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HSBC routing number

Using a HSBC account in the US to send or receive a domestic or international wire transfer? Make sure your payment arrives by using the right routing number.

What is a routing number?

In the US, banks and other financial institutions use routing numbers to identify themselves. They're made up of 9 digits, and sometimes called routing transit numbers, ABA routing numbers, or RTNs.

The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also needs them to process electronic funds transfers – like direct deposits and bill payments.

Find HSBC routing numbers for:

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HSBC routing numbers for wire transfers

The routing number for HSBC for domestic and international wire transfer is 22000020. If you're sending a domestic wire transfer, you'll just need the wire routing number in this table. If you're sending an international wire transfer, you'll also need a Swift code.

HSBC routing number for wire transfers
Type of wire transferHSBC routing number

Domestic Wire Transfer

022000020

International Wire Transfer to HSBC account in the USA

022000020

HSBC routing number for ACH transfers

The ACH routing number will have to be included for sending an ACH transfer to any HSBC account. To send a domestic ACH transfer, you’ll need to use the ACH routing number 022000020.

You'll need to include the ACH routing number when sending an ACH transfer to any HSBC account.

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What are routing numbers used for?

Banks and credit unions use routing numbers for all sorts of financial transactions. You might need one if you want to do any of the following:

  • Set up a direct deposit, or pay bills automatically from your HSBC account
  • Have payments like a salary or pension deposited into your account
  • Pay in a check
  • Make a wire transfer or ACH payment to someone in the US
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Which HSBC routing number should you use?

Are all HSBC routing numbers the same?

Routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to set up automated bill payments.

A bank might have a few different routing numbers, but they're never shared with other banks. This helps to make sure your payment ends up where it’s meant to.

Find HSBC ABA routing numbers for:

routing-number-wire

Where to find a HSBC routing number on a check

If you have a HSBC check handy, you’ll be able to find your routing number easily. Here’s where to look. All you need to get your routing number.

Where to find a HSBC routing number on a check

How to find your HSBC routing number online

Want to get your routing number from HSBC? Here’s all you need.

Here are some of the ways to find your number online:

  1. On this page - We've listed the HSBC routing number for checking accounts and wire transfers.
  2. HSBC online banking - You’ll be able to get your routing number by logging into online banking.
  3. Check or statement - HSBC-issued check or bank statement.
  4. Fedwire - You can look up your routing number on the official website of the Federal Reserve.

Your routing number is there to make sure your payment arrives to its recipient safe and sound. This page is a great place to start when you’re looking for your HSBC routing number. But it’s always worth checking the right account and routing number with your bank or your recipient.

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Routing numbers, SWIFT codes, BIC and IBANs – what’s the the difference?

Banks love confusing financial jargon. Here’s a simple explanation.

You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.

Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.

SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes.

IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.

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There's a cheaper way to send money abroad.

Sending domestic payments with your bank can be easy enough. But international transfers are a different story. Thanks to high SWIFT and cross-border fees, they can be very expensive and time-consuming.

When you send money with us, you get the real exchange rate — just like the one you see on Google. Combined with the low, upfront fee we're known for. And if we're not the cheapest option, we'll let you know.

It’s time to leave HSBC behind.

Transfer money internationally