Skip to main content

Navy Federal routing number

Using a Navy Federal Credit Union account in the US to send or receive a domestic or international wire transfer? Make sure your payment arrives by using the right routing number.

What is a routing number?

In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9 digits, and sometimes called routing transit numbers, ABA routing numbers, or RTNs.

The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also needs them to process electronic funds transfers – like direct deposits and bill payments.

Find Navy Federal routing numbers for:

What is a routing number?

What are routing numbers used for?

Banks use routing numbers for all sorts of financial transactions. You might need one if you want to do any of the following:

  • Set up a direct deposit, or pay bills automatically from your Navy Federal account
  • Have payments like a salary or pension deposited into your account
  • Pay in a check
  • Make a wire transfer or ACH payment to someone in the US
What are routing numbers used for?

Which Navy Federal routing number should you use?

Are all Navy Federal routing numbers the same?

The Navy Federal routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to set up automated bill payments.

A bank might have a few different routing numbers, but they're never shared with other banks. This helps to make sure your payment ends up where it’s meant to.

Find Navy Federal routing numbers for:

Which Navy Federal routing number should you use?

Where to find a Navy Federal routing number on a check

If you have a Navy Federal check handy, you’ll be able to find your routing number easily. Here’s where to look. All you need to get your routing number.

Where to find a Navy Federal routing number on a check

How to find your Navy Federal routing number online

Want to get your routing number from Navy Federal? Here’s all you need.

Here are some of the ways to find your number online:

  1. On this page - We've listed the Navy Federal routing number for checking accounts and wire transfers.
  2. Navy Federal online banking - You’ll be able to get your Navy Federal routing number by logging into online banking.
  3. Check or statement - Navy Federal-issued check or bank statement.
  4. Fedwire - You can look up your routing number on the official website of the Federal Reserve.

Your routing number is there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when you’re looking for your Navy Federal routing number. But it’s always worth checking the right account and routing number with your bank or your recipient.

How to find your Navy Federal routing number online

Routing numbers, SWIFT codes, BIC and IBANs – what’s the difference?

Banks love confusing financial jargon. Here’s a simple explanation.

You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.

Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.

IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

Routing numbers, SWIFT codes, BIC and IBANs – what’s the difference?

There's a cheaper way to send money abroad

Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.

To get the best deal, it pays to look for specialist services. Many of which take a new approach, and skip the usual costs of sending money around the world.

Try Wise for fast, secure and cheap cross-border payments. All over the world.

There's a cheaper way to send money abroad

It’s time to leave Navy Federal behind.

Send money abroad now