Spend anywhere, with low conversion fees
Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise account, we’ll auto-convert it with the lowest possible fee.
Getting your Wise card
No subscription fees
Order a new card at any time
We’ll remind you when it’s time to order a new one
Withdrawing money from an ATM.
Make 2 withdrawals of up to 100 USD each month for free. After that, we’ll charge 1.5 USD per withdrawal. There’s a 2% fee on any amount you withdraw above 100 USD.
|Less than 100 USD per month||More than 100 USD per month|
|2 or less withdrawals||Free||2% of amount over 100 USD|
|3 or more withdrawals||1.5 USD||1.5 USD + 2% of amount over 100 USD|
Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.
Avoid these hidden fees by always choosing to be charged in the local currency of where you are.
Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.
Use your app to update your notification preferences in Settings.
Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.
This will save you from paying the fixed 1.5 USD fee each time.