Receive money from the USA.
Getting paid in the USA? Receiving money from your family or friends in the US? Get an USD balance to receive money from the USA.
Get USD account details before flying to the States.
Don’t have time to open an US bank account in the US? With Wise, you can open an USD balance before leaving home.
Move abroad or go remote and get paid like a local in the US — receive money (or your salary) in USD with your own routing number.
The number of currencies you can receive money in depends on your location. Check which currencies you can receive.
*Wise doesn’t accept cash or cheque payments. Read more about which types of transfers you can receive.
Get paid and go, with your Wise account.
Receive money from friends and family in the USA, convert it in your Wise account and spend in New Zealand.
Wise converts at the mid-market rate with no hidden fees.
Depending on the country of residence, you may not be eligible to open an USD balance. Learn more.
How to receive money from the USA.
Create your Wise account
Sign up to Wise and verify your identity in a few steps. Learn more about what it costs to use Wise.
Choose how to get paid
Pick USD as the currency you wish to receive to your Wise account. We’ll give you everything you need — including your own routing number.
Share your new USD account details and get paid like a local
Give friends, family, or your employer, everything they need to pay you. You'll both avoid conversion fees — and you can spend it directly from your Wise account.
Simple ways to receive money from the USA.
Receiving your salary in the US.
Open a Wise account, get USD account details with your routing number, and share them with your employer.
Receiving your pension from the US.
Get your pension paid from the USA, directly to your Wise account.
Receiving money while studying abroad.
Share your USD account details with your organisation or family, and receive the money from the US directly into your Wise account.
Wise is safe and secure.
We're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.
We're trusted by 13 million people and counting.
Receiving large amounts of money from the USA.
The USD limit per transaction and per day is 1,000,000 USD for personal accounts, and 3,000,000 USD for business accounts.
The USD limit per year is 5,000,000 USD for personal accounts, and 15,000,000 USD for business accounts. These limits apply for a rolling 365-day period, and not per calendar year.
There are no limits if you choose to convert money from one of your other currency accounts into your USD balance.
Read more about limits on how much you can receive from the US.
After receiving the money, you can convert it to different currencies at the mid-market rate.
FAQ.
Receiving money from the US is easy with Wise
We make it simple to receive money from the USA.