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ROYCAU2S XXX

ROYAL BANK OF CANADA BIC / Swift code details

ROYAL BANK OF CANADA, PARK STREET, 2, CITIGROUP CENTRE, FLOOR 46, SYDNEY, Australia

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Wise is cheaper and faster than most banks – and creating an account only takes a few seconds.

So what do these letters and numbers mean?

A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). Banks and financial institutions use them to identify themselves globally. It says who and where they are — a sort of international bank code or ID.

These codes are used when transferring money between banks, particularly for international money transfers or SEPA payments. Banks also use these codes to exchange messages between each other.

ROYAL BANK OF CANADA

ROYC Bank code
AU Country code
2S Location code
XXX Branch code
This SWIFT code is for the ROYAL BANK OF CANADA
SWIFT code ROYCAU2SXXX
Swift code (8 characters) ROYCAU2S
Branch name ROYAL BANK OF CANADA
Branch address PARK STREET, 2, CITIGROUP CENTRE, FLOOR 46
Branch code XXX
Bank name ROYAL BANK OF CANADA
City SYDNEY
Country Australia

ROYAL BANK OF CANADA SWIFT Code Details

A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.
  • Bank code A-Z 4 letters representing the bank. It usually looks like a shortened version of that bank's name.
  • Country code A-Z 2 letters representing the country the bank is in.
  • Location code 0-9 A-Z 2 characters made up of letters or numbers. It says where that bank's head office is.
  • Branch Code 0-9 A-Z 3 digits specifying a particular branch. 'XXX' represents the bank’s head office.

Compare prices for sending money abroad

Banks and other transfer services have a dirty little secret. They add hidden markups to their exchange rates - charging you more without your knowledge. And if they have a fee, they charge you twice.

Wise never hides fees in the exchange rate. We give you the real rate, independently provided by Reuters. Compare our rate and fee with Western Union, ICICI Bank, WorldRemit and more, and see the difference for yourself.

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD AUD)
WiseCheapest1,401.53 AUDSave up to 59.76 AUD8.91 USD1.41413
OFX1,398.88 AUD-2.65 AUD0.00 USD1.39888
Chase (US)1,364.55 AUD-36.98 AUD5.00 USD1.37141
Wells Fargo1,358.87 AUD-42.66 AUD1.35 USD1.36071
PayPal1,341.77 AUD-59.76 AUD4.99 USD1.34850

Always confirm the details with your recipient

When sending or receiving money, always check the SWIFT code with your recipient or bank.

If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.

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Your questions, answered

A SWIFT code is a set of 8 or 11 digits that represents a bank branch. You’ll need to use one when sending money internationally. Find your SWIFT code here.

Disclaimer

Wise has not carried out any enquiries on the legal standing of any of the banks and financial institutions listed.

Wise does not take responsibility or have any liability to you or anyone for any risks that may be associated with these banks or financial institutions or the jurisdictions they operate in, nor any transactions that you or any other person may undertake with these organisations. Wise may not provide services in the jurisdiction in question. For a list of our supported countries, please see here.