What is a routing number?
In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9 digits, and sometimes called routing transit numbers, ABA routing numbers, or RTNs.
The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also needs them to process electronic funds transfers – like direct deposits and bill payments.
Find Patelco routing numbers for:
Patelco routing numbers for wire transfers
If you're sending a domestic wire transfer, you'll just need the wire routing number in this table. If you're sending an international wire transfer, you'll also need a Swift code.
|Type of wire transfer||Patelco routing number|
Domestic Wire Transfer
International Wire Transfer to Patelco account in the USA
Patelco routing number for ACH transfers
The ACH routing number will have to be included for sending an ACH transfer to any Patelco account. To send a domestic ACH transfer, you’ll need to use the ACH routing number 321076470.
You'll need to include the ACH routing number when sending an ACH transfer to any Patelco Credit Union account.
What are routing numbers used for?
Banks and credit unions use routing numbers for all sorts of financial transactions. You might need one if you want to do any of the following:
Which Patelco routing number should you use?
Are all Patelco routing numbers the same?
Routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to set up automated bill payments.
A bank might have a few different routing numbers, but they're never shared with other banks. This helps to make sure your payment ends up where it’s meant to.
Find Patelco Credit Union ABA routing numbers for:
Where to find a Patelco routing number on a check
If you have a Patelco Credit Union check handy, you’ll be able to find your routing number easily. Here’s where to look. All you need to get your routing number.
How to find your Patelco routing number online
Want to get your routing number from Patelco? Here’s all you need.
Here are some of the ways to find your number online:
- On this page - We've listed the Patelco routing number for checking accounts and wire transfers.
- Patelco online banking - You’ll be able to get your routing number by logging into online banking.
- Check or statement - Patelco-issued check or bank statement.
- Fedwire - You can look up your routing number on the official website of the Federal Reserve.
Your routing number is there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when you’re looking for your Patelco routing number. But it’s always worth checking the right account and routing number with your bank or your recipient.
Routing numbers, SWIFT codes, BIC and IBANs – what’s the difference?
Banks love confusing financial jargon. Here’s a simple explanation.
You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.
Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.
SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.
IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.
There's a cheaper way to send money abroad
Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.
To get the best deal, it pays to look for specialist services. Many of which take a new approach, and skip the usual costs of sending money around the world.
Try Wise for fast, secure and cheap cross-border payments. All over the world.