How do I receive money to my Wise account details?

Right now, new USD account details are not available for businesses outside the US.

If you already have USD account details, they’ll work as normal.

Learn more about getting USD account details

Learn more about other ways to receive USD to your Wise account

With Wise, you can get account details that you can share with others to receive payments. 

Once you get account details, you can share them with the person or business that wants to pay you. They can send you money directly from their bank or their Wise account, if they have one.  

How do I get account details?

If you live in a country that’s eligible for Wise balances, you can get account details by selecting one of the currencies that can get account details from the home screen and selecting Get account details. 

We’ll guide you through the setup process — there may be requirements if it’s your first time. 

Learn more about getting account details

How do I check my account details?

Once you've opened your account details, on app or web:

1. From Home, select one of your balances

2. Select the account details button just under the currency

3. You can view and copy your account details to share with others. 

   • If you want to get paid internationally by Swift — toggle Global ・ Swift at the top

How your account details work

What currencies and types of payments can I receive?

• You can get account details in over 10 different currencies including USD, EUR, and GBP. 

Learn more about what currencies and payment types you can receive

• With your GBP account details, you can receive international Swift payments from outside the UK in 23 different currencies. 

Learn more about receiving to your GBP account details 

• Wise doesn’t accept cash or cheque payments.

Learn more about what types of payments you can receive.

What happens after I receive the money? 

Your payment will be added directly into the relevant currency balance on your Wise account — you'll see it under Transactions.

Once the money is on your balance, you can convert it to any available currency, hold it on your Wise account, or send it to an external bank account. 

Fees and limits 

Fees 

For most currencies, it’s free to receive money. 

• For USD, domestic ACH bank transfers are free to receive, but there’s a fixed fee to receive domestic and international (Swift) wires. 

• For CAD, all domestic payments are free to receive, but there’s a fixed fee to receive international (Swift) wires. 

Check all the latest fees for receiving money here

Limits 

There are no receiving limits for all currencies except for USD and SGD.

• For USD the limits start from 20,000,000 USD

• For SGD there’s a limit of 200,000 SGD per transaction 

Learn more about receiving limits

Are there other ways to receive money to my Wise account?

You can also receive payments in other ways such as through your email address or phone number, your Wise card details, or by sending a request. Learn more about these other ways to receive here