GARDEN STATE FEDERAL CREDIT UNION Routing Number NJ - 231278083

231278083 is a routing number used for GARDEN STATE FEDERAL CREDIT UNION in NJ. This routing number supports ACH transfers.

Routing Number231278083
BankGARDEN STATE FEDERAL CREDIT UNION
ACH TransferYes
Wire TransferNo

GARDEN STATE FEDERAL CREDIT UNION Routing Number NJ - 231278083

231278083 is a routing number used for GARDEN STATE FEDERAL CREDIT UNION in NJ. This routing number supports ACH transfers.

Routing Number231278083
BankGARDEN STATE FEDERAL CREDIT UNION
ACH TransferYes
Wire TransferNo
  • 2.49 USD
  • 3.77 USDOur fee
  • –
    6.26 USDTotal fees
  • =
    993.74 USDTotal amount we’ll convert
  • ×
    0.9231
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ACH vs Wire transfers

Confused about ACH transfers and wire transfers? Both methods electronically move money, but they differ in speed and cost.

ACH (Automated Clearing House) transfers are like sending a check electronically. They take a few business days to complete as they go through a central network for verification. The upside? They're generally free or very low-cost. Perfect for regular bill payments or direct deposits.

Wire transfers, on the other hand, are speedier. They zip directly between banks, often on the same business day, sometimes even instantly. But for this privilege, you'll pay a fee, typically ranging from $25 to $50. So, wire transfers are ideal for urgent transactions or international transfers that ACH can't handle.

231278083 doesn’t support Wire transfers
231278083 supports ACH transfers

Where is a routing number on a check?

Your GARDEN STATE FEDERAL CREDIT UNION routing number can be found at the bottom left corner of a check. Here’s how to find your routing number and account number on any check issued by your bank.
Routing number on a check
Routing number online

How to find your GARDEN STATE FEDERAL CREDIT UNION routing number online

Here are some of the ways to find your number online:
  1. On this website – We've listed routing numbers for some of the biggest banks in the US.
  2. Online banking – You’ll be able to get your bank's routing number by logging into online banking.
  3. Check or statement – bank-issued check or bank statement.
  4. Fedwire – You can look up your routing number on the official website of the Federal Reserve.
To make sure the bank can process your payment securely and quickly, you should always check routing numbers – including numbers on this page – with your bank or your recipient.

Routing numbers, SWIFT codes, BIC and IBANs – what’s the difference?

You’ll need a few details to send or receive a wire transfer – either here in the US or internationally.
Routing numbers help identify banks when processing domestic ACH payments or wire transfers. But only in the United States. You don't need one to make a payment to your friend in France, for example.
SWIFT codes, like routing numbers, also identify banks and financial institutions. This time for international payments. They're sometimes known as BIC codes (Bank Identification Codes)
IBANs (international bank account numbers) identify individual bank accounts. They're issued by many banks in Europe, but banks elsewhere in the world are starting to adopt them as well.
Find Swift Codes