providers’ own websites. Right now, this provider doesn’t publicly share theirs.

This provider doesn’t share delivery estimates

If you send money right now, we expect your recipient to receive it within this time. But this could vary depending on how you send it.

Our delivery estimate

This is how long we estimate it will take for you to receive your card in the mail, if you sign up and order one today.

Learn about receiving payments with Wise business in 17 currencies. Download our guide and sign-up to the Wise business newsletter.

We've sent you an email with a download link. Since this is an automated email, it may arrive in your spam folder.

Your guide is on the way!

Master SWIFT payments with our FREE guide

If you have a complaint, <a class="footer-link" href="https://wise.com/help" target="_blank">get in touch with us</a> — we'll try and fix the problem. But if you're still not happy, talk to our Ombudsman Service. You can call them on <a class="footer-link" href="tel:08008782802">0800 878 2802</a> or email them at <a class="footer-link" href="mailto:ouvidoria@wise.com">ouvidoria@wise.com</a> — be sure to have your protocol number ready.

Help and support

Resources

Company and team

Wise Products

Everything you need to find the right SWIFT/BIC code for your transfer. Search by bank or country to find the right branch code. Or, if you already have a code, you can use our checker tool to make sure it’s correct.

SWIFT/BIC codes

Disclaimer

You can usually find your bank’s BIC or SWIFT code in your bank account statements. Or, you can use our BIC / SWIFT code finder.

How to find a bank SWIFT code

Use our BIC / SWIFT code finder to look up a SWIFT code. Search by bank or country — or search for the SWIFT code of a particular bank branch. If you’ve already got a code, you can use the BIC / SWIFT finder to check that it’s correct.

Find a SWIFT/BIC code

The code for any {1} branch {2}

Local branches for {0} in {1}

It looks like there aren’t any {0} branches in {1} with their own swift code. But you can use the code above for any branch with {0}

4 letters representing the bank. It usually looks like a shortened version of that bank's name.

Bank code

3 digits specifying a particular branch. 'XXX' represents the bank’s head office.

Branch Code

2 letters representing the country the bank is in.

Country code

A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.

A SWIFT code — sometimes also called a BIC number — is a standard format for Business Identifier Codes (BIC). It’s used to identify banks and financial institutions globally. It says who and where they are — a sort of international bank code or ID.

These codes are used when transferring money between banks, in particular for international wire transfers or SEPA payments. Banks also use these codes to exchange messages between each other.

Example of a SWIFT code

Format of a SWIFT/BIC number.

2 characters made up of letters or numbers. It says where that bank's head office is.

Location code

What is a SWIFT/BIC code?

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We've partnered with other providers who believe in fairness and transparency. That’s why all providers powered by Wise use a great exchange rate, just like us.

Make a one-off payment. You'll get the real exchange rate with the low fee we're known for.

Make a one-off payment and get a real exchange rate for your transfer.

Explore the account used by 16 million people to live, work, travel and transfer money worldwide.

On top of that, your borderless account will let you hold {marketingDataMcaCurrencyCountFallback} currencies in one place, and convert between them at the real exchange rate.

Your borderless account will give you bank details for the US, UK, Eurozone and Australia, which let you get paid in USD, GBP, EUR and AUD for free. It gives you a:

Bye bye bank fees, hello world

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Sending or receiving money from abroad to {0} in {1}? Find the right BIC / SWIFT code with our {0} SWIFT code finder.

Find the BIC / SWIFT code for {0} {1} here. Check your bank’s SWIFT code and get all details you need for international money transfer.

{0} BIC / SWIFT Code - {1} {2}

{0} BIC / Swift code details

Just fill in the country and account details below.

Find a SWIFT code

Find & Check BIC / Swift codes for your bank here! Check your code against our database or find what you need to send money abroad.

{0} SWIFT Code Details

mailto:?subject=BIC / SWIFT code: {0}, {1}&body=BIC / SWIFT code: {0}, {1}.%0D%0AWise is the cheaper, easier way to send money internationally.%0D%0A%0D%0AVisit https%3A%2F%2Ftransferwise.com%2F%3Futm_source%3Dbic_swift%26utm_medium%3Demail%26utm_campaign%3Dsend_code_email

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com

We have a {0} out of 5 rating on Trustpilot

How much are you sending?

Enter a SWIFT / BIC code to find out to which bank it belongs.

If you’re using a bank to send money to this code, remember to check it with the bank or recipient. We can’t tell you if it’s real, or if it’s the right SWIFT code for a particular account.

This SWIFT looks right

In some rare cases, Wise can’t send money to certain SWIFT codes. This one might still be valid, though.

This SWIFT code looks right, but we can’t send money to it

It's important to always verify your SWIFT code before sending money abroad. Enter a SWIFT / BIC code to our SWIFT code checker and find out to which bank it belongs.

The Wise borderless account is the easiest way to send and receive around the world at the real exchange rate. It comes with the Wise debit Mastercard®, which lets you spend in any currency, anywhere, with no sneaky fees or hidden charges. Get your free account quickly and easily online.

Receive more money with a borderless account

These details don't look right

Wise is cheaper and faster than most banks – and it only takes a few seconds to create an account. Join over {marketingDataMillionUsers} million customers who are already saving when they send money to {marketingDataSendMoneyCountriesCount} countries.

Branches for UMO INVEST OY in Finland

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