So what do these letters and numbers mean?
A SWIFT code — sometimes also called a SWIFT number — is a standard format for Business Identifier Codes (BIC). Banks and financial institutions use them to identify themselves globally. It says who and where they are — a sort of international bank code or ID.
|Swift code (8 characters)||PAEDGB2K|
|Branch name||PAYSEND PLC|
|Branch address||20 GARRICK STREET|
|Bank name||PAYSEND PLC|
PAYSEND PLC SWIFT Code DetailsA SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.
Bank code A-Z 4 letters representing the bank. It usually looks like a shortened version of that bank's name.
Country code A-Z 2 letters representing the country the bank is in.
Location code 0-9 A-Z 2 characters made up of letters or numbers. It says where that bank's head office is.
Branch Code 0-9 A-Z 3 digits specifying a particular branch. 'XXX' represents the bank’s head office.
Compare prices for sending money abroad
Banks and other transfer services have a dirty little secret. They add hidden markups to their exchange rates - charging you more without your knowledge. And if they have a fee, they charge you twice.
Wise never hides fees in the exchange rate. We give you the real rate, independently provided by Reuters. Compare our rate and fee with Western Union, ICICI Bank, WorldRemit and more, and see the difference for yourself.
|Sending 1,000.00 USD with||Recipient gets(Total after fees)||Transfer fee||Exchange rate(1 USD → GBP)|
|Cheapest||824.82 GBP||1.99 USD||0.826466|
|823.13 GBP-1.69 GBP||8.91 USD||0.830530|
|821.36 GBP-3.46 GBP||0.00 USD||0.821359|
|820.60 GBP-4.22 GBP||0.00 USD||0.820603|
|816.43 GBP-8.39 GBP||0.00 USD||0.816435|
Always confirm the details with your recipient
When sending or receiving money, always check the SWIFT code with your recipient or bank.
If you think you've used the wrong SWIFT code to send money, you should get in contact with your bank right away. They may be able to cancel the transaction. If it's too late to cancel, you might have to contact the recipient yourself and request that they return your money.
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Fast, simple and really great to send and transfer money. Fees are fair as well and over the past years I used it, there have been no issues.
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Your questions, answered
Wise has not carried out any enquiries on the legal standing of any of the banks and financial institutions listed.
Wise does not take responsibility or have any liability to you or anyone for any risks that may be associated with these banks or financial institutions or the jurisdictions they operate in, nor any transactions that you or any other person may undertake with these organisations. Wise may not provide services in the jurisdiction in question. For a list of our supported countries, please see here.